The 6E Indigo XL HDF Credit Card was a premium co-branded travel credit card launched for frequent IndiGo flyers and travel enthusiasts. Designed to maximize travel rewards and convenience, the card offered benefits including complimentary IndiGo flights, airport lounge access, accelerated 6E Rewards, priority check-in, complimentary meals, and SmartEMI conversion. Cardholders also enjoyed cashback offers, contactless payment security, and lifestyle rewards across multiple spending categories. However, HDFC Bank has discontinued fresh applications for this card variant from August 2025, and existing users will continue to enjoy benefits until October 31, 2025, before migration to alternate HDFC Bank credit card products.
6E Rewards XL Indigo HDFC Credit Card Overview
The 6E Indigo XL HDFC Credit Card was designed to provide travel-centric rewards and IndiGo airline privileges for regular travelers.
| Feature | Details |
| Card Category | Travel and Rewards Credit Card |
| Airline Partner | IndiGo Airlines |
| Reward Currency | 6E Rewards |
| Primary Benefit | Rewards on flights and daily spends |
| Welcome Benefit | Complimentary flight ticket worth ₹1,500 and 6E Prime Add-On |
| Lounge Access | 8 complimentary domestic lounge visits annually |
| Dining & Lifestyle Rewards | Cashback and accelerated rewards |
| Interest-Free Period | Up to 50 days |
| SmartEMI Facility | Available |
| Current Status | Discontinued for new applicants |
The card was particularly suitable for customers who frequently booked IndiGo flights and preferred airline-related travel benefits.
| Important Note:
HDFC Bank has discontinued new applications for the 6E Indigo XL HDFC Bank Credit Card from August 2025. Existing cardholders can continue using the card and its benefits until October 31, 2025, after which accounts will be migrated to alternate HDFC Bank credit card products. |
Also Read: Best Travel Credit Cards in India
6E Rewards XL Indigo HDFC Credit Card Fees & Charges
The card carried a moderate annual fee structure while offering travel-related privileges and reward benefits.
| Fee Type | Amount |
| Joining Membership Fee | ₹1,500 + applicable taxes |
| Renewal Membership Fee | ₹1,500 + applicable taxes |
| Interest-Free Period | Up to 50 days from the purchase date |
| Revolving Credit Interest | Applicable as per HDFC Bank policy |
| EMI Conversion Facility | Available on eligible purchases |
| Fuel Surcharge Waiver | Applicable as per card terms |
| Late Payment Charges | Applicable according to the outstanding balance |
| Cash Withdrawal Charges | Applicable as per the HDFC Bank schedule |
The bank could revise fees and applicable terms periodically according to policy updates.
Also Read: HDFC InterMiles Signature Credit Card
6E Rewards XL Indigo HDFC Credit Card Features & Benefits
The 6E Indigo XL HDFC Bank Credit Card offered several travel, lifestyle, and rewards-related benefits for frequent flyers and regular spenders.
6E Indigo Welcome Travel Benefits
Cardholders received:
- Complimentary IndiGo flight ticket voucher worth ₹1,500
- Complimentary 6E Prime Add-On benefits
The 6E Prime Add-On included:
- Priority check-in
- Preferred seat selection
- Complimentary meal during travel
Airport Lounge Access
- Enjoy 8 complimentary domestic airport lounge visits annually.
- Maximum 2 lounge visits allowed per quarter.
- Lounge access enhances comfort during domestic travel.
Accelerated 6E Rewards
Cardholders earned:
- 2% 6E Rewards on:
- Grocery spends
- Dining spends
- Entertainment transactions
- 1% 6E Rewards on all other eligible retail transactions.
6E Reward Value
- 1 IndiGo 6E Reward Point = ₹1 for redemption on IndiGo flights and add-on services.
Cashback Offers
- Get up to ₹1,000 cashback across 200+ brands through PayZapp offers.
- Additional lifestyle savings available through partner merchants and promotions.
SmartEMI Facility
- Eligible large purchases could be converted into easy monthly installments.
- SmartEMI helped customers manage high-value purchases more conveniently.
Also Read: HDFC Diners Club Miles Credit Card
Contactless Payment Technology
The card featured contactless payment capability:
- Tap-and-pay is enabled for quick transactions.
- Payments up to ₹5,000 could be completed without entering a PIN.
- Faster and more secure payment experience at retail outlets.
Zero Cost Card Liability
The card included protection against fraudulent transactions:
- Zero Cost Card Liability is available if unauthorized transactions are reported immediately to HDFC Bank.
- Enhanced security for lost or stolen cards.
6E Rewards Redemption
Cardholders could redeem accumulated 6E Rewards through:
- IndiGo website
- IndiGo mobile application
Rewards could be used for:
- Flight bookings
- Seat selection
- Meals
- Add-on travel services
Reward Migration After Discontinuation
As HDFC Bank discontinued the card:
- Existing cardholders can continue using benefits until October 31, 2025.
- Unused 6E Rewards will be converted into IndiGo BluChips on November 1, 2025.
- Conversion ratio:
- 1:1 conversion from 6E Rewards to IndiGo BluChips.
Travel-Focused Lifestyle Benefits
The card was ideal for:
- Frequent domestic travelers
- IndiGo loyal customers
- Lifestyle spenders
- Users seeking airline rewards and airport privileges
HDFC Bank Credit Card Customer Care Number
Customers can contact IndiGo and HDFC Bank support channels for assistance regarding rewards, migration, and card-related queries.
| Contact Method | Details |
| IndiGo Customer Care | +91 124 6173838 |
| Alternate IndiGo Support | +91 124 4973838 |
| IndiGo Support Email | customer.experience@goindigo.in |
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