The HDFC BizBlack METAL Business Credit Card is a premium business credit card designed for high-income entrepreneurs, business owners, and self-employed professionals seeking exceptional rewards and luxury privileges. Crafted in a premium metal form factor, the card offers accelerated rewards on business expenses such as GST payments, Income Tax payments, utility bills, and business productivity tools. Along with extensive travel privileges, unlimited airport lounge access, golf benefits, concierge services, and milestone rewards, this HDFC Credit Card helps business owners maximize both savings and lifestyle experiences.
HDFC BizBlack Metal Credit Card Overview
The HDFC BizBlack METAL Business Credit Card combines premium business rewards with luxury travel and lifestyle benefits.
| Feature | Details |
|---|---|
| Card Type | Premium Business Credit Card Metal Edition |
| Best Suited For | High-Net-Worth Entrepreneurs & Business Owners |
| Welcome Benefits | Club Marriott Membership + ₹5,000 Taj Stay Voucher |
| Base Reward Rate | 5 Reward Points per ₹150 Spent |
| Accelerated Rewards | 5X Rewards on GST, Income Tax & Business Tools |
| Lounge Access | Unlimited Domestic & International Airport Lounge Access |
| Golf Benefits | 6 Complimentary Golf Games per Quarter |
| Annual Fee | ₹10,000 + Applicable Taxes |
HDFC BizBlack Metal Credit Card Eligibility Criteria for
Applicants must meet the following eligibility requirements to apply for the BizBlack METAL Business Credit Card:
- Applicant must be an Indian Citizen.
- Available exclusively for Self-Employed Individuals and Business Owners.
- Age should be between 21 and 65 years.
- Minimum annual Income Tax Return (ITR) above ₹30 lakh.
- Applicants can qualify based on ITR or GST Returns.
- Approval is subject to HDFC Bank’s internal credit assessment and business profile evaluation.
Also Read: HDFC Business MoneyBack Credit card
Documents Required for HDFC BizBlack Metal Credit Card
Applicants should keep the following documents ready while applying:
Identity Proof
- PAN Card (Mandatory)
- Aadhaar Card
- Passport
- Voter ID
- Driving Licence
Business & Income Proof
- Latest Income Tax Returns (ITR)
- GST Returns
- Merchant Payment Reports (if applicable)
- Business Registration Documents
- Financial Statements
Banking Documents
- Recent Bank Statements
Address Proof
- Aadhaar Card
- Passport
- Utility Bills
- Rental Agreement
Photographs
- Recent passport-size photographs
Also Read: HDFC BizFirst Credit Card | HDFC BizGrow Credit Card
Fees & Charges of HDFC BizBlack METAL Credit Card
The card carries a premium fee structure that can be waived through milestone spending.
| Fee Component | Charges / Conditions |
|---|---|
| Joining Fee | ₹10,000 + Applicable Taxes |
| Renewal Fee | ₹10,000 + Applicable Taxes |
| Joining Fee Waiver | Spend ₹1.5 Lakh within 90 Days of Card Issuance |
| Renewal Fee Waiver | Spend ₹7.5 Lakh in Anniversary Year |
| Add-on Cards | Available for Family Members |
| Reward Redemption | As per HDFC Bank Reward Catalogue |
Steps to Apply for HDFC BizBlack METAL Credit Card
Applying for the HDFC BizBlack METAL Business Credit Card is simple and fully digital.
Step 1: Verify Mobile Number
- Enter your registered mobile number.
- Validate using PAN or Date of Birth.
Step 2: Complete Personal & Business Details
- Review and confirm your details.
- Provide business information and income details.
Step 3: Select BizBlack METAL Card
- Choose the HDFC BizBlack METAL Business Credit Card from available business card options.
Step 4: Upload Documents
- Submit business proof, GST returns, ITR, and bank statements.
Step 5: Complete Video KYC
- Finish Video KYC if required.
Step 6: Submit Application
- Receive an Application Reference Number for future tracking.
Track HDFC BizBlack METAL Credit Card Application Status
Applicants can monitor their application status through HDFC Bank’s online tracking facility.
- Visit the HDFC Bank Credit Card Application Tracking page.
- Enter your Application Reference Number.
- Verify your identity using the registered mobile number and OTP.
- View the latest application status, including:
- Application Received
- Under Review
- Approved
- Dispatched
- Delivered
Also Read: HDFC BizPower Credit Card | HDFC BizBlack Credit Card
Features & Benefits of HDFC BizBlack METAL Credit Card
The HDFC BizBlack METAL Business Credit Card offers one of the most rewarding business credit card programs in India.
5X Reward Points on Business Expenses
Earn accelerated rewards on:
- GST Payments
- Income Tax Payments
- Utility Bills via PayZapp
- AWS Services
- Google Workspace
- Tally Prime
- Other Eligible Business Productivity Tools
Cardholders earn 5X Reward Points on eligible spends, subject to monthly caps.
Base Reward Program
- Earn 5 Reward Points for every ₹150 spent on eligible retail transactions.
- Reward Points can be redeemed for flights, hotels, merchandise, and vouchers.
Welcome Benefits
Upon meeting the spend criteria:
- Complimentary Club Marriott Membership
- ₹5,000 Taj Stay Voucher
Milestone Rewards
Receive milestone vouchers for annual spending achievements:
| Annual Spend Milestone | Reward |
|---|---|
| Every ₹5 Lakh Spend | ₹5,000 Flight Voucher or Taj Stay Voucher |
| Maximum Annual Benefit | Up to ₹20,000 Worth of Vouchers |
Unlimited Airport Lounge Access
Enjoy premium travel benefits:
- Unlimited Domestic Airport Lounge Access
- Unlimited International Airport Lounge Access
- Access to over 1,000 lounges worldwide
- Benefits available for Primary and Add-on Cardholders
Complimentary Golf Benefits
- 6 Complimentary Golf Games every quarter.
- Access to premium golf courses across India.
Club Marriott Membership
Receive exclusive benefits including:
- Dining discounts at Marriott Hotels
- Stay privileges
- Lifestyle experiences
SmartBuy BizDeals Platform
Save up to 40% on:
- Business Travel
- Hotel Bookings
- Productivity Software
- Business Solutions
Business Insurance Protection
Optional business insurance packages include:
- Fire Insurance Cover
- Burglary Insurance
- Electronic Equipment Insurance
- Hospital Cash Coverage
Coverage starts from ₹3,785 annually.
Concierge Services
Dedicated 24×7 concierge assistance for:
- Golf Bookings
- Travel Planning
- Hotel Reservations
- International Gift Delivery
- Lifestyle Assistance
Dining Benefits
- Up to 10% savings via Swiggy Dineout.
- Discounts across 20,000+ partner restaurants.
Contactless Payments
- Fast and secure Tap & Pay transactions.
- Transactions up to ₹5,000 without PIN.
Zero Lost Card Liability
Protection against unauthorized transactions if reported immediately.
Also Read: HDFC Business Regalia Credit Card
HDFC BizBlack METAL Business Credit Card Customer Care Number
Dedicated support is available for cardholders across multiple channels.
| Service Type | Contact Details |
|---|---|
| Toll-Free Customer Care | 1800 118 887 |
| HDFC Customer Care | 1800 1600 / 1800 2600 |
| Landline Support | 022 42320226 |
| Overseas Assistance | 022 6171 7606 |
| Email Support | bizblack.support@smartbuyoffers.co |
| Lost Card Reporting | 1800 266 3310 |
| MyCards Platform | Card Management & Reward Redemption |
| WhatsApp Banking | Available for Quick Assistance |
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