SBI Bank Timings

State Bank of India (SBI) has established structured timings for its various services to offer a seamless banking experience to its customers. With distinct hours for in-branch services, including working hours, lunch breaks, and weekend schedules, SBI also supports around-the-clock digital services such as NEFT, RTGS, IMPS, and UPI. By understanding these timings, customers can better plan their visits and manage online transactions, ensuring that SBI’s services are accessible whenever needed.

SBI Bank operates from 9:00 AM to 3:30 PM on weekdays and 1st and 3rd Saturdays. Digital services like NEFT, RTGS, IMPS, and UPI are available 24/7.

SBI Bank Offline Services Timings

SBI’s offline services include traditional in-branch banking services such as deposits, withdrawals, loan processing, account-related inquiries, and more. Here’s a comprehensive view of the timings for offline services:

SBI Bank Working Hours

SBI branches operate on weekdays and specific Saturdays, providing essential in-person banking services.

DayWorking Hours
Monday – Friday9:00 AM – 3:30 PM
1st & 3rd Saturday9:00 AM – 3:30 PM
2nd & 4th SaturdayClosed
SundayClosed

SBI Bank Lunch Timings

SBI observes a lunch break, though branches ensure continued service by staggering staff breaks.

TimingDetails
Lunch Hours12:30 PM – 1:30 PM
Service AvailabilityLimited service during lunch; staff rotate for continuous counter service

SBI Bank Timings on Weekends

SBI operates only on the first and third Saturdays, while branches are closed on the second and fourth Saturdays, along with Sundays.

Weekend DayWorking Hours
1st & 3rd Saturday9:00 AM – 3:30 PM
2nd & 4th SaturdayClosed
SundayClosed

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SBI Bank Online Services Timings

SBI’s online services include various digital and electronic fund transfer options, accessible through the SBI internet banking portal, mobile app, and other digital platforms. These services provide flexible access to banking outside of traditional banking hours.

SBI NEFT Timings

National Electronic Funds Transfer (NEFT services at SBI are available 24×7, including holidays, allowing customers to initiate transfers anytime.

ModeTimingDetails
Branch HoursDuring branch working hoursAvailable for NEFT transactions through branch counter services.
Online24×7NEFT transactions can be done anytime online via SBI Netbanking and SBI YONO app.
ProcessingIn 30-minute batches (00:30 AM – 00:00 AM)NEFT transactions are processed every 30 minutes, totaling 48 batches per day.

SBI RTGS Timings

Real-Time Gross Settlement (RTGS) is accessible 24×7, ideal for real-time, high-value transactions, with a brief downtime for system maintenance.

ModeTimingDetails
Branch HoursDuring branch working hoursRTGS is available in branches except on the 2nd and 4th Saturdays and all Sundays.
Online24×7RTGS transactions can be completed anytime online via SBI Netbanking and SBI YONO app.
Daily Delay11:50 PM – 12:30 AMRTGS processing is paused during this period due to the RBI cut-off schedule.

SBI IMPS Timings

Immediate Payment Service (IMPS) is an instant fund transfer service that’s accessible for outgoing transactions during specified hours and for incoming transactions round-the-clock.

Transaction TypeTimingsDetails
Sending Money (Outward)Weekdays (Monday to Saturday), 8:00 AM – 8:00 PM (IST)Outward IMPS transfers are limited to this window on weekdays only.
Receiving Money (Inward)24/7, including weekends and public holidaysInward IMPS transactions can be received anytime, without any restrictions.

SBI UPI Timings

Unified Payment Interface (UPI) transactions are available at any time, allowing instant payments and fund transfers.

Service TypeTimingsDetails
UPI Transactions24/7, 365 days a yearSBI UPI service has no restrictions and is available at all times, including weekends and holidays.

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SBI Cheque Clearing Time

The Cheque Truncation System (CTS) currently processes cheques in batches, which can take up to 2 working days. In general, you can expect to wait one working day after depositing a cheque for it to clear.

SBI Bank Holiday List 2024

State Bank of India (SBI) branches observe national and state-specific holidays throughout the year. In addition to these, all branches are closed on the second and fourth Saturdays of each month, as well as on Sundays. Below is a comprehensive list of SBI bank holidays for the year 2024:

DateDayHoliday Name
1 JanuaryMondayNew Year’s Day
12 JanuaryFridaySwami Vivekananda Jayanti
14 JanuarySundayMakar Sankranti
15 JanuaryMondayPongal
26 JanuaryFridayRepublic Day
10 FebruarySaturdaySonam Losar
14 FebruaryWednesdayVasant Panchami
19 FebruaryMondayChhatrapati Shivaji Maharaj Jayanti
20 FebruaryTuesdayState Day
8 MarchFridayMaha Shivaratri
25 MarchMondayHoli
29 MarchFridayGood Friday
1 AprilMondayOdisha Day
5 AprilFridayBabu Jagjivan Ram Jayanti
9 AprilTuesdayUgadi
10 AprilWednesdayId-ul-Fitr
14 AprilSundayDr. Ambedkar Jayanti
17 AprilWednesdayRam Navami
1 MayWednesdayMaharashtra Day
23 MayThursdayBuddha Purnima
17 JuneMondayBakrid / Eid al-Adha
17 JulyWednesdayMuharram
15 AugustThursdayIndependence Day
26 AugustMondayJanmashtami
7 SeptemberSaturdayGanesh Chaturthi
2 OctoberWednesdayGandhi Jayanti
12 OctoberSaturdayVijaya Dashami
1 NovemberFridayDiwali
25 DecemberWednesdayChristmas Day

Please note that this list includes major holidays observed by SBI branches across various states and union territories. However, some holidays are specific to certain regions. It’s advisable to check with your local SBI branch or the official SBI website for the most accurate and region-specific holiday information.

SBI Bank Customer Care

State Bank of India (SBI) offers a variety of customer care options to help customers with inquiries, complaints, and service requests.

  • Phone: Toll-free numbers like 1800 1234, 1800 2100, and others for general support, with specific lines for reporting unauthorized transactions.
  • Email: General queries at customercare@sbi.co.in, Aadhaar seeding issues at nodalofficer.aadhaarseeding@sbi.co.in, and home loan inquiries at customercare.homeloans@sbi.co.in.
  • SMS: Text “UNHAPPY” to 8008 20 20 20 for grievances. Missed call banking is also available via SBI Quick.
  • Mail: Write to the Customer Service Department,
  • State Bank of India,

State Bank Bhavan, 16th Floor,

Madam Cama Road,

Mumbai 400 021, India.

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Frequently Asked Questions

Find answers to common questions about this topic

SBI branches generally open at 9:00 AM, Monday to Saturday (1st and 3rd Saturdays only).
SBI branches close at 3:30 PM from Monday to Friday, and on the 1st and 3rd Saturdays.
No, SBI is open only on the 1st and 3rd Saturdays (9:00 AM - 3:30 PM) and closed on the 2nd and 4th Saturdays and all Sundays.
Yes, SBI branches generally observe lunch between 12:30 PM and 1:30 PM, but staff rotations ensure services remain available.
SBI branches are closed on national and state-specific public holidays, along with the 2nd and 4th Saturdays and all Sundays.
Customer service typically begins at 9:00 AM on working days.
Customer transactions usually stop by 3:30 PM on working days.
Yes, SBI timings may vary during festivals, as branches observe holidays based on local/state regulations.
Locker services are available during branch hours, generally from 9:00 AM to 3:30 PM on working days.
No, SBI is closed on public and state-specific holidays.
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