HDFC Mobile Banking App


The HDFC Mobile Banking App is a user-friendly mobile application introduced by the HDFC bank. The growing demand for quick and secure access to banking services is addressed via the various features built into this app.

These include credit card management, fund transfers, bill payments, investments, and so on. This ensures that users have a seamless banking experience at the least effort.

Now, let’s look at each of the features of the HDFC Net Banking Mobile App, registration, login, activation, and so on.

The HDFC Mobile Banking App combines convenience and innovation, allowing users to manage their accounts, make transactions via NEFT, RTGS, IMPS, or UPI, and pay bills effortlessly.

HDFC Mobile Banking App Features

The HDFC Mobile Banking App features include:

  • Account Management: This includes managing credit card, managing debit card, viewing card statements, making bill payments, etc. The user can also enable/disable their transactions, set transaction limits, check transaction histo
  • Money Transfer: The user can transfer funds to other bank accounts instantly via NEFT (National Electronic Fund Transfer) and make bill payments as necessary
  • Fixed Deposit Management: The user can open new fixed deposits easily, view their current details, renew or add to the FDs, or even withdraw funds.
  • UPI Services: This feature lets the user create and manage multiple UPI accounts. The UPI QR code helps in Scan and Pay, request money, pay to other UPI IDs, and view transaction history.
  • Balance Check: Check your balance instantly for a credit card, savings account, or current account. Set alerts for low balance and view mini statements as needed.
  • The HDFC Bank Mobile Banking App offers 150+ transactions and has had 5 Crore+ downloads so far!

HDFC Mobile Banking Registration

To register for the HDFC Bank MobileBanking App, here are the steps to follow:

  1. Open the PlayStore or iOS app store and download the HDFC Bank MobileBanking App.
  2. Open the App and Click on Register.
  3. Enter the details as per the instructions. Fill in the registered mobile number and customer ID.
  4. An OTP will be sent to the registered mobile number which must be used to set up the new password for the HDFC Mobile App.
  5. Once you have completed the HDFC Mobile Banking App registration, you can log in using your customer ID and IPIN.

    Now, let’s look at the activation process of your HDFC Bank MobileBanking App account.

HDFC Mobile Banking Activation

Your HDFC Mobile Banking App activation process is usually completed once you have successfully logged in with your HDFC customer ID and IPIN. You can also activate your account in two other ways, that is, you can set up a 4-digit PIN or use a biometric fingerprint/ face ID for instant access to your account. The 4-digit PIN/biometric login adds an extra layer of security to your HDFC Mobile Banking App. Here are the steps to activate this feature:

  1. Open the HDFC Bank MobileBanking App.
  2. Click on ‘Set up 4 digital login PIN’.
  3. Enter customer ID and mobile number.
  4. Enter the OTP received on the registered mobile number.
  5. Validate with your debit card details / split OTP (in case you do not have an active debit card).
  6. Set a 4-digit Login PIN and enable biometric.
  7. Enter the 4-digit PIN and click the toggle button to enable Fingerprint/ Face ID.

HDFC Mobile Banking Password Reset

To reset your HDFC Mobile Banking App password, here are the steps for you to follow:

  1. Open the HDFC Mobile Banking App once you have installed it on your phone.
  2. Type your Customer ID and Click on ‘Forgot Password’.
  3. Enter your Customer ID again.
  4. Choose the type of verification
  5. Enter the details as per the instructions and hit reset password.

HDFC Mobile Banking Money Transfer

The HDFC Mobile Banking Money Transfer is one of the key features offered by the HDFC Bank MobileBanking Application. Here is what you can expect:

  • Transfer within HDFC bank: Users can easily transfer funds from their own HDFC accounts to other HDFC accounts without any hassle.
  • Transfer to other bank accounts: This includes fund transfers to other banks via NEFT (National Electronic Bank Transfer), RTGS (Real-Time Gross Transfer), and IMPS (Immediate Payment Service).
  • Transfer via UPI: The user can send or receive money via UPI IDs, QR Scans, or mobile numbers within seconds.

HDFC Mobile Banking Transaction Limit

The HDFC Transaction Limit is the amount of money that can be transacted within a specific timeframe. It differs based on the type of transaction and the user status.

Note that the maximum limit for TPT (Third Party Transfer) offered by HDFC Mobile Banking is up to ₹ 50 lakh.

HDFC Bank UPI Limit ₹ 1 lakh per day
HDFC Bank NEFT Limit No upper limit
HDFC Bank IMPS Limit ₹ 5 lakh per day
HDFC Bank RTGS Limit Minimum ₹ 2 lakh

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HDFC MyCards App

The HDFC MyCards is another mobile application offered by HDFC that offers services exclusively for Credit Card, Debit-card EMI, and Consumer Durable loan.

Features:

HDFC PayZapp

The HDFC PayZapp is a one-stop solution for digital transactions, be it via UPI, money transfers, or a swipe-to-pay.

Features:

  • Provides vouchers and instant cashback for an enhanced user experience.
  • Users can make payments for travel, shopping, ordering food, and more, all within a single platform.
  • The HDFC UPI App supports BharatQR for seamless merchant transactions.

HDFC Mobile Banking Apps

Below are the different types of apps offered by HDFC Bank and what it offers:

HDFC Bank Personal Loan App Quick & Easy Access to Personal Loans
HDFC PayZapp Banking Services, Cashback, & Vouchers
HDFC MyCards 24x7 Services for Debit Card, Credit Card, Debit card EMI loan, & Consumer Durable loan
HDFC SmartBuy Rewards, Cashback & Offers for Online Shopping & Services

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FAQs

The HDFC Bank MobileBanking App can be downloaded from Playstore or iOS app store.

Some of the key features of the HDFC Mobile Banking App are account management, UPI services, balance check, fund transfer, etc

Open HDFC NetBanking App>Enter Customer ID> Enter IPIN. You can also set a 4-digit PIN or biometric for a more secure login

Open App> Type Customer ID> Click on forgot password> Type Customer ID > Select Verification Type. The user can then enter the details and hit reset password.

Yes, you can transfer money via the HDFC Mobile Banking App as it supports NEFT, IMPS, RTGS, and UPI.

Login to HDFC NetBanking>Enter Customer ID> Enter Password>Account Section. Note that HDFC bank customers will be able to view their current account balance on the app home screen after login.

Login>Add Payee section(under Fund Transfers)>Enter the beneficiary details > Verify with OTP. The user can then wait for approval to start transactions.

Yes, the HDFC Mobile Banking App, also known as HDFC Bank MobileBanking App is available for iOS and Android.

You can enable two-factor authentication on the HDFC NetBanking App by setting up a 4-digit PIN or biometric such as Fingerprint/ Face ID.

You can apply for loans via the mobile bank app offered by HDFC, that is, HDFC Bank Personal Loan App.

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