The HDFC BizPower Business Credit Card is a premium business credit card designed for self-employed professionals, entrepreneurs, and business owners seeking higher rewards on essential business expenses. This HDFC credit card offers accelerated rewards on GST payments, Income Tax payments, Google Ads, Meta Ads, and business software purchases, making it ideal for businesses with substantial operational spending. Along with up to 55 days of interest-free credit, cardholders enjoy airport lounge access, milestone rewards, business insurance coverage, software discounts, and travel privileges. The HDFC BizPower Business Credit Card helps businesses maximize savings while improving cash flow management and operational efficiency.
HDFC BizPower Business Credit Card Overview
The HDFC BizPower Business Credit Card combines premium business rewards, travel benefits, and financial flexibility for growing businesses.
| Feature | Details |
|---|---|
| Card Type | Business Credit Card |
| Best Suited For | Self-Employed Professionals & Entrepreneurs |
| Interest-Free Period | Up to 55 Days |
| Welcome Benefit | ₹1,500 Amazon Voucher or Amazon Prime Membership |
| Reward Rate | 5 Reward Points per ₹200 Spent |
| Lounge Access | Domestic & International Airport Lounges |
| Annual Fee | ₹2,500 + Applicable Taxes |
| Renewal Fee Waiver | Spend ₹4 Lakh in an Anniversary Year |
HDFC Biz Power Credit Card Eligibility Criteria
Applicants must meet the following eligibility requirements to apply for the HDFC BizPower Business Credit Card:
- Applicant must be an Indian Citizen.
- Available exclusively for Self-Employed Individuals and Business Owners.
- Age should be between 21 years and 65 years.
- Annual Income Tax Return (ITR) should exceed ₹12 lakh.
- Applicant must have a satisfactory credit profile and repayment history.
- Approval is subject to HDFC Bank’s internal credit assessment policies.
Also Read: HDFC Business MoneyBack Credit card
Documents Required for HDFC BizPower Business Credit Card
Applicants should keep the following documents ready before starting the application process:
Identity Proof
- PAN Card (Mandatory)
- Aadhaar Card
- Passport
- Voter ID
- Driving Licence
Address Proof
- Aadhaar Card
- Passport
- Utility Bills
- Rental Agreement
- Bank Statements
Income Proof
- Latest Income Tax Return (ITR)
- GST Returns
- Recent Bank Statements
- Merchant Payment Reports
Business Proof
- Business Registration Documents
- GST Registration Certificate
- Professional Practice Proof (if applicable)
Photographs
- Recent passport-size photographs
Also Read: HDFC CSC Small Business MoneyBack Credit Card
HDFC BizPower Business Credit Card Fees & Charges
The card offers premium benefits and rewards with a fee structure suited for high-spending business owners.
| Fee Type | Charges |
|---|---|
| Joining Membership Fee | ₹2,500 + Applicable Taxes |
| Renewal Membership Fee | ₹2,500 + Applicable Taxes |
| Renewal Fee Waiver | Spend ₹4,00,000 in an Anniversary Year |
| First Year Fee Charge | Levied after 120 Days of Card Issuance |
| Interest-Free Credit Period | Up to 55 Days |
| Fuel Surcharge Waiver | 1% on Fuel Transactions Between ₹400 and ₹5,000 |
| SmartEMI Facility | Available on Eligible Transactions |
Steps to Apply for HDFC BizPower Business Credit Card
Eligible applicants can apply online through HDFC Bank’s digital application process.
Step 1: Verify Identity
- Enter your mobile number.
- Authenticate using PAN or Date of Birth.
Step 2: Confirm Personal and Business Details
- Review and verify business information.
- Update employment and income details.
Step 3: Select Card Variant
- Choose the HDFC BizPower Business Credit Card from the available business credit cards.
Step 4: Upload Documents
- Submit KYC, business proof, GST returns, and income documents.
- Complete Video KYC if requested.
Step 5: Submit Application
- Review all details and submit the application.
- Save the Application Reference Number for future tracking.
Also Read: HDFC BIZ First Credit Card
Track HDFC BizPower Business Credit Card Application Status
Applicants can monitor the progress of their application through HDFC Bank’s online channels.
- Visit the HDFC Bank Credit Card Application Tracking page.
- Enter your Application Reference Number.
- Verify using your registered mobile number and OTP.
- Check the real-time application status.
- View updates such as:
- Application Received
- Under Review
- Approved
- Dispatched
- Delivered
Once issued, cardholders can also manage their card through the HDFC Bank MyCards platform.
Also Read: HDFC BIZ Grow Credit Card
HDFC BizPower Credit Card Features & Benefits
The HDFC BizPower Business Credit Card provides a powerful combination of business rewards, travel benefits, and financial protection.
Accelerated Rewards on Business Expenses
- Earn 5X Reward Points on:
- Income Tax Payments
- GST Payments
- Google Ads
- Meta Ads
- Tally Purchases
- AWS Services
- Business Software Purchases
- Earn 5 Reward Points for every ₹200 spent on eligible transactions.
Welcome Benefits
- Receive a ₹1,500 Amazon Voucher or an Amazon Prime Membership after completing the qualifying transaction criteria.
- Welcome benefits are available on eligible business or travel spends.
Quarterly Milestone Rewards
- Earn a ₹2,500 MakeMyTrip Voucher or Reliance Digital Voucher.
- Applicable on quarterly retail spending of ₹2.5 lakh or more.
Airport Lounge Access
Enjoy premium travel benefits including:
- 2 Complimentary Domestic Lounge Visits per Quarter, subject to spending criteria.
- 6 Complimentary International Lounge Visits annually through Priority Pass.
Travel Privileges
- Complimentary Zero Cancellation Flight Voucher benefits.
- Exclusive travel savings through SmartBuy BizDeals.
- Discounts on flights, hotels, and travel bookings.
Software and Productivity Savings
Get discounts of up to 40% on:
- Google Workspace
- Tally Prime
- Amazon Web Services (AWS)
- Microsoft Azure
- Other business productivity solutions through Nuclei partnerships.
Business Insurance Benefits
Comprehensive protection designed for business owners:
- Fire Insurance Coverage
- Burglary Insurance Protection
- Cash-in-Transit Insurance
- Business Asset Protection Plans
Dining Benefits
- Flat 10% extra savings through Swiggy Dineout.
- Access to offers across more than 35,000 partner restaurants.
Fuel Benefits
- 1% Fuel Surcharge Waiver at fuel stations across India.
- Applicable on transactions between ₹400 and ₹5,000.
Smart EMI Facility
- Convert large purchases into affordable monthly installments.
- Available through SmartEMI and EasyEMI options.
Security Features
- EMV Chip-enabled secure transactions.
- Zero Lost Card Liability after reporting card loss.
- Advanced fraud monitoring and protection.
Interest-Free Credit Period
- Up to 55 days of interest-free credit.
- Helps manage vendor payments, taxes, and working capital efficiently.
Also Read: HDFC BIZ Grow Credit Card
HDFC BizPower Credit Card Customer Care Number
HDFC Bank offers multiple support channels for BizPower cardholders.
| Service Type | Contact Details |
|---|---|
| Toll-Free Customer Care | 1800 1600 / 1800 2600 |
| Email Support | customerservices.cards@hdfcbank.com |
| IVR PIN Generation | 1860 266 0333 |
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