IndusInd Bank Mobile Banking


IndusInd Bank Mobile Banking offers the most convenient way to manage your finances from your phone. With secure access, easy registration, and 24x7 service availability, IndusInd mobile Banking simplifies banking for its customers.

There are various mobile banking services provided by the bank, such as mobile applications, WhatsApp banking, SMS banking & missed call banking, etc. These are aimed at making managing your banking easy and convenient.

Using the IndusInd mobile banking services, you can manage your finances from anywhere in the world, with or without the internet. Read on more to learn about IndusInd mobile banking and various services provided by it, and how you can make the best out of it.


The IndusMobile app by IndusInd Bank Mobile Banking offers secure access to banking services like fund transfers, bill payments, account management, and card control, all through one unified app. The services are available 24/7 with UPI, IMPS, and investment tools built in.

IndusInd Bank Mobile Banking Services

The IndusInd Bank Mobile Banking is not just the mobile app alone, but an array of services that allow you to access your account details remotely. These include:

  1. Mobile Applications
  2. Missed call and SMS banking
  3. USSD banking
  4. Whatsapp Banking
  5. Indus Alerts

These are aimed at making managing your banking easy and convenient. Using the IndusInd mobile banking services, you can manage your finances from anywhere in the world, with or without the internet.

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Indusind Bank Mobile Banking App

The IndusInd Bank offers a separate mobile banking application for almost all of its functions. These apps include:

App Name Function / Description
IndusMobile: Digital Banking A comprehensive solution for net banking. Allows you to check balances, transfer funds, pay bills, and more.
IndusInd Bank: Savings A/C, FD Allows you to open and manage savings accounts or fixed deposits digitally.
INDIE For Business Designed for small businesses to handle accounts, invoices, and digital collections.
BHIM IndusPay A UPI-based app for fast, secure transfers and QR payments.
IndusDirect Offers corporate and treasury banking tools for business and institutional users.

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The consolidated application for all the net banking features by IndusInd Bank Mobile Banking app is the IndusMobile app, which is a comprehensive multiple banking service in one platform. You can download the app from Google Play or the App Store.

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IndusInd Bank SMS banking

IndusInd bank offers a quick and easy way to access your basic banking necessities even without the internet through SMS and missed call banking.

These methods focus on including customers who do not have a smartphone to have basic functions such as knowing their balance, getting a mini statement and many more, without having to visit the branch or an ATM.

Here are the various types of prompts for primary banking purposes to use for SMS banking:

Note: You have to send these SMS keywords to the number 9212299955.

Service SMS Format Example
Check Balance BAL BAL
Last 3 Transactions MINI MINI
Recharge Own Mobile MYREC <Amount> <Last 4 digits of Debit Card> MYREC 100 5678
Recharge Other Mobile MOB <10-digit No> <Operator> <Amount> <Last 4 digits of Debit Card> MOB 9876543210 AIRTEL 100 5678
Recharge DTH DTH <Subscriber ID> <Operator> <Amount> <Last 4 digits of Debit Card> DTH 12345 TATASKY 500 5678

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Here are some more services provided through the SMS feature. Please note that the numbers for these to be sent differ from the ones above.

Send SMS to 567677 for These Services:

Service SMS Format Example
Duplicate Statement STMT <Last 4 digits of A/C number> STMT 5678
Duplicate FD Advice DFD <Last 4 digits of FD number> DFD 1234
Add-On Card Request ADD ON <Last 4 digits of A/C number> ADD ON 5678
TDS Certificate TDS TDS ABCDE1234F Q3FY2016
Apply for Home Loan HL <Last 4 digits of A/C number> HL 5678

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Send SMS to 5676757 for These Requests:

Request Type SMS Format Example
Link Aadhaar to Account SEED <A/C No> SEED 123456789012 098765432109
LPG Subsidy (DBTL) Seeding DBTL <A/C No> <17-digit LPG ID> DBTL 123456789012 12341234123412341
PMJJBY Enrolment PMJJBY YES PMJJBY YES Sumit Singh
PMSBY Enrolment PMSBY YES PMSBY YES Sumit Singh

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IndusInd Bank Missed Call Banking

While the SMS banking and missed call banking are both quick offline methods, the missed call banking services do not incur any tariff charges, as compared to the SMS feature, which incurs charges to send messages.

However, the functions available via the missed call feature are comparatively low. Here are the numbers to which you are supposed to make the call and their respective functions:

Service Request Missed Call Number
Get Account Balance 1800 274 1000
Download Video Branch App 1800 274 2000
Apply for an IndusInd Bank Loan 1800 532 3344
Apply for any IndusInd Bank Product 1800 833 6677

⁣IndusInd Bank USSD banking

Just like you check your phone balance using the USSD codes, you can check your basic banking details with USSD codes provided by IndusInd Bank by dialling them from your registered mobile number.

Here is the list of services provided by the IndusInd Bank USSD services:

  • Fund Transfers via Mobile Number, UPI ID, Account Number & IFSC, MMID, or to existing beneficiaries
  • Request Money using UPI ID or mobile number
  • Check Account Balance instantly
  • Manage Profile – Add or switch bank accounts, select language, manage UPI ID and beneficiaries
  • View Pending Requests for incoming payment collections
  • Check Transaction History for recent UPI activity
  • Set or Change UPI PIN easily from your mobile

Here is the list of USSD codes for respective purposes:

Transaction Name Short Code (Registered Users) Short Code (New Users)
Fund Transfer 991# 9969*1#
Request Money 992# 9969*2#
Check Balance 993# 9969*3#
My Profile 994# 9969*4#
View Pending Collect Requests 995# 9969*5#

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Please note the daily limit for financial transactions: ₹5,000/-

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IndusInd Bank Whatsapp Banking

IndusInd Bank offers a simple and easy WhatsApp banking facility to quickly access and know your basic banking details. This is focused on creating a better banking experience for the busy and people less experienced with banking facilities.

Here is how you can activate WhatsApp banking on your registered mobile number:

  1. On WhatsApp, send ‘Hi’ to the number +91 22 4406 6666.
    Alternatively, you can leave a missed call at 874 490 0400 from your registered mobile number. You can also fill in the subscription form provided on the website.
    (www.indusind.com/in/en/microsites/whatsapp-banking.html)
  2. Click on the subscribe button.
  3. You can choose the respective options from the menu.

IndusInd Bank Indus Alerts

IndusInd Bank offers various alert facilities for its bank accounts. This ensures that customers stay updated on their bank account information every time.

IndusAlerts enables IndusInd Bank credit cardholders to access essential account details and service requests via SMS. By sending specific keywords followed by the last four digits of the primary credit card to 5676757, users can perform the following actions:

  • Check available credit limit
  • View current reward points
  • Retrieve last statement summary (total due, minimum due, due date)
  • Block the credit card
  • Request IVR OTP
  • Receive the latest statement by email

Here is the list of prompts for credit card-related queries:

SMS To Get
STMT (space) XXXX Total Amount Due, Minimum Amount Due, and Payment Due Date
BALE (space) XXXX Available Credit Limit
RBALE (space) XXXX Till-Date Reward Points
ESMT (space) XXXX Latest Statement by Email
BLOCK (space) XXXX Block Your Credit Card

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⁣IndusInd Bank Mobile Banking Registration & Login

IndusInd Bank provides several methods to register for their mobile banking services, primarily through their IndusMobile app. The registration process usually involves validating your identity using existing bank credentials.

Here are various methods for your Indusind Bank mobile banking registration:

IndusInd Bank Mobile Banking Registration Using IndusMobile Application

Here are the steps you can follow to register and log in to the IndusInd mobile banking:

  1. Download the IndusMobile app from the Play Store or App Store.
  2. indusmobile-app
    indusmobile-app

    Make sure the publisher is listed as IndusInd Bank Ltd before downloading.

  3. Install the app on your smartphone.
  4. Open the app and enter your registered mobile number.
  5. Verify your number using the OTP sent to your phone.
  6. Enter your PAN details for eKYC purposes.
  7. Choose an authentication method. Options include Aadhaar, registered phone number or debit card.
  8. Complete the authentication by entering your respective details and verifying with the OTP sent to your registered mobile number.
  9. Set up your MPIN and enable biometric login for added ease of access.

The next time you log in to your account, you can simply use your biometrics on the device or mPIN to log in to your account. As soon as you log in, you will be redirected to the dashboard, where you can find various services.

If you're facing issues during registration or login, you can call the IndusInd Bank customer care at 1860 267 7777. Ensure that your mobile number is correctly linked with your account, as it's required for both registration and verification.

Also read: IndusInd personal loan customer care number

IndusInd Bank Mobile Banking Registration Using ATM

This is one of the safest and shortest methods to register and activate your mobile banking services. The following steps can help:

  1. Visit an IndusInd Bank ATM.
  2. Insert your Debit Card.
  3. Enter your PIN and open the core banking dashboard.
  4. Select the ‘Mobile Banking Registration’ option from the menu.
  5. Follow the on-screen instructions to complete the registration.
  6. You will be asked to enter the OTP sent to your registered mobile number.
  7. You will receive your User ID and temporary mPIN via SMS on your registered mobile number within a few minutes, within a maximum of 2 working days.

IndusInd Bank Mobile Banking Registration By Contact Centre

The customer care support of IndusInd mobile banking can help you in enabling your mobile banking registration. Follow the steps below to register:

  1. Call the Contact Centre. Dial IndusInd Bank's customer care helpline number at 1860 267 7777.
  2. You would have to follow the IVR to navigate through the options and speak to the customer service executive.
  3. Speak to a customer support representative and request to register for mobile banking.
  4. The representative will ask to verify your identity through a series of questions regarding your identity that has been registered with the bank.
  5. Upon successful verification and request processing, the customer service executive will register your account, and you will receive your User ID and mPIN via SMS on your registered mobile number within 2 working days.

Indusind Bank Mobile Banking Registration By Bank Branch Visit

This is the most conventional method of activating your mobile banking and one of the easiest methods. You can follow the steps below:

  1. Go to your nearest IndusInd Bank branch.
  2. Ask for the Mobile Banking registration application form from the bank staff.
  3. Fill in the application form completely with your details (account number, registered mobile number, etc.) and submit it.
  4. After the branch processes your application, you will receive your User ID and temporary mPIN via SMS on your registered mobile number within minutes.

You can ask for assistance from the bank's staff and clarify any issues you have with the mobile registration with a teller.

For users already using IndusInd net banking, mobile banking can be activated without visiting a branch.

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IndusInd Mobile Banking Pin change & Security

Changing your IndusInd mobile banking PIN regularly is recommended for security. The IndusInd Bank Mobile Banking app includes built-in features for PIN management, biometric authentication, and transaction alerts to protect your account.

To change your MPIN,

  1. Open your application using mPIN or biometrics.
  2. Click on the profile button and open the menu.
  3. Navigate to the security section within the app.
  4. You will come across the option to change your mPIN.

Note: If you forget your MPIN or your app access is locked, reset options are available through the app or via customer care.

Various other security features include

  • Device binding,
  • Automatic session logout,
  • 128-bit encryption
  • SMS alerts for all transactions

These measures are aligned with the RBI’s guidelines on mobile banking safety.

Also read: IndusInd bank personal loan

Services offered in Indusind App

The IndusInd Bank mobile application, IndusMobile, acts as a comprehensive and portable variant of its digital banking platform. The app is compatible with Android and iOS and includes fingerprint and face recognition for secure login.

The following are some of the features available from the IndusInd mobile application:

  1. Account Management
    • Check balances for deposits and loans
    • View transactions and download statements
    • Open FDs, apply for loans, and access pre-approved offers
  2. Payments & Transfers
    • Pay bills with smart reminders
    • Manage subscriptions (cards, UPI, auto-debits)
    • Send money via NEFT, IMPS, or UPI
    • Scan & Pay or Pay to Contact via UPI
  3. Investment Tracking
    • Invest in mutual funds from the app
    • Track and manage your portfolio easily
  4. Card Controls
    • Manage debit and credit cards in-app
    • Set spending limits and enable/disable usage
    • Pay card bills with reminders for due dates

Additional features include requesting cheque books, downloading account statements, checking loan eligibility and applying for new financial products.

Features, Charges & Limits of Indusind mobile

IndusInd Mobile Banking offers most features free of charge, although some services have specific transaction limits or fees. It's important to understand these before using high-value features.

Feature Description Limit
IMPS Instant 24/7 fund transfer for emergencies or quick payments. ₹5 lakhs per day
NEFT Transfers are processed in batches during banking hours; ideal for scheduled payments. Depends on account type
RTGS Real-time settlement for high-value transactions (₹2 lakhs and above). ₹10 lakhs per day
Quick Pay Fast transfers without adding a beneficiary, perfect for one-time payments. ₹50,000 per transaction
UPI For quick transfers and flexible autopays. ₹1 Lakh per day

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The app supports 24x7 banking, biometric login, and a multilingual interface. Users can manage accounts, investments, credit cards and more without incurring annual fees.

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Frequently Asked Questions

To activate IndusInd mobile banking, download the IndusMobile app, enter your account details, verify with OTP, and set your mPIN.

To open IndusInd mobile banking, install the app and register using your mobile number and debit card or account number.

You can register for IndusInd mobile banking through the app using your linked mobile number, OTP verification, and card/account info.

To unlock IndusInd mobile banking, you can use your mPIN or biometrics (if already enabled). In case you forgot your password, use the 'Forgot mPIN' option in the app or call customer support to reset it securely.

To activate mobile banking in IndusInd Bank, use IndusMobile with your account number or debit card, complete OTP authentication, and set an mPIN.

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