The HDFC Bank Times Credit Card is a lifestyle and entertainment-focused credit card range designed for users who spend frequently on movies, dining, shopping, wellness, hotel stays, and everyday purchases. The range includes two variants: HDFC Bank Titanium Times Card and HDFC Bank Platinum Times Card. These cards offer reward points, Times Prime membership, BookMyShow benefits, EazyDiner discounts, SmartBuy and PayZapp offers, fuel surcharge waiver, contactless payments, and MyCards-based digital management. The Bank has stopped new sourcing for these HDFC credit cards, but existing cardholders can continue using their applicable benefits.
Overview of HDFC Bank Times Credit Card Variants
The table below compares the key features and current availability of both HDFC Bank Times Credit Card variants.
| Card Variant | Best Suited For | Key Benefit | Current Status |
| HDFC Bank Titanium Times Card | Entry-level lifestyle users | Times Prime membership, 25% movie discount, dining rewards | New sourcing stopped |
| HDFC Bank Platinum Times Card | Premium entertainment and shopping users | 50% movie discount, higher rewards, cashback benefits | New applications stopped |
Both cards are suitable for existing customers who want lifestyle rewards on entertainment, dining, shopping, and utility spends.
HDFC Bank Times Credit Card Variants
HDFC Bank Times Credit Cards are available in two lifestyle-focused variants with different reward rates, fees, and benefits.
HDFC Bank Titanium Times Card
The HDFC Bank Titanium Times Card is an entry-level lifestyle credit card designed for customers who enjoy movies, dining, shopping, and entertainment benefits. It offers reward points on retail spends, bonus points on weekday dining, Times Prime membership, BookMyShow offers, EazyDiner discounts, and fuel surcharge waiver.
| Feature | Details |
| Card Type | Lifestyle and Entertainment Credit Card |
| Reward Rate | 2 Reward Points for every ₹150 retail spend |
| Dining Rewards | 5 Reward Points for every ₹150 spent at restaurants on weekdays |
| Movie Benefit | 25% off on BookMyShow, up to ₹350 per transaction |
| Current Movie Offer Status | BookMyShow offer is currently paused and will resume soon |
| Welcome Benefit | Vouchers worth ₹5,000 across shopping, apparel, dining, and more |
| Times Prime Membership | Complimentary annual membership on completing 3 transactions in a calendar quarter |
| EazyDiner Benefit | Extra discount of ₹1,500 via PayEazy |
| Shopping Benefit | Up to 20% off on shopping, wellness, and hotel stays |
| Fuel Waiver | 1% waiver on transactions between ₹400 and ₹4,000 |
| Fuel Waiver Cap | Maximum ₹250 per month |
| Annual Fee | ₹500 + applicable taxes |
| Renewal Fee Waiver | Spend ₹1.5 lakh in a year |
| Current Status | New sourcing stopped |
Existing Titanium Times Card customers can continue using the card and enjoying the applicable benefits.
Also Read: HDFC MoneyBack Credit Card
HDFC Bank Platinum Times Card
The HDFC Bank Platinum Times Card is a premium lifestyle and entertainment credit card designed for users who want higher rewards, stronger movie benefits, dining privileges, cashback, and shopping offers. It offers enhanced reward points, higher weekday dining rewards, BookMyShow discounts, SmartBuy cashback, Times Prime membership, and fuel surcharge waiver.
| Feature | Details |
| Card Type | Premium Lifestyle and Entertainment Credit Card |
| Reward Rate | 3 Reward Points for every ₹150 spent |
| Dining Rewards | 10 Reward Points for every ₹150 spent on weekday dining |
| Movie Benefit | 50% off on BookMyShow movie tickets |
| Movie Offer Cap | Up to ₹600 per transaction; up to 4 discounted tickets monthly |
| Times Prime Membership | Complimentary annual membership on completing 1 transaction per calendar quarter |
| EazyDiner Benefit | ₹1,500 discount and 6 months complimentary EazyDiner membership |
| SmartBuy Cashback | Up to 10% cashback on flights, hotels, gift vouchers, and more |
| PayZapp Benefits | Extra cashback and CashPoints on utility bills, mobile recharge, and shopping |
| Shopping Benefit | Up to 20% off on shopping, wellness, and hotel stays |
| Fuel Waiver | 1% waiver on transactions between ₹400 and ₹4,000 |
| Fuel Waiver Cap | Maximum ₹500 per cycle |
| Annual Fee | ₹1,000 + applicable taxes |
| Renewal Fee Waiver | Spend more than ₹2.5 lakh in a year |
| Current Status | New applications stopped |
Existing Platinum Times Card customers can continue using the card and accessing its applicable lifestyle benefits.
HDFC Times Credit Card Fees & Charges
The fee structure differs for Titanium Times and Platinum Times cards.
| Variant | Joining/Renewal Fee | Renewal Fee Waiver | Key Charges |
| Titanium Times Card | ₹500 + applicable taxes | Spend ₹1.5 lakh in a year | 1% rental fee from second rental transaction/month, 1% DCC markup, reward exclusions |
| Platinum Times Card | ₹1,000 + applicable taxes | Spend more than ₹2.5 lakh in a year | 1% rental fee from second rental transaction/month, 1% DCC markup, reward exclusions |
Important Reward Exclusions and Conditions
- Reward Points are not earned on fuel transactions.
- EasyEMI and e-wallet loading transactions do not earn Reward Points.
- Reward Points are reversed if a retail transaction is converted into SmartEMI.
- Rental transactions attract a 1% fee from the second rental transaction of the month.
- Dynamic Currency Conversion transactions attract a 1% markup.
- Grocery rewards are capped at 1,000 Reward Points per month.
- Reward Points are valid for 2 years from the date of earning.
Also Read: HDFC Millennia Credit Card
HDFC Bank Times Credit Card Features & Benefits
HDFC Bank Times Credit Cards offer benefits across entertainment, dining, shopping, rewards, cashback, and card management.
Welcome Benefits
- Titanium Times Card offers welcome vouchers worth ₹5,000 across shopping, apparel, dining, and more.
- Cardholders must activate the card within 30 days to avail welcome benefits.
Reward Points
| Variant | Regular Reward Rate | Weekday Dining Reward Rate |
| Titanium Times Card | 2 RP per ₹150 retail spend | 5 RP per ₹150 at restaurants |
| Platinum Times Card | 3 RP per ₹150 spend | 10 RP per ₹150 at restaurants |
Dining bonus Reward Points apply only to eligible restaurant MCC transactions.
Movie Ticket Offers
| Variant | Movie Benefit |
| Titanium Times Card | 25% off on BookMyShow, up to ₹350 per transaction |
| Platinum Times Card | 50% off on BookMyShow, up to ₹600 per transaction |
The Titanium Times BookMyShow offer is currently paused and is expected to resume later.
Times Prime Membership
Both variants offer complimentary Times Prime membership with access to benefits such as Gaana Plus, TOI+, Myntra, SonyLIV, Chaayos, Uber, and more.
| Variant | Membership Condition |
| Titanium Times Card | Complete 3 transactions in a calendar quarter |
| Platinum Times Card | Complete 1 transaction in a calendar quarter |
Dining Benefits
- Titanium Times Card offers an extra discount of ₹1,500 on EazyDiner via PayEazy.
- Platinum Times Card offers ₹1,500 discount and 6 months free EazyDiner membership.
- Platinum users can get up to 15% off bills when paying via PayEazy.
Shopping and Lifestyle Benefits
- Get up to 20% off on online and offline shopping.
- Enjoy discounts on wellness and hotel stays.
- Access selected city-wise offers every day.
SmartBuy and PayZapp Benefits
- Platinum Times Card users can get up to 5% cashback on utility bills via SmartPay.
- Platinum users can get up to 5% cashback on shopping via SmartBuy.
- Platinum users can get up to 10% cashback on flights, hotels, gift vouchers, and more via SmartBuy.
- Linking the Platinum Times Card on PayZapp can offer extra cashback and CashPoints.
Fuel Surcharge Waiver
| Variant | Fuel Waiver |
| Titanium Times Card | 1% waiver on ₹400–₹4,000 transactions; max ₹250/month |
| Platinum Times Card | 1% waiver on ₹400–₹4,000 transactions; max ₹500/cycle |
Contactless Payments
- Both cards support contactless payments.
- In India, contactless payments up to ₹5,000 do not require PIN entry.
- Transactions of ₹5,000 or above require Credit Card PIN authentication.
SmartEMI Facility
Existing cardholders can convert eligible large purchases into EMIs after purchase, subject to HDFC Bank’s terms.
Also Read: HDFC Rupay Credit Card
HDFC Titanium vs Platinum Times Credit Cards
The table below compares both variants for easy decision-making.
| Feature | Titanium Times Card | Platinum Times Card |
| Best For | Entry-level lifestyle users | Premium lifestyle users |
| Reward Rate | 2 RP per ₹150 retail spend | 3 RP per ₹150 spend |
| Dining Rewards | 5 RP per ₹150 on weekday dining | 10 RP per ₹150 on weekday dining |
| Movie Offer | 25% off, up to ₹350; currently paused | 50% off, up to ₹600 |
| Times Prime | Complimentary on 3 transactions/quarter | Complimentary on 1 transaction/quarter |
| Welcome Benefit | ₹5,000 vouchers | Times Prime and lifestyle benefits |
| SmartBuy Cashback | Limited | Up to 10% cashback |
| Fuel Waiver | 1%, max ₹250/month | 1%, max ₹500/cycle |
| Annual Fee | ₹500 + taxes | ₹1,000 + taxes |
| Renewal Fee Waiver | Spend ₹1.5 lakh/year | Spend over ₹2.5 lakh/year |
| Current Status | New sourcing stopped | New applications stopped |
Also Read: HDFC Diners Club Credit Card
How to Apply for HDFC Bank Times Credit Card
HDFC Bank is currently not accepting fresh applications for the Titanium Times Card or the Platinum Times Card.
- Existing cardholders can continue using their cards and enjoying applicable benefits.
- New users can explore other HDFC Bank credit cards currently available.
- For available cards, applicants can apply online through HDFC Bank’s credit card page or visit the nearest HDFC Bank branch.
HDFC Credit Card Customer Care
Existing Times Credit Card users can contact HDFC Bank through phone, chat, digital banking, and branch support.
| Service Category | Customer Care Details |
| General Helpline (Across India) | 1800 1600 / 1800 2600 |
| International Helpline (Customers Abroad) | +91 22 61606160 |
| Dedicated Premium Support (Infinia, Diners Black, Imperia) | +91 22 61717606 |
| Service Helpline (Queries & Assistance) | 1800 258 5616 |
| Toll-Free Complaint Number (India Only) | 1800 258 3838 |
| Sales Enquiry | 1800 570 3888 |
| Credit Card Support Timings | 24 hours every day, including Sundays and Bank Holidays |
| General Banking Agent Support | 8:00 AM to 8:00 PM on all days |
Customers can use these channels for card blocking, reward redemption, billing disputes, statement downloads, EMI conversion, and card control management.
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