⁣Union Bank of India Net Banking


Union Bank of India net banking provides secure access to a wide range of financial services through its digital portal. Users can access almost all of the bank’s services through the internet banking facility. These include the most important things, such as checking balance, managing, activating and even blocking cards, applying for loans and more.

Read on to learn more about Union Bank of India Net banking, how to register and if you have an active account, how to get the best out of it.

⁣Union Bank of India Net Banking Registration

Union Bank net banking registration is the first step to accessing digital banking services. This process is simple and can be completed online or at the branch. Activation is mandatory before using any services.

Union Bank of India Net Banking Registration Online For Retail Banking

To register for Union Bank of India net banking online, you can follow the steps below:

  1. Visit the official Union Bank Online Portal
  2. Click on the option ‘Retail user Login’.
  3. On the following screen, click on the new registration option.
  4. Choose between the two options based on your plan to register with or without your Debit Card. Hit ‘Continue’.
  5. On the following page, enter your Account Number, Date of Birth, PAN Number and captcha codes and hit ‘Continue’.
  6. Based on your selection, you will be asked for account verification either using the debit card or any other proof provided by the bank at the time of account opening.
  7. You can enter the portal for account details creation. You can create the following details here:
    1. User ID,
    2. Login Password and
    3. Transaction Password

You can use these details to log in to your Union Bank netbanking later.

Make sure you have

  • Account Number, ATM Card number, ATM pin.
  • The account number should be linked with the ATM Card.
  • DOB and PAN should be present for the account at the branch.
  • Your Mobile number should be present for the account at the branch.
  • Your email should be present for the account at branch

UBI Net Banking Login

Check the best offers & apply for a credit card!

Services Offered by Union Bank of India Net Banking

Union Bank of India net banking services are designed for convenient and secure digital banking. Customers can access almost all of the financial and non-financial services without visiting a branch.

  1. Balance enquiry and statements
  2. Fund transfers via NEFT, RTGS, IMPS, UPI
  3. Loans and schemes (Personal loans, Home loans, Educational loans, etc.)
  4. Credit card and Debit card management.
  5. Bill payments (electricity, mobile, DTH, etc.)
  6. Opening fixed deposits or recurring deposits
  7. Cheque book request
  8. Setting transaction limits
  9. Downloading account statements

Customer Care for UBI Net Banking

Union Bank of India customer care service offers a defined solution to any of your concerns. If you face issues with internet banking, the linking opportunity team can assist with login, registration, password reset, and technical errors.

Here are various details of customer care support and how you can reach them:

General helpline number 1800 2222 44 / 1800 208 2244 (In India – Toll Free) 1800 425 1515 / 1800 425 3555 (In India – Toll Free)
For premium customers 1800 425 2407
VISA Platinum ₹450
VReporting fraud/disputed transactions 1800 2222 43
Email ebanking@unionbankofindia.bank
Blocking netbanking facility block.netbanking@unionbankofindia.bank

Not sure of your credit score? Check it out for free now!

Check Your Credit Score for Free

Also get a Free Credit Report

Features and Benefits of UBI Online Banking

The Union Bank of India net banking portal is equipped with quick features offering convenience, security, and 24/7 accessibility for its users. The bank ensures that the customers get world-class support and enhance their convenience of usage.

Key benefits include:

  1. 24/7 access to account information.
  2. No branch visit is required for most services.
  3. Secure two-factor authentication.
  4. Corporate account handling via the Union Bank of India corporate login.
  5. Mobile app and desktop access.
  6. Paperless service requests.

⁣Union Bank of India Netbanking Transaction Limits and Charges

Here is a detailed comparison between various netbanking transactions based on their upper and lower limits.

NEFT ₹1 No upper limit (₹1 Cr during off-hours) No fixed daily cap
RTGS ₹1 No upper limit (₹1 Cr during off-hours) No fixed daily cap
IMPS ₹1 ₹5,00,000 ₹5,00,000
UPI (General) ₹1 ₹1,00,000 ₹1,00,000
UPI (High-Value Categories) ₹1 ₹2,00,000 or ₹5,00,000 (select categories) Based on bank policy
UPI (New Users) ₹1 ₹5,000 ₹5,000

Read More

Read Less

There can also be additional charges incurred with payments, which are explained in the table below:

NEFT (Online) ₹0 Free for retail customers
RTGS (Online) ₹0 Free for retail customers
IMPS ₹2.50 to ₹15 + GST Varies by transaction amount and bank’s internal fee structure
UPI (P2P/P2M) ₹0 No charges on standard UPI transfers
UPI via PPI (e.g., wallets) 1.1% Interchange (Merchant Only) Applies to transactions above ₹2,000; charged to merchant, not customer
New Beneficiary Cooling Period Applicable Temporary lower limit may apply
Corporate User Limits Custom per mandate Limits set during registration which is typically much higher

Read More

Read Less

Do you need an instant loan?

FAQs

To reset your Union Bank of India Netbanking password, visit the official login page, click on the ‘Forgot Password’ option, and complete the process using OTP and verification steps.

To access Union Bank of India Netbanking, navigate to the login page, select either the ‘Retail’ or ‘Corporate’ option, and enter your user credentials.

You can activate Union Bank of India Netbanking by registering through the ‘Self User Creation’ link on the official website and completing verification via debit card or by visiting a branch.

Once logged in, you can use Union Bank of India Netbanking to perform services such as fund transfers, bill payments, and downloading account statements through the user dashboard.

In Union Bank of India Netbanking, NEFT and RTGS have no upper limit during banking hours, IMPS allows up to ₹5 lakhs per transaction, and UPI permits ₹1–5 lakhs based on transaction type.

Union Bank of India Netbanking is activated instantly upon successful OTP or debit card verification, while activation via branch registration may take up to 48 hours.

No, Union Bank of India Netbanking activation cannot be done through an ATM, as it must be completed either online via the official portal or in person at a bank branch.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.