Union Bank of India net banking provides secure access to a wide range of financial services through its digital portal. Users can access almost all of the bank’s services through the internet banking facility. These include the most important things, such as checking balance, managing, activating and even blocking cards, applying for loans and more.
Read on to learn more about Union Bank of India Net banking, how to register and if you have an active account, how to get the best out of it.
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Union Bank net banking registration is the first step to accessing digital banking services. This process is simple and can be completed online or at the branch. Activation is mandatory before using any services.
To register for Union Bank of India net banking online, you can follow the steps below:
You can use these details to log in to your Union Bank netbanking later.
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Union Bank of India net banking services are designed for convenient and secure digital banking. Customers can access almost all of the financial and non-financial services without visiting a branch.
Union Bank of India customer care service offers a defined solution to any of your concerns. If you face issues with internet banking, the linking opportunity team can assist with login, registration, password reset, and technical errors.
Here are various details of customer care support and how you can reach them:
| General helpline number | 1800 2222 44 / 1800 208 2244 (In India – Toll Free) 1800 425 1515 / 1800 425 3555 (In India – Toll Free) |
|---|---|
| For premium customers | 1800 425 2407 |
| VISA Platinum | ₹450 |
| VReporting fraud/disputed transactions | 1800 2222 43 |
| ebanking@unionbankofindia.bank | |
| Blocking netbanking facility | block.netbanking@unionbankofindia.bank |
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The Union Bank of India net banking portal is equipped with quick features offering convenience, security, and 24/7 accessibility for its users. The bank ensures that the customers get world-class support and enhance their convenience of usage.
Key benefits include:
Here is a detailed comparison between various netbanking transactions based on their upper and lower limits.
| NEFT | ₹1 | No upper limit (₹1 Cr during off-hours) | No fixed daily cap |
|---|---|---|---|
| RTGS | ₹1 | No upper limit (₹1 Cr during off-hours) | No fixed daily cap |
| IMPS | ₹1 | ₹5,00,000 | ₹5,00,000 |
| UPI (General) | ₹1 | ₹1,00,000 | ₹1,00,000 |
| UPI (High-Value Categories) | ₹1 | ₹2,00,000 or ₹5,00,000 (select categories) | Based on bank policy |
| UPI (New Users) | ₹1 | ₹5,000 | ₹5,000 |
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There can also be additional charges incurred with payments, which are explained in the table below:
| NEFT (Online) | ₹0 | Free for retail customers |
|---|---|---|
| RTGS (Online) | ₹0 | Free for retail customers |
| IMPS | ₹2.50 to ₹15 + GST | Varies by transaction amount and bank’s internal fee structure |
| UPI (P2P/P2M) | ₹0 | No charges on standard UPI transfers |
| UPI via PPI (e.g., wallets) | 1.1% Interchange (Merchant Only) | Applies to transactions above ₹2,000; charged to merchant, not customer |
| New Beneficiary Cooling Period | Applicable | Temporary lower limit may apply |
| Corporate User Limits | Custom per mandate | Limits set during registration which is typically much higher |
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To reset your Union Bank of India Netbanking password, visit the official login page, click on the ‘Forgot Password’ option, and complete the process using OTP and verification steps.
To access Union Bank of India Netbanking, navigate to the login page, select either the ‘Retail’ or ‘Corporate’ option, and enter your user credentials.
You can activate Union Bank of India Netbanking by registering through the ‘Self User Creation’ link on the official website and completing verification via debit card or by visiting a branch.
Once logged in, you can use Union Bank of India Netbanking to perform services such as fund transfers, bill payments, and downloading account statements through the user dashboard.
In Union Bank of India Netbanking, NEFT and RTGS have no upper limit during banking hours, IMPS allows up to ₹5 lakhs per transaction, and UPI permits ₹1–5 lakhs based on transaction type.
Union Bank of India Netbanking is activated instantly upon successful OTP or debit card verification, while activation via branch registration may take up to 48 hours.
No, Union Bank of India Netbanking activation cannot be done through an ATM, as it must be completed either online via the official portal or in person at a bank branch.
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