The Tata Neu Credit Card is a co-branded rewards credit card offered by HDFC Bank in partnership with Tata Digital. It is designed for Tata Neu users, online shoppers, and customers who frequently spend across Tata brands such as Bigbasket, Croma, Tata 1mg, Westside, IHCL Hotels, Air India, and more. The card is available in two variants: Tata Neu Infinity HDFC Bank Credit Card and Tata Neu Plus HDFC Bank Credit Card. Both cards offer NeuCoins rewards, a fuel surcharge waiver, contactless payments, and Tata Neu ecosystem benefits.
Tata Neu Credit Card Variants
Tata Neu HDFC Bank Credit Cards are available in two variants with different reward rates, fees, eligibility requirements, and benefits.
Tata Neu Infinity HDFC Bank Credit Card
The Tata Neu Infinity HDFC Bank Credit Card is the premium variant designed for high spenders and frequent Tata Neu users. It offers higher NeuCoins earnings, lounge access, insurance benefits, UPI rewards on the RuPay variant, and additional lifestyle privileges.
| Feature | Details |
| Card Type | Premium rewards credit card |
| Best Suited For | High spenders and Tata Neu loyalists |
| Tata Neu App Rewards | Up to 10% NeuCoins with NeuPass |
| Partner Tata Brand Rewards | 5% back as NeuCoins |
| Other Non-UPI Spends | 1.5% back as NeuCoins |
| UPI Rewards | Up to 1.5% on eligible UPI spends via Tata Neu UPI ID |
| Welcome Benefit | 1,499 NeuCoins on first transaction within 30 days |
| Lounge Access | Domestic and international lounge access |
| Insurance Benefits | Includes accidental and medical insurance benefits |
| Fuel Surcharge Waiver | 1% waiver on eligible fuel transactions |
| Annual Fee | ₹1,499 + applicable taxes |
| Annual Fee Waiver | Spend ₹3 lakh in a year |
| Card Network | RuPay or Visa |
This card is suitable for customers who regularly use Tata Neu and shop across brands such as Croma, Bigbasket, Tata 1mg, Air India, IHCL Hotels, and Westside.
Tata Neu Plus HDFC Bank Credit Card
The Tata Neu Plus HDFC Bank Credit Card is an affordable rewards card for everyday users. It offers NeuCoins on Tata Neu spends, partner Tata brand purchases, UPI payments on the RuPay variant, fuel surcharge waiver, and domestic lounge access.
| Feature | Details |
| Card Type | Entry-level rewards credit card |
| Best Suited For | Everyday shoppers and entry-level users |
| Tata Neu App Rewards | Up to 7% NeuCoins with NeuPass |
| Partner Tata Brand Rewards | 2% back as NeuCoins |
| Other Non-UPI Spends | 1% back as NeuCoins |
| UPI Rewards | Up to 1% on eligible UPI spends via Tata Neu UPI ID |
| Welcome Benefit | 499 NeuCoins on first transaction within 30 days |
| Lounge Access | Domestic lounge access |
| Fuel Surcharge Waiver | 1% waiver on eligible fuel transactions |
| Interest-Free Period | Up to 50 days |
| Annual Fee | ₹499 + applicable taxes |
| Annual Fee Waiver | Spend ₹1 lakh in a year |
| Card Network | RuPay or Visa |
This card is best suited for customers who want a low-cost rewards card for regular shopping, bill payments, food, groceries, and Tata brand purchases.
Eligibility Criteria for Tata Neu HDFC Bank Credit Card
Eligibility for the Tata Neu HDFC Bank Credit Card depends on the selected variant, income profile, age, and HDFC Bank’s internal credit policies.
| Criteria | Tata Neu Infinity | Tata Neu Plus |
| Nationality | Indian national | Indian national |
| Salaried Age | 21 to 60 years | 21 to 60 years |
| Self-Employed Age | 21 to 65 years | 21 to 65 years |
| Salaried Income | More than ₹1,00,000 per month | More than ₹25,000 per month |
| Self-Employed Income | ITR above ₹12 lakh per year | ITR above ₹6 lakh per year |
| Credit Score | Good credit history preferred | Good credit history preferred |
| Existing HDFC Cardholders | Can apply; credit limit may be shared | Can apply; credit limit may be shared |
Also Read: HDFC Moneyback Credit Card
Documents Required for Tata Neu HDFC Bank Credit Card
Applicants should keep the following documents ready while applying for a Tata Neu HDFC Bank Credit Card.
| Document Type | Accepted Documents |
| Identity Proof | PAN Card, Aadhaar Card, Passport, Voter ID, Driving Licence |
| Address Proof | Aadhaar Card, Passport, Voter ID, Driving Licence, utility bill |
| Income Proof | Salary slips, Form 16, bank statements, ITR |
| Additional Documents | Passport-size photograph and signature on plain paper |
| KYC Requirement | Video KYC or physical document verification may be required |
Fees & Charges of Tata Neu HDFC Bank Credit Card
The fees vary based on whether you choose Tata Neu Infinity or Tata Neu Plus.
| Variant | Joining Fee | Renewal Fee | Annual Fee Waiver |
| Tata Neu Infinity HDFC Bank Credit Card | ₹1,499 + GST | ₹1,499 + GST | Spend ₹3 lakh in a year |
| Tata Neu Plus HDFC Bank Credit Card | ₹499 + GST | ₹499 + GST | Spend ₹1 lakh in a year |
Features and Benefits of Tata Neu HDFC Bank Credit Card
Tata Neu HDFC Bank Credit Cards offer rewards, savings, and convenience across Tata Neu, partner Tata brands, UPI payments, fuel spends, and travel.
NeuCoins Rewards
- 1 NeuCoin = ₹1.
- NeuCoins can be earned on Tata Neu app spends, partner Tata brands, and eligible other spends.
- NeuCoins can be redeemed across participating Tata Neu partner brands.
Welcome Benefits
| Variant | Welcome Benefit |
| Tata Neu Infinity | 1,499 NeuCoins on first transaction within 30 days |
| Tata Neu Plus | 499 NeuCoins on first transaction within 30 days |
Rewards on Tata Neu App
| Variant | Tata Neu App Reward |
| Tata Neu Infinity | Up to 10% NeuCoins with NeuPass |
| Tata Neu Plus | Up to 7% NeuCoins with NeuPass |
Rewards on Other Spends
| Variant | Other Eligible Non-UPI Spends |
| Tata Neu Infinity | 1.5% back as NeuCoins |
| Tata Neu Plus | 1% back as NeuCoins |
UPI Payments on RuPay Variant
RuPay variants can be linked for eligible UPI merchant payments.
| Variant | UPI Reward |
| Tata Neu Infinity RuPay | Up to 1.5% on eligible UPI spends |
| Tata Neu Plus RuPay | Up to 1% on eligible UPI spends |
Airport Lounge Access
| Variant | Lounge Access |
| Tata Neu Infinity | 8 domestic visits per year and 4 international visits per year |
| Tata Neu Plus | 4 domestic visits per year |
Domestic lounge access requires quarterly spend qualification from June 10, 2025, as mentioned in the provided data.
Fuel Surcharge Waiver
Both variants offer a 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹5,000. For Tata Neu Infinity, HDFC Bank notes a fuel surcharge waiver cap of ₹250 per statement cycle.
Contactless Payments
Both cards support contactless payments. In India, contactless transactions up to ₹5,000 can be completed without entering a PIN.
Insurance Benefits
The Tata Neu Infinity variant includes insurance benefits, including accidental and medical coverage as per applicable card terms.
Also Read: HDFC Diners Club Rewardz Credit Card
Tata Neu Infinity Vs Tata Neu Plus Credit Card
The table below compares both Tata Neu and HDFC Bank Credit Card variants.
| Feature | Tata Neu Infinity | Tata Neu Plus |
| Best For | Premium users and high spenders | Everyday shoppers |
| Annual Fee | ₹1,499 + GST | ₹499 + GST |
| Annual Fee Waiver | Spend ₹3 lakh annually | Spend ₹1 lakh annually |
| Tata Neu App Reward | Up to 10% with NeuPass | Up to 7% with NeuPass |
| Partner Tata Brand Reward | 5% NeuCoins | 2% NeuCoins |
| Other Spends | 1.5% NeuCoins | 1% NeuCoins |
| UPI Rewards | Up to 1.5% | Up to 1% |
| Lounge Access | Domestic and international | Domestic only |
| Welcome Benefit | 1,499 NeuCoins | 499 NeuCoins |
| Fuel Surcharge Waiver | 1% | 1% |
| Insurance Benefits | Included | Not specified |
| Best User Profile | Frequent Tata brand spender | Budget-conscious rewards user |
How to Apply for Tata Neu HDFC Bank Credit Card
Eligible customers can apply for the Tata Neu HDFC Bank Credit Card through the Tata Neu app or the HDFC Bank website.
- Visit the Tata Neu app or the HDFC Bank credit card page.
- Select Tata Neu Infinity or Tata Neu Plus.
- Enter your mobile number, PAN, and date of birth.
- Verify your details using OTP.
- Check your eligible card variant and credit limit.
- Fill in personal, employment, and income details.
- Upload documents if required.
- Complete Video KYC or schedule physical document pickup.
- Submit the application for approval.
After approval, the card is issued and dispatched to the registered address.
Also Read: HDFC IRCTC Credit Card
Track Tata Neu HDFC Bank Credit Card Application Status
Applicants can track their Tata Neu HDFC Bank Credit Card application through Tata Neu or HDFC Bank channels.
- Open the Tata Neu app.
- Go to Finance.
- Select Credit Cards.
- Check the latest application status.
- Alternatively, visit HDFC Bank’s credit card application tracking page.
- Enter your registered mobile number or application reference number.
- Complete OTP verification.
- View the current status.
Which Tata Neu HDFC Bank Credit Card Should You Choose?
Choose the Tata Neu Infinity HDFC Bank Credit Card if you have higher monthly spending, frequently shop across Tata brands, use Tata Neu regularly, and want premium benefits like higher NeuCoins, lounge access, and insurance benefits.
Choose the Tata Neu Plus HDFC Bank Credit Card if you want a lower-fee card for daily purchases, groceries, bill payments, food, and regular Tata Neu transactions. It is more suitable for entry-level users who want steady rewards without paying a high annual fee.
Tata Neu HDFC Bank Credit Card Customer Care
Customers can contact HDFC Bank or Tata Neu support for credit card-related assistance.
| Service Type | Contact Detail |
| HDFC Customer Care IVR | 1860-266-0333 |
| HDFC Assisted Support | 1800-25-8282-638 |
| Tata Neu Card Support | tataneucardsupport@hdfc.bank.in |
| Tata Neu Customer Care | customercare@tataneu.com |
| Card Management | HDFC MyCards, NetBanking, Mobile Banking |
| Tata Neu Support | Tata Neu app help section |
Customers can use these channels for application tracking, billing issues, reward queries, card blocking, UPI linking, and NeuCoins-related support.
Download the Buddy Loan App Now!
One solution to each of your financial needs at your fingertip.
Scan to download now
