Indian Overseas Bank Balance Check


Indian Overseas Bank makes balance checking quick and convenient through multiple official methods. Give a missed call to the Indian Overseas Bank Balance Check Number +91-9289592895 from your registered mobile number to get your account balance via SMS.

You can also use IOB’s Mobile Banking App, net banking portal, SMS banking, or visit any ATM. These secure and efficient options ensure that you stay informed about your finances anytime, anywhere.

Read on to understand the various methods for the Indian Overseas Bank Balance Check number in detail.


The Indian Overseas Bank balance check number +91 9289592895 offers a quick, free, and hassle-free way to access your account balance via SMS, anytime, anywhere.

Steps to Check the IOB Balance with SMS

The steps for Indian Overseas Bank Balance Check by SMS service are as follows:

  1. Send BAL<Last 4 digits of account number> 8424022122.
  2. An SMS with details of your bank account balance will be sent to your registered mobile number.

Note: You can follow the same steps for Indian Overseas Bank Balance Check by Account Number.

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IOB Balance Check with Missed Call Service

Indian Overseas Bank's Missed Call Services allow you to access your account balance instantly with a quick call.

You can give a quick call to 9210622122 or 9289222029 from your registered mobile number. After the first ring, the call disconnects automatically, and your IOB account details are sent via SMS.

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IOB Balance Check with ATM & Passbook

Here are the steps to check IOB balance via ATM:

  1. Visit your nearest IOB ATM centre.
  2. Insert your ATM card and enter your ATM PIN.
  3. Click on the ‘Balance Enquiry’ option.

Your IOB bank account balance will be displayed on the screen. You will also receive a printout of your receipt from the ATM that has details of your available balance.

You can also visit your nearest Indian Overseas Bank to access your account balance details. Request the bank representative for your passbook update. All information related to your latest transactions and balance will be given in the passbook.

Apart from these, there are online methods to check your Indian Overseas Bank Balance. Let’s look at each of them.

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Check the Indian Overseas Bank Balance Online

Here’s how you can check the Indian Overseas Bank balance online:

IOB Balance Check with NetBanking

Here are the steps to check your IOB bank balance with Netbanking, here are the steps to follow:

  1. Visit the official portal of Indian Overseas Bank NetBanking.
  2. On the home page, click on ‘Personal Login.’
  3. Homepage-click-login
  4. Enter your credentials to log in.
  5. credential-login
  6. Click on ‘View Account Details.’
  7. Select ‘Check your account balance.’

Note: To track your IOB account balance details, follow the same steps.

IOB Balance Check with Mobile Banking App

To access your IOB balance check with the mobile banking app, here’s what you need to do:

  1. Download the Indian Overseas Bank mobile banking app called ‘IOB Mobile.’
  2. download-app-iob
  3. Log in with your Username and Password.
  4. Click on ‘My Account’ and select ‘View Account Balance’ to access the current balance in your account.

IOB Balance Check with UPI

Checking your IOB account balance via UPI is one of the easiest methods, as it includes easy-to-follow steps such as:

  1. Install and open your UPI app.
  2. Enter your password or PIN.
  3. Link your Indian Overseas Bank account.
  4. Enter your UPI PIN to view your balance.

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Frequently Asked Questions

To check your Indian Overseas Bank account balance via missed call, simply dial +91-9289592895 from your registered mobile number. An SMS will be sent to your current account balance, no internet or login required.

For Indian Overseas Bank Balance Check Number for Mini Statement, send: MINI last 4 digits of your account number to 8424022122 from your registered mobile number. You'll receive an SMS with details of your last five transactions.

To check your Indian Bank account balance via missed call, dial 96776 33000 from your registered mobile number. The call will disconnect automatically after a few rings, and an SMS will be sent with details of your current account balance.

To check your Indian Overseas Bank (IOB) account balance via SMS, send: BAL last 4 digits of your account number to 8424022122 from your registered mobile number. You'll receive an SMS with your current account balance shortly.

To check your IOB account balance via customer care, you can call the toll-free numbers 1800 890 4445 or 1800 425 4445. These are available 24/7 to assist with balance inquiries and other banking services.

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