The Standard Chartered Debit Card consists of a diverse set of debit cards tailored to meet the unique needs of every customer. From everyday savings to lifestyle perks, cardholders can enjoy a variety of benefits such as reward points, cashback, exclusive discounts, and so on.
Premium debit cards include enhanced features like higher transaction limits, complimentary airport lounge access, and built-in insurance coverage. Since the SC Debit Cards come with global acceptance across the Visa network, every card is ready for international use.
Keep reading to know the different card types, features, application process, and more.
| Standard Chartered Debit Cards are most beneficial for frequent shoppers and travelers who want secure payments, rewards, and added perks like lounge access and insurance. |
Eligibility Criteria of Standard Chartered Debit Card
The eligibility criteria for the Standard Chartered debit card is based on the card type you are applying for. When it comes to general eligibility, individuals must hold a Standard Chartered savings account.
Types of Standard Chartered Debit Card 2025
There are 8 types of Standard Chartered debit cards, which are as follows:
| Debit Card Type | Key Features |
|---|---|
| Platinum Rewards Debit Card |
|
| Premium Debit Card |
|
| Prime Debit Card |
|
| Priority Infinite Debit Card |
|
| Platinum Debit Card |
|
| Business Banking Infinite Debit Card |
|
| Private Infinite Debit Card |
|
| Prodigy Debit Card |
|
Step-by-step guide to applying for a Standard Chartered Debit Card
When you open a Standard Chartered savings account, you will receive a debit card alongside. You can also request one separately if you already have an account but no debit card.
Here’s how you can apply for a Standard Chartered Debit Card online:
- Visit the official website of the Standard Chartered Debit Cards.
- Select the debit card of your choice and check its eligibility.
- Fill out the application form.
- Submit the necessary documents.
For an offline application, here are the steps to follow:
- Visit your nearest Standard Chartered bank branch.
- Complete the application form.
- Submit the form along with the required documents.
Standard Chartered Debit Card PIN Generation
To generate your Standard Chartered Debit Card PIN online, follow the steps below:
- Login to Standard Chartered Online Banking or SC Mobile.
- Go to ‘Help & Services’.
- Go to ‘Card Management’ and Select ‘Debit/ATM Card PIN Change’.
- Follow the instructions to generate your debit card PIN.
Standard Chartered Debit Card Features & Benefits
- Provides reward points on eligible transactions, which can be redeemed through the bank’s online rewards portal.
- High Daily Limits for ATM withdrawals and purchases (up to ₹2 lakh, depending on the card).
- Enhanced security for online transactions through 3D Secure OTP verification.
- Use your debit card globally to withdraw cash and make payments across the Visa network.
- Provides access to complimentary airport lounge access as per the card type.
- Discount offers on expenses across shopping, travel, and dining.
- Includes insurance covers, such as air accident insurance and purchase protection.
Standard Chartered Debit Card Insurance
Among the various debit cards of Standard Chartered, the cards that offer purchase protection and insurance coverage for air accident are as follows:
- Premium Debit Card
- Priority Infinite Debit Card
- Private Infinite Debit Card
- Prime Debit Card
However, there are certain terms and conditions to be followed:
General Rules:
- Make sure your nominee details are updated with the bank for smooth claim processing.
- Your debit card must be active (used at least once in the last 30 days).
- Negligence or breaking the law is not covered.
- You must report the claim within 30 days of the incident to Royal Sundaram.
- All required documents must be submitted within 30 days after reporting the claim.
Air Accident Insurance (Up to ₹1 Crore):
- This covers accidental death while traveling by airline, only if the ticket was bought using the covered debit card.
- Claims must be reported and documents submitted within 30 days of the incident.
- Pilots, air crew, armed forces, and police are not covered.
Purchase Protection Insurance (Up to ₹55,000)
- Only applies to items bought using your Standard Chartered debit card.
- Covers theft, fire, or accidental damage to items bought using the debit card and kept at home.
- Jewellery, perishable items, earthquake, terrorism, and mysterious loss are not covered.
- Valid for 90 days from the date of purchase.
- Claims must be reported and documents submitted within 30 days.
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