SBI Platinum International Debit Card


The SBI Platinum International Debit Card is a premium card offered by the State Bank of India, designed for individuals seeking enhanced banking privileges.

The card is globally accepted and allows users to make purchases and withdraw cash at over 30 million locations worldwide. Cardholders can enjoy complimentary airport lounge access and reward points on various purchases via the SBI Rewardz program, which can be redeemed to access a range of benefits.

Before you apply for the SBI Platinum International Debit Card, ensure to be well-informed about its charges, features, limits, and eligibility.

Let’s begin.


The SBI Platinum International Debit Card offers benefits like worldwide acceptance, reward points on transactions, and complimentary domestic airport lounge access. It also provides enhanced security features and easy management via the SBI YONO app.

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Table of Contents:

Eligibility Criteria SBI Platinum International Debit Card

Here are some of the requirements you need to qualify for the SBI Platinum International Debit Card eligibility:

  • The applicant can be an Indian citizen or an NRI.
  • The applicant must have a savings or current account with the bank.

The applicant must also provide certain documents, such as identity proof, address proof and so on.

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Charges & Fees of SBI Platinum International Debit Card

The table below shows a quick overview of the SBI Platinum International Debit Card charges:

Issuance Charges (₹) ₹300 + GST
Annual Maintenance Charges (₹) ₹250 + GST
Replacement Charges (₹) ₹300 + GST

Charges are subject to change.

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Limits of SBI Platinum International Debit Card

The SBI Platinum International Debit Card limit is as follows:

Payment Mode Daily Transaction Limit (₹)
Domestic ATM Withdrawal: ₹100 to ₹1 lakh
POS/Online Shopping: Up to ₹2 lakh
International ATM Withdrawal: Varies based on the ATM and country.
PoS: up to ₹2,00,000 (in foreign currency)
Online: ₹50,000 (in foreign currency) per transaction/month on select international sites.

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Features & Benefits of SBI Platinum International Debit Card

Below are some of the key SBI Platinum International Debit Card benefits and features:

  • Acceptance: Widely accepted across India and abroad.
  • Standard Rewards: Earn 2 points per ₹200 spent on shopping, dining, travel, fuel, and more.
  • Activation Bonus: Get up to 300 bonus points by making 3 purchases of ₹2,000+ each within 2 months of card issuance.
  • Birthday & International Bonus: Earn 2x points during your birthday month and on international spends.
  • Milestone Bonus: Earn 1,000 points for every ₹1 lakh spent in a financial year.
  • Redeem SBI Rewardz Points: Earn and redeem extra points at SBI Rewardz partner stores, online, or in-store.
  • Lounge Access: Enjoy complimentary airport lounge access (T&C apply).

You can use the SBI Rewardz points for recharges, bills, travel, movies, and shopping.

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Frequently Asked Questions

To apply for an SBI Platinum International Debit Card, you can request it through the YONO SBI app or by visiting your home branch.

Yes, the SBI Platinum International Debit Card is enabled for both domestic and international usage, allowing you to make purchases and withdraw cash worldwide.

Yes, the SBI Platinum International Debit Card offers complimentary domestic airport lounge access, subject to terms and conditions.

The SBI Platinum Debit Card charges a 3% fee plus GST on international purchases, and a ₹100 + 3.5% fee plus GST for cash withdrawals abroad.

The annual charges for the SBI Platinum International Debit Card are ₹250 + GST.

The SBI Platinum International Debit Card lounge access, with the number of free visits varying based on the card's issuing network—Visa, MasterCard, or RuPay.

Yes, you can use your SBI Platinum International Debit Card outside India for purchases and cash withdrawals at ATMs worldwide, provided international transactions are enabled.

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