The HDFC Infinia Metal Credit Card is HDFC Bank’s flagship invite-only super-premium credit card, crafted for affluent individuals seeking luxury travel, lifestyle privileges, and exceptional reward opportunities. Featuring a premium metal design, the card offers 5 Reward Points for every ₹150 spent and up to 10X rewards through SmartBuy. Cardholders enjoy unlimited airport lounge access for primary and add-on members, complimentary Club Marriott membership, ITC hotel privileges, and global golf benefits. Backed by comprehensive insurance protection and a 24/7 personal concierge, this HDFC Credit Card delivers an elite banking experience.
Overview of HDFC Infinia Metal Credit Card
The HDFC Infinia Metal Credit Card combines premium travel, dining, and reward benefits for discerning customers.
| Feature | Details |
|---|---|
| Card Category | Super Premium Lifestyle & Travel Credit Card |
| Card Type | Invite-Only Metal Edition |
| Welcome Benefit | 12,500 Reward Points* & Club Marriott Membership |
| Reward Rate | 5 Reward Points per ₹150 spent |
| Accelerated Rewards | Up to 10X Reward Points via SmartBuy |
| Lounge Access | Unlimited Domestic & International |
| Golf Privileges | Unlimited Golf Games & Lessons |
| Concierge Service | 24×7 Global Personal Concierge |
Eligibility Criteria for HDFC Infinia Metal Credit Card
The HDFC Infinia Metal Credit Card is one of the most exclusive credit cards offered by HDFC Bank.
- Invite-Only Card: Available exclusively through invitation from HDFC Bank.
- Selective Eligibility: The bank evaluates the customer relationship, spending profile, and overall banking relationship.
- High-Net-Worth Customer Focus: Primarily targeted at affluent customers with significant banking and credit history.
- Relationship Assessment: Existing HDFC Bank customers may receive invitations based on internal criteria.
- Application Availability: The Metal Edition cannot be applied for through standard online application channels.
Documents Required for HDFC Infinia Metal Credit Card
While the official page focuses on invitation-based issuance, applicants are generally required to complete KYC verification and provide financial documentation.
Identity Proof Documents
- PAN Card
- Aadhaar Card
- Passport
- Driving Licence
- Voter ID
Address Proof Documents
- Aadhaar Card
- Passport
- Utility Bills
- Rental Agreement
Income Proof Documents
- Latest Salary Slips
- Income Tax Returns (ITR)
- Bank Statements
- Form 16
Photographs
- Recent passport-size photographs.
Note: Documentation requirements may vary depending on the customer’s existing relationship with HDFC Bank.
Also Read: HDFC Infinia Credit Card
HDFC Infinia Metal Credit Card Fees & Charges
The HDFC Infinia Metal Credit Card carries premium fees that can be offset through high annual spending.
| Fee Type | Charges |
|---|---|
| Joining Fee | ₹12,500 + Applicable Taxes |
| Renewal Fee | ₹12,500 + Applicable Taxes |
| Renewal Fee Waiver | Spend ₹10 lakh or more in the previous 12 months |
| Foreign Currency Markup | 2% |
| Fuel Surcharge Waiver | 1% on transactions between ₹400 and ₹1,00,000 |
| Interest-Free Credit Period | Up to 50 Days |
Steps to Apply for HDFC Infinia Metal Credit Card
Since the HDFC Infinia Metal Credit Card is invitation-only, the application process differs from standard credit cards.
Step 1: Wait for the invitation
Receive an invitation from HDFC Bank through:
- SMS
- NetBanking
- Relationship Manager
Step 2: Check MyCards
Review pre-approved offers through the HDFC Bank MyCards platform.
Step 3: Confirm Eligibility
Discuss eligibility with your HDFC Relationship Manager if you maintain a premium banking relationship.
Step 4: Complete Documentation
Submit any additional KYC or financial documents requested by the bank.
Step 5: Accept the Offer
Complete the invitation-based application process.
Step 6: Card Issuance
Upon approval, the HDFC Infinia Metal Credit Card is dispatched to your registered address.
Also Read: HDFC Biz Black Credit Card
Track HDFC Infinia Metal Credit Card Application Status
Cardholders can conveniently track the progress of their invitation-based application.
Method 1: HDFC Credit Card Tracking Portal
- Visit the official Track Your Credit Card page.
- Enter your application details.
- Verify through OTP.
Method 2: MyCards Platform
Track:
- Card issuance.
- Dispatch status.
- Activation.
- Reward points.
Method 3: Phone Banking
Contact HDFC Bank customer care for application updates.
Method 4: Relationship Manager
Premium banking customers can obtain updates through their dedicated Relationship Manager.
Features & Benefits of HDFC Infinia Metal Credit Card
The HDFC Infinia Metal Credit Card offers one of India’s most comprehensive premium credit card benefit packages.
Reward Points
- Earn 5 Reward Points for every ₹150 spent.
- Up to 10X accelerated rewards through SmartBuy.
Welcome Benefits
- Complimentary Club Marriott Membership.
- 12,500 Reward Points upon meeting applicable conditions.
Unlimited Airport Lounge Access
Primary and add-on cardholders receive:
- Unlimited domestic lounge access.
- Unlimited international lounge access.
- Priority Pass privileges.
SmartBuy Benefits
Enjoy accelerated rewards on:
- Flight bookings.
- Hotel reservations.
- Shopping.
- Travel packages.
Golf Privileges
- Unlimited complimentary golf games.
- Unlimited golf coaching sessions.
- Access to selected golf courses worldwide.
Club Marriott Privileges
Receive:
- Dining discounts.
- Hotel stay benefits.
- Exclusive member offers across Asia-Pacific.
ITC Hotel Benefits
- Stay 3 nights and pay for 2.
- Complimentary 1+1 buffet offers at participating ITC hotels.
Concierge Services
24×7 Global Concierge assistance for:
- Travel planning.
- Hotel reservations.
- Restaurant bookings.
- Event tickets.
- International gift delivery.
Insurance Benefits
Comprehensive protection includes:
- ₹3 Crore Air Accidental Death Cover.
- ₹50 Lakh Emergency Overseas Hospitalization Cover.
- Credit Shield Benefits.
- Travel Insurance.
Fuel Benefits
- 1% fuel surcharge waiver on eligible transactions.
SmartEMI Facility
Convert large purchases into convenient monthly instalments.
Contactless Payments
- Secure Tap & Pay transactions up to ₹5,000 without PIN.
Security Features
- EMV Chip technology.
- Zero Lost Card Liability.
- Fraud protection.
- Secure international transactions.
MyCards Platform
Manage your card digitally through:
- PIN generation.
- Spend tracking.
- Card controls.
- Statement downloads.
- Reward redemption.
Also Read: HDFC Regalia Gold Credit Card
HDFC Infinia Metal Credit Card Customer Care Number
HDFC Bank offers premium support services exclusively for Infinia cardholders.
| Service Type | Contact Details |
|---|---|
| Toll-Free Customer Care | 1800 1600 / 1800 2600 |
| Global Concierge Toll-Free | 1800 118 887 |
| Global Concierge Landline | 022 42320226 |
| General Email Support | infinia.services@hdfc.bank.in |
| Concierge Email | infinia.support@smartbuyoffers.co |
| MyCards Platform | Digital card management |
| WhatsApp Banking | Available for quick assistance |



