DDA Housing Scheme

The DDA Housing Scheme is a strategic initiative by the Delhi Development Authority to offer affordable housing options across Delhi. With the rising demand for housing in the capital, DDA continues to launch targeted schemes every year to cater to the needs of various income groups, ranging from the Economically Weaker Sections (EWS) to High-Income Groups (HIG). In 2025, the authority introduced four major schemes, each with unique features like e-auction, lottery-based allotment, and First-Come-First-Serve (FCFS) methods, ensuring accessibility and fairness for all.

Table of Contents:

• ⇾ DDA Housing Official Details
• ⇾ DDA Flat Categories
• ⇾ DDA Flats Price List
• ⇾ DDA Housing Scheme Eligibility
• ⇾ Documents Required for DDA Housing Scheme
• ⇾ Apply for DDA Housing Scheme
• ⇾ DDA Housing Allotment Process
• ⇾ DDA Housing Payment Methods
• ⇾ DDA Housing Refund Policy
• ⇾ DDA Housing Scheme Benefits
• ⇾ DDA Housing Flats Under PMAY Scheme
• ⇾ Frequently Asked Questions

DDA Housing Official Details

In 2025, DDA launched four distinct housing schemes. Here are the highlights:

Each scheme focuses on specific income groups and allocation strategies. DDA Special Housing Scheme 2025, for instance, uses an e-auction method for premium flats, while others rely on an FCFS model to ensure fairness and prompt allocation.

DDA Flat Categories

To ensure fair and inclusive housing access, the DDA Housing Scheme categorizes its flats based on the applicant’s annual income. Whether you're applying for a DDA EWS flat, DDA HIG flats, or a unit under a specific DDA flat scheme, your income category determines the type of flat you’re eligible for.

Flat Type Descriptions:

• EWS (Economically Weaker Sections): These flats are reserved for individuals and families from economically weaker backgrounds. They often come with subsidies and basic amenities to ensure affordability for the lower-income segment.
• LIG (Lower Income Group): Designed for individuals or families with modest incomes, these flats offer essential facilities at accessible pricing, balancing comfort and cost-effectiveness.
• MIG (Middle Income Group): Ideal for working professionals and middle-income families, these flats offer a balanced mix of space, amenities, and affordability.
• HIG (Higher Income Group): These are premium flats meant for higher-income individuals seeking spacious layouts, superior infrastructure, and more lifestyle-oriented amenities.

DDA Flats Price List

The Delhi Development Authority (DDA) provides a wide range of affordable flats under its housing schemes. The price varies by location, flat category (EWS, LIG, MIG, HIG), and allotment method (e.g., lottery or e-auction).

Here's a full price list for each scheme launched in 2025:

1. DDA Apna Ghar Awaas Yojna 2025 Flat Price List

The DDA Apna Ghar Awaas Yojna 2025 offers attractive discounts up to 25% for flats in Narela, Loknayakpuram, and Siraspur.

2. DDA Special Housing Scheme 2025 (e-Auction) Flat Price List

The DDA Special Housing Scheme 2025 is an exclusive e-auction-based offering of premium MIG, HIG, and LIG flats in sought-after areas like Dwarka, Vasant Kunj, and Mahipalpur.

3. DDA Shramik Awaas Yojana 2025 Flat Price List

The DDA Shramik Awaas Yojana 2025 is a specialized scheme aimed at the economically weaker sections (EWS). It provides heavily discounted flats in Narela’s Sector G2, offering some of the most affordable homeownership options in Delhi.

4. DDA Sabka Ghar Awaas Yojana 2025 Flat Price List

The DDA Sabka Ghar Awaas Yojana 2025 includes a large inventory of EWS and LIG flats across multiple Narela sectors, Siraspur, and Loknayakpuram. This scheme ensures maximum participation with deep subsidies and wide availability, targeting first-time homebuyers and underserved families.

Note:

• The number of flats may change based on availability and demand; flats will be offered in a phased manner.
• The plinth area includes common areas and may differ between flats.
• The final price will be based on the actual plinth area mentioned in the demand letter.
• Conversion charges and water connection charges are not included in the tentative cost.

DDA Housing Scheme Eligibility

To ensure fair and transparent housing distribution, the Delhi Development Authority (DDA) has set specific eligibility criteria tailored to each scheme under the DDA Housing Scheme 2025.

1. DDA Apna Ghar Awaas Yojna 2025 Eligibility

Eligibility Criteria:

• Must be a citizen of India.
• Minimum age: 18 years as of the date of application.
• No ownership of any residential land/building in Delhi.
• For EWS flats: Annual family income must not exceed ₹10 lakh.
• No income limit for LIG, MIG, and HIG flats.
• Must have a valid PAN card.
• The savings account must be in the name of the applicant.
• In joint applications for the PwD category, the co-applicant must be a family member.

Note: Adding a co-allottee in the application is recommended at the time of submission.

2. DDA Special Housing Scheme 2025 (e-Auction) Eligibility

Eligibility Criteria:

• Open to all Indian citizens aged 18 and above.
• Must register on the DDA e-auction portal (https://dda.etender.sbi).
• Must pay a non-refundable processing fee of ₹2,500 per flat.
• Earnest Money Deposit (EMD) required:
• ₹4,00,000 for LIG (1 BHK)
• ₹10,00,000 for MIG (2 BHK)
• ₹15,00,000 for HIG (3 BHK)
• No income cap, but bidders should ensure financial capability to make full payment if allotted.

3. DDA Shramik Awaas Yojana 2025 Eligibility

Eligibility Criteria:

• Must be registered with the Delhi Building and Other Construction Workers Welfare Board (DBOCWWB) on or before 31.12.2024.
• Registrants under the PM Vishwakarma Scheme are also eligible.

4. DDA Sabka Ghar Awaas Yojana 2025 Eligibility

Eligibility Criteria for EWS and LIG Flats (Discount available to all categories):

• Auto Rickshaw Drivers and Cab Drivers registered with GNCTD before 31.12.2024.
• Individuals registered under the PM Svanidhi Scheme (e.g., street vendors).
• Women applicants.
• War widows.
• Ex-servicemen and Gallantry/Arjuna Award recipients.
• Persons with Disabilities (Divyangjan).
• SC/ST category individuals.

Eligibility for MIG and HIG Flats at Narela & Loknayakpuram (Discount available for selected groups only):

• Women
• War Widows
• Ex-servicemen and Gallantry/Arjuna Award recipients
• Persons with Disabilities (Divyangjan)

This scheme focuses on making dda flats new scheme units accessible to disadvantaged segments across EWS, LIG, MIG, and HIG categories.

Documents Required for DDA Housing Scheme

Applicants under any of the DDA Housing Scheme 2025 programs must submit specific documents. These documents vary depending on the scheme and category (EWS, LIG, MIG, HIG), and are necessary at various stages, from application to possession.

General Documents (Applicable to All Schemes)

These documents must be submitted during the registration and allotment stages:

Additional Documents for EWS Applicants

For schemes involving DDA ews flat allotments (Apna Ghar, Shramik, Sabka Ghar), the following are mandatory:

Additional Documents for Reserved Categories

Applicants claiming benefits under any reserved category (such as SC/ST, women, war widows, PwD, etc.) must also provide:

Apply for DDA Housing Scheme

The DDA has streamlined the application process for the DDA Housing Scheme 2025, offering fully online registration, booking, and payment systems.

1. Steps to Apply for DDA Apna Ghar Awaas Yojna 2025

This scheme is conducted entirely through an FCFS model.

1. Visit the official portal: https://eservices.dda.org.in
2. Register with your PAN card and other personal details.
3. Pay a non-refundable registration fee of ₹2,500.
4. Check flat availability, layout plans, and locality information online.
5. Choose a flat and proceed to booking once registrations open (from 27.05.2025 at 12:00 PM)
6. You will get a 15-minute window to complete the booking transaction through a single payment mode (debit/credit card, net banking).

Booking Amount:

Category	Booking Amount (₹)
EWS	50,000
LIG	1,00,000
MIG	4,00,000
HIG	10,00,000

7. Once the booking amount is successfully paid, the flat is blocked for you, and a Demand-cum-Allotment Letter is issued within 24 hours.

2. How to Apply for DDA Special Housing Scheme 2025 (e-Auction)

This scheme is available through an online bidding process via DDA’s e-auction portal.

1. Go to https://dda.etender.sbi and register for e-auction participation.
2. Pay a non-refundable fee of ₹2,500 (processing fee).
3. Pay the Earnest Money Deposit (EMD) as per the flat category:

Flat Category	EMD Amount (₹)
LIG (1 BHK)	4,00,000
MIG (2 BHK)	10,00,000
HIG (3 BHK)	15,00,000

4. Once registered, bid on available flats as per the schedule.
5. If your bid is successful (H1 bidder), proceed with the payment and documentation.

Note: EMD will be forfeited if you surrender the flat after a successful bid declaration.

3. Steps to Apply for DDA Shramik Awaas Yojana 2025

This scheme is for construction workers registered with DBOCWWB or the PM Vishwakarma Scheme.

Application Instructions:

• Register online via https://eservices.dda.org.in.
• Registration is on a First Come First Serve (FCFS) basis.
• Flat booking begins once registered.

4. Steps to Apply for DDA Sabka Ghar Awaas Yojana 2025

This is an inclusive scheme with 25% discounts for EWS, LIG, MIG, and HIG flats for disadvantaged groups.

1. Register and book flats online through https://eservices.dda.org.in.
2. Choose the desired flat from the available inventory.
3. Booking is on an FCFS basis.
4. Early applicants have the best chances.
5. Once approved, pay the booking fee and complete the formalities.

DDA Housing Allotment Process

The DDA Housing Allotment Process for the 2025 schemes is designed to be fair, efficient, and entirely digital. Depending on the specific scheme, allotments are made either through a First Come First Serve (FCFS) system or via an online e-Auction.

Below is a detailed breakdown of how the allotment process works across each scheme:

1. DDA Apna Ghar Awaas Yojna 2025 Allotment Process

Allotment Type: First Come First Serve (FCFS)

• Registration and booking are completed online via https://eservices.dda.org.in.
• Applicants choose their preferred flat from the available inventory.
• Once a flat is selected, the applicant has 15 minutes to pay the full booking amount via internet banking, debit, or credit card.
• Upon successful payment, the flat is blocked and a Demand-cum-Allotment Letter is issued within 24 hours.
• The flat is officially allotted to the applicant after full payment and documentation.

2. DDA Special Housing Scheme 2025 (e-Auction) Allotment Process

Allotment Type: e-Auction (Highest Bid Wins)

• Allotment is made to the H1 bidder (highest bid) for each flat.
• The winning bidder must pay the remaining amount as per the timeline specified in the demand letter.
• If the successful bidder fails to complete the formalities or withdraws, the entire EMD will be forfeited.

3. DDA Shramik Awaas Yojana 2025 Allotment Process

Allotment Type: First Come First Serve (FCFS)

• This scheme is open only to registered construction workers and applicants under the PM Vishwakarma Scheme.
• Allotment is done on a “Pehle Aao, Pehle Pao” (first-come-first-served) basis.
• Once full payment and documentation are completed, the possession letter is issued digitally.

4. DDA Sabka Ghar Awaas Yojana 2025 Allotment Process

Allotment Type: First Come First Serve (FCFS)

• Allotments are made in the order of bookings submitted online through https://eservices.dda.org.in.
• Applicants are encouraged to physically inspect flats before making a booking.
• Once the full booking fee is paid, the flat is reserved and followed by a demand-cum-allotment letter.

DDA Housing Payment Methods

All payments under the DDA Apna Ghar Awaas Yojna scheme must be made online via NEFT/RTGS/Net Banking using DDA’s challan generation system. Payments can be made by the allottee or specified close relatives.

Payment Guidelines

• General allottees must pay the full flat price within 60 days of the Demand-cum-Allotment Letter (DAL).
• Divyangjan applicants may opt for a 25% upfront payment and EMIs (10% p.a. interest) over 15 years.
• An extra 30 days is allowed with 10% interest on the full amount.

Delay & Penalty Table

Note:

• Delays beyond 90 days result in cancellation and forfeiture.
• DALs are issued online within 24 hours of successful payment.

DDA Housing Refund Policy

The Delhi Development Authority (DDA) enforces a clear refund policy to maintain fairness and commitment in the housing allotment process. All applicants are advised to review the terms carefully before proceeding with payments.

• All registration and booking fees under the DDA Housing Scheme 2025 are strictly non-refundable.
• These fees are non-adjustable unless the flat is successfully allotted.
• Under the DDA Special Housing Scheme, the Earnest Money Deposit (EMD) is also non-refundable. The EMD will be forfeited if the highest bidder (H1) fails to proceed after allotment.

DDA Housing Scheme Benefits

The DDA Housing Scheme 2025 is designed to make homeownership more affordable, inclusive, and digitally accessible across Delhi. Here are the key advantages:

• Affordable Pricing: Flats are available at subsidized or discounted rates, with up to 25% off for groups such as women, construction workers, SC/ST applicants, and more. Special schemes like Apna Ghar, Shramik Awaas, and Sabka Ghar enhance affordability.
• Inclusive Eligibility: The scheme welcomes applicants from EWS, LIG, MIG, and HIG income categories. It also reserves benefits for women, persons with disabilities (PwD), ex-servicemen, auto and cab drivers, and street vendors under the PM Svanidhi Scheme.
• Transparent Allotment Process: Flats are allotted through either First Come First Serve (FCFS) or online e-auctions, reducing human bias and increasing fairness. Real-time booking visibility ensures a smooth and transparent experience.
• Fully Online Process: From registration to booking and payment, every step is handled online via eservices.dda.org.in, offering applicants convenience and 24/7 access to flat details and application status.
• PMAY Subsidy: Eligible EWS, LIG, and MIG applicants can benefit from the Credit-Linked Subsidy Scheme (CLSS) under PMAY-U, which reduces home loan EMIs and overall financial burden.
• Loan Assistance: In partnership with fintech firm AMBAK, DDA offers easy and quick loan processing, particularly helpful for EWS and informal sector applicants needing financial support.
• Multiple Location Options: Flats are available in both developed and emerging areas, such as Narela, Dwarka, Loknayakpuram, and Vasant Kunj, catering to a wide range of lifestyle and budget preferences.
• Support for Divyangjan: Persons with Disabilities have the option to pay in EMIs with a simple interest rate of 10% per annum on a monthly reducing balance, making ownership more accessible.

DDA Housing Flats Under PMAY Scheme

Under the Pradhan Mantri Awas Yojana – Urban (PMAY-U), eligible buyers of DDA flats can benefit from the Credit-Linked Subsidy Scheme (CLSS), reducing the financial burden of home loans.

Key Features:

• Interest Subsidy: Eligible EWS, LIG, and MIG applicants can avail subsidies up to ₹2.67 lakhs on home loan interest.
• Subsidy Applicability: Available for new purchases under DDA housing schemes, provided the applicant does not own a pucca house.
• Target Beneficiaries: First-time homebuyers, especially from economically weaker and middle-income groups.

How to Avail:

1. Apply for a home loan through a bank or housing finance institution participating in PMAY.
2. Submit your DDA flat allotment documents along with income proof.
3. If eligible, the subsidy is credited directly to your loan account, lowering the EMI.

Note: PMAY benefits can be combined with DDA’s discounted flat pricing for added affordability.