₹10000 Loan On PAN Card

The Permanent Account Number (PAN) Card issued by the Income Tax Department in India allows individuals to avail a loan of varied amounts. The PAN card makes the identification process faster, thereby aiming for a hassle-free application process.

Availing a ₹10,000 loan on PAN card has been made simple and easy. Here is a breakdown on how to get a loan on a PAN card.

PAN Card Loan of ₹10,000 Online Without Documents

You can avail an instant loan of ₹10,000 online only with PAN Card & Aadhaar. Many online loan lenders provide loans with minimum documentation. With e-KYC & online document verification, you can avail loan instantly. However, you will have to check the lenders specific terms & conditions for better calrity.

₹10000 Loan Only With a PAN Card

Individuals can get a loan of ₹10,000 with only a PAN card. Many financial institutions and online lenders offer small-ticket loans based on PAN card details. The PAN card is a crucial identification document for these lenders, allowing them to verify your identity and process a loan application quickly.

However, the approval and terms may vary depending on the lender's policies and your creditworthiness. It's advisable to check with specific lenders offering ₹10,000 loan on PAN card online and offline with proper requirements to explore available options.

Looking for an Instant Loan of ₹10,000?

Eligibility for ₹10000 PAN Card Loan

The eligibility criteria to apply a ₹10,000PAN card loan are as follows:

Nationality Indian
Age 18 - 60 years of age
Minimum monthly income ₹15,000 (May differ from lender to lender)
Work Experience At least 2 years of work experience.
PAN Card Must be issued by the Income Tax Dept.
Credit Score 650 above

₹10000 PAN Card Loan Interest Rates & Charges

Various Banks and NBFCs offer PAN card loans of ₹10,000 at different interest rates and charges. The table below shows the different banks and NBFCs offering ₹10,000PAN card loan along with the interest rates and charges:

Banks/NBFCs Interest Rate % Processing Fee
Bajaj Finserv 11.00% - 38.00% Up to 3.93%
ICICI Bank 10.65% - 16.00% p.a. 0.50% - 2.00%
SMFG India Credit (Fullerton) 11.99% p.a. onwards 0% - 6%
Aditya Birla Finance 13.00% - 28.00% p.a. 0.05% - 3.00%
Navi 9.9% - 45.00% p.a. 0%

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Note: The above mentioned rates are subject to change with the finance market and differ marginally with the respect to the individual banks.

Documents Required for ₹10,000 Loan on PAN Card

The documents required to avail a ₹10,000loan on PAN card are:

Identity proof Voter’s ID, PAN card, Passport, Driver’s licence, etc
Income proof Salary slips, Bank account statements, Business tax returns, etc.
Address proof Electricity bill, Telephone bill, Rental agreement, etc.

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Calculate EMI Instant Loan on PAN Card

Understanding your Equated Monthly Instalment (EMI) before applying for a loan will help you with financial planning. You can calculate your EMI by using the user-friendly online EMI calculator provided below.

All you need to do is input the Principal amount: ₹10,000, Interest Rate and Tenure. You will get an estimated EMI amount instantly.

Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Features & Benefits of Instant PAN Card Loan

An instant PAN card loan offers the following features and benefits:

Flexible Loan Amount

Get a loan amount of
₹10,000 quickly.

Low Interest Rate

Get low interest rates
starting from 9.9% p.a.

Minimal Documentation

Provide a PAN card for
a hassle-free process.

Flexible Repayment Plan

Choose a flexible
repayment plan between
12 to 60 months.

Transparent Procedure

All lenders
are transparent about loan

Easily Accessible

PAN card loan makes
finance easily accessible
to many.

Ready to take the next step? Apply now!

Apply Online For PAN Card Loan of ₹10000

Applying for a ₹10000 PAN card loan online has become easier with Buddy Loan. Buddy Loan is a loan service provider helping you to avail loans from the top RBI approved lenders. Apply for a personal loan with a PAN card by following these easy steps:

  • Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
  • Step 2: Open the personal loan application page. Provide the mobile number and enter the received OTP.
  • Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
  • Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
  • Step 5: Enter your work details (Including company name, years of service and Designation)
  • Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
  • Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

Frequently Asked Questions

Yes, you can easily get a loan with a PAN card.

You can get ₹5000 rupees immediately through any reputable online lender.

How long does it take to process a ₹10,000loan against a Pan Card?

Yes, it is possible to get a loan on your PAN card if you have a low credit score. However, it might be challenging to find a lender with good loan terms.

Yes, various NBFCs offer a loan on your PAN card online.

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