Central Bank of India Debit Card

Central Bank of India Debit Card includes a range of debit cards designed to make your banking experience smooth and rewarding. Whether you are shopping online, withdrawing cash, or traveling abroad, there are various debit cards to suit your needs.

Most of these cards come with high daily limits, personal accident insurance, and reward points. You can easily apply via the mobile app offered by the Central Bank of India or at your nearest bank branch.

Read further to learn about the various steps in the application process, eligibility criteria, charges, features, and usage.

Table of Contents:

• ⇾ Types of Central Bank of India Debit Card
• ⇾ Central Bank of India Debit Card Features & Benefits
• ⇾ Eligibility criteria for Central Bank of India Debit Card
• ⇾ Guide to applying for a Central Bank of India Debit Card
• ⇾ Central Bank of India Debit Card Charges & Limits
• ⇾ Central Bank of India Debit Card Activation Online
• ⇾ Frequently Asked Questions

Types of Central Bank of India Debit Card

There are different types of debit cards offered by the Central Bank of India:

1. Rupay Select Wellness Card: This card offers international and domestic usage, along with wellness benefits and airport lounge access.​
2. Rupay Platinum Debit Card: Provides a daily transaction limit of up to ₹2 lakh, personal accident cover, and reward points on shopping.​
3. Rupay Classic Debit Card: Offers reward points on shopping and is suitable for everyday transactions.​
4. CBI Visa Platinum Card: Suitable for both domestic and international use, with daily ATM withdrawal limits and POS or e-commerce transaction limits.​
5. Business Debit Card: Designed for business users, offering domestic and international lounge access, insurance, and accident coverage.

Now, let’s move to the top features and benefits of each debit card.

Central Bank of India Debit Card Features & Benefits

The Central Bank of India Debit Cards feature differs based on the card type.

Eligibility criteria for Central Bank of India Debit Card

You can apply for the Central Bank of India Debit Card once you meet the following requirements as part of eligibility:

• The applicant must be of the age 18 years.
• The applicant must have a Savings or Current account with the bank.

Guide to applying for a Central Bank of India Debit Card

Here are the steps to apply for the Central Bank of India Debit Card online:

1. Download the Cent Mobile App from the Google Play or Apple App Store.
2. Log in with your registered mobile number and banking credentials.
3. Go to the 'Debit Card Services' section.
4. Fill out the application form and click on ‘Submit.’

A confirmation message will be sent to your registered mobile number.

Below are the steps to apply for a Central Bank of India Debit Card offline:

1. Visit your nearest Central Bank of India branch.
2. Complete the debit card application form with your personal and account details.
3. Submit the filled application form along with the necessary identification documents.

Central Bank of India Debit Card Charges & Limits

The table below provides a quick overview of the Central Bank of India debit cards, their respective charges, and daily transactional limits.

Central Bank of India Debit Card Rewards & Usage

The Central Bank of India offers reward programs via 2 types of portals for debit cardholders. These are:

1. Cent Rewardz: This is an exclusive debit card loyalty program that provides a range of rewards to the long-term customers of the Central Bank of India.
2. Central PRAISE: This is a rewards and recognition program designed for the top employees of the bank.

Also, the Rupay Platinum Debit Card and Rupay Classic Debit Card provide Anmol Rewardz points on shopping or cash transactions.

The Rupay Classic Debit Card also provides reward points for shopping and completing the first 5 transactions on the Cent Mobile /BHIM Cent UPI app.

Central Bank of India Debit Card Activation Online

You can activate your Central Bank of India Debit Card online and offline. For this, a 4-digit PIN has to be generated, which can be done in the following ways:

• Central Bank of India ATM
• Central Bank of India Mobile App
• Central Bank of India Internet Banking