Want instant funds? You can opt for FlexSalary's personal loan for any personal needs. FlexSalary instant loan is collateral-free and offers an interest rate starting from 18% p.a.
You can easily apply for a quick loan through FlexSalary and get it approved instantly.
You can easily avail of a personal loan from FlexSalary in minutes. Find out FlexSalary's personal loan minimum income requirements and make the right choice. Given below are a few parameters to consider before you choose a FlexSalary personal loan:
|18% p.a. onwards
|Up to ₹2 Lakhs
|Rs. 0.00 to Rs. 1,250 (including GST)
|10 to 36 months
The interest rate of your loan is the most crucial factor that impacts profitability, competitiveness, risk management, and sustainability. FlexSalary offers interest rates ranging from 18% p.a. onwards. The interest rate may vary depending on factors such as your income, credit history, liabilities, etc.
|18% to 54% p.a.
It is important to be aware of all the fees and charges while availing a personal loan and know the processing fee, prepayment charges, etc. Before applying for a loan, refer to the table below to learn all about FlexSalary Personal Loan fees and charges:
|Up to Rs. 1,250 payable at the time of first disbursement
|10 to 36 months
|Up to ₹2 Lakhs
FlexSalary has a set of eligibility criteria you must meet to get your loan application approved. These include the borrower’s age and income. Refer to the table below to learn about FlexSalary personal loan eligibility criteria.
|If you see yourself between the range 21 to 60 years
|Drawing Minimum ₹8000 Monthly Salary
Not sure of your credit score? Check it now!
To get your personal loan approved, you must provide a set of required documents for verification. Documents required to apply for a FlexSalary personal loan are as follows:
|Proof of Identity
|PAN card, Aadhaar card, Driver's license, or Passport
|Proof of Address
|Passport/rental agreement/utility bills like landline, water or electricity, etc.
|Proof of Income
|Last 3 months' bank statements.
FlexSalary is a loan-offering platform that facilitates loans through Vivifi India Finance Private Limited, a non-banking finance company (NBFC) duly registered with the Reserve Bank of India (RBI). But it is important to compare the lenders including banks and NBFCs before applying for a loan to ensure you are choosing the right one according to your needs.
Refer to the table below, to compare the FlexSalary personal loan interest rates with the interest rates of other NBFCs.
A FlexSalary personal loan can provide you with quick access to cash. Here’s why: -
Get loan approved in
a matter of hours.
The interest rates start
at 18% p.a.
Flexible tenure that ranges
from 10 - 36 months.
No needs to risk your assets
for a loan.
Online application process
to save time.
No extra hidden charges.
You can apply for a instant loan from a pool of RBI-approved lenders with Buddy Loan. Based on your eligibility and needs, a suitable lender can provide you with a loan. Let’s go through the steps to apply for a personal loan.
Apply for a Personal loan now!
FlexSalary offers a flexible repayment plan. There is no fixed EMI. So the borrower can choose variable installments to repay the personal loan. There are no penalties or hidden charges involved.
FlexSalary offers a repayment tenure ranging from 10 months to 36 months.
For FlexSalary personal loans, there is no hard credit check. It is approved based on income and not on CIBIL score.
You can click here to apply for a personal loan from FlexSalary via Buddy Loan.
No collateral is required to apply for a personal loan with FlexSalary.
The tenure varies from 3 months to 3 years.
You will need a few documents handy to avail a loan from FlexSalary like Aadhaar card, PAN card, Driving license, Voter ID, Passport, Pay slips, and Bank statement.
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