AU Bank Debit Card

AU Bank Debit Cards are designed to combine everyday convenience with premium features for a seamless banking experience. With contactless payment capability, global acceptance, and secure online transactions, these cards offer efficiency and ease.

Customers can enjoy benefits such as cashback offers, airport lounge access, and other exclusive offers. Enhanced with EMV chip technology, AU Debit Cards ensure top-notch security. Whether shopping, traveling, or daily use, they are built to match your lifestyle.

Before you apply for an AU Bank Debit Card, read till the end for an in-depth understanding of its types, features, and application process.

Table of Contents:

• ⇾ Types of AU Bank Debit Card
• ⇾ Eligibility criteria for AU Bank Debit Card
• ⇾ Guide to applying for an AU Bank Debit Card
• ⇾ AU Bank Debit Card Charges and Limits
• ⇾ AU Bank Debit Card Features and Benefits
• ⇾ Frequently Asked Questions

Types of AU Bank Debit Card

There are a total of 11 debit cards offered by the AU Bank Debit Card, some of which are as follows:

1. AU Royale Business Debit Card: Designed for business owners needing high transaction limits, travel perks, and insurance coverage.
2. AU Platinum Debit Card: Great for frequent spenders looking for higher limits, contactless payments, and added protection.
3. AU Visa Gold Debit Card: Suited for regular users who want everyday convenience with moderate limits and insurance benefits.
4. AU RuPay Classic Debit Card: Best for basic banking needs with low limits and essential insurance coverage.
5. AU Mastercard Platinum Debit Card: Ideal for premium users seeking high limits, global usage, and enhanced safety features.

Eligibility criteria for AU Bank Debit Card

Since there are multiple variants of the AU Bank Debit Card, the eligibility criteria vary from one another. However, some of the general requirements include:

• The applicant must have a current or savings account with the AU Bank.
• The applicant must be at least 18 years old.
• The applicant must have completed the KYC documentation procedure.
• The applicant must have a certain minimum balance based on the card type.
• The applicant can be an Indian citizen or an NRI.

Guide to applying for an AU Bank Debit Card

Typically, banks provide you with a debit card once you open a savings or current account. However, if you are looking to apply for a specific type or variant of an AU Bank Debit Card, there are online and offline methods to get it done.

Online

1. Visit the AU Bank official website.
2. Go to the AU 0101 NetBanking portal under the ‘Login’ button in the menu.


3. Enter your username, password, and captcha code.


4. Click on ‘login’.
5. Go to the ‘Debit Cards/ATM Cards’ category.
6. Pick the card of your choice and click on ‘Apply Now’.

Offline

Now, let’s look at the steps to apply for an AU Bank Debit Card offline:

1. Visit your nearest branch of AU Small Finance Bank.
2. Fill out the application form with details as per instructions.
3. The debit card will be delivered to your registered address, or you can collect it from the bank.

You can also contact the AU Bank Customer Care helpline at 1800 1200 1200 or 1800 26 66677 and request a debit card. They will assist you with the whole procedure. These are toll-free numbers and are available 24x7. Note that these numbers are to address general queries or complaints or service requests.

You can also send your queries to AU Bank customer support at customercare@aubank.in.

Also read: AU Bank Personal loan

AU Bank Debit Card Charges and Limits

The annual fee for AU Bank Debit Cards is ₹200. The table below shows the daily transaction limits for some of the AU Bank debit cards:

AU Bank Debit Card Features and Benefits

The AU Bank Debit Cards are designed to provide various lifestyle perks, security, and convenience. Although each card comes with its own set of features and related benefits, here is what you can expect in general:

• High Transaction Limits: Provides daily withdrawal and purchase limits of up to ₹10,00,000, which is ideal for both everyday and high-value transactions.
• Exclusive Offers & Discounts: Avail special deals on dining, travel, shopping, and more with top brands like Amazon, Swiggy, and MakeMyTrip.
• Global Acceptance: Allows you to use your card internationally with low forex markup and wide merchant acceptance.
• Contactless Payments: Tap and pay facility for purchases up to ₹5,000 securely and swiftly without entering your PIN.
• Comprehensive Insurance Cover: Access to benefits like personal accident cover, air accident insurance up to ₹1 crore, purchase protection and card liability insurance.
• Airport Lounge Access: Complimentary access at domestic and international lounges via select cards.
• Advanced Security: All cards come with EMV chip protection and can be instantly blocked via the AU 0101 App or Internet Banking.