FlexSalary Personal Loan

Want instant funds? You can opt for FlexSalary's personal loan for purposes like home renovation, medical expenses, wedding expenses, or any other personal needs. FlexSalary instant loan is collateral free and offers an interest rate starting from 18% p.a.

You can easily apply for a quick loan through FlexSalary and get it approved instantly.

FlexSalary Personal Loan Details

You can easily avail a personal loan from FlexSalary in a matter of minutes. Find out FlexSalary's personal loan minimum income requirements and make the right choice. Given below are few paramenters to consider before you choose FlexSalary personal loan:

FlexSalary Interest Rate 18% p.a. onwards
Loan amount Up to ₹2 Lakhs
Processing fee Up to Rs. 1,250 (including GST)
Tenure 10 to 36 months

FlexSalary Personal Loan Interest Rates

The interest rate of your loan is the most crucial factor that impacts profitability, competitiveness, risk management, and its sustainability. FlexSalary interest rates ranges from 18% to 54% p.a. The interest rate may vary depending on factors such as your income, credit history, liabilities, etc.

FlexSalary Interest Rates 18% to 54% p.a.

FlexSalary Personal Loan Fees & Charges

It is important to be aware of all the fees and charges while availing a personal loan, it has processing fee, prepayment charges, etc. Before applying to any loan. Refer to the table below to know all about FlexSalary Personal Loan fees and charges:

Processing fee Up to Rs. 1,250 (including GST)
Tenure 10 to 36 months
Loan amount Up to ₹2 Lakhs

FlexSalary Personal Loan Eligibility Criteria

FlexSalary has a set of eligibility criteria that you must meet in order to get your personal loan application approved. These include the borrower’s age and income. Refer to the table below to learn about FlexSalary personal loan eligibility criteria.

Age If you see yourself between the range 21 to 60 years
Salaried employee Drawing Minimum ₹8000 Monthly Salary
Self-employed Drawing Minimum ₹2,00,000 p.a.

Documents Required for FlexSalary Personal Loan

To get your personal loan approved, you must provide a set of required documents for verification. Documents required to apply for a FlexSalary personal loan are as follows:

Proof of Identity PAN card, Aadhaar card, Driver's license, or Passport
Proof of Address Passport/rental agreement/utility bills like landline, water or electricity, etc.
Proof of Income 3 to 6 months salary slips and bank statement.
*Applicable only to Indian residents.

Calculate EMI For FlexSalary Personal Loan

Before you go for any loan, the first step is to calculate the EMI and plan effortless monthly repayments. Use the EMI calculator provided here find out your approximate EMI now. Simply input the loan amount, interest rate, and loan tenure, and get instant results.

Amount (₹) :

Interest Rate (%):

Months to Pay :

You can also calculate your EMI using this formula:
EMI = [P x R x (1+R)^N]/[(1+R)^N-1]


Calculate your EMI by replacing the variable with the actual values.

Compare FlexSalary Personal Loans Over Other NBFCs

FlexSalary is RBI approved NBFC. But it is important to compare the lenders including banks and NBFCs before applying for loan to ensure you are choosing the right one according to your needs.

Refer to the table below, where you can compare the FlexSary personal loan interest rates with the interest rates of other NBFCs.

FlexSalary 18% to 54%
HDB Financial services Upto 36%
CASHe 27%
Home Credit 24%
Money View 15.96%
RBL Bank 17.50% - 26%

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Features & Benefits of FlexSalary Personal Loan

A FlexSalary personal loan can provide you with quick access to cash. Here’s why: -

Instant Approval

Get loan approved in a matter of hours.

Attractive Interest Rates

The interest rates start at 18% p.a.

Flexible Loan Tenure

Flexible tenure that ranges from 10 - 36 months.

Zero Collateral

No needs to risk your assets for a loan.

Completely Online

Online application process to save time.

Zero Hidden Charges

No extra hidden charges.

Types of FlexSalary Loans

FlexSalary offers a range of personal loans specific to your requirement. With quick approval and instant disbursal, take advantage of FlexSalary personal loan in a variety of ways.

Personal Loan

Manage your expenses and meet your financial needs with an instant personal loan available for salaried professionals. Get access to cash within 24 hours to meet all kinds of unexpected financial needs including medical bills, wedding expenses or any big purchase.

Instant Cash Loan

It is the best solution in case of an emergency cash crisis. You can get a loan amount starting from ₹4,000 to ₹2,00,000 within just 1 hour. Enjoy minimum documentation and no spending restrictions.

Executive Education Loan

Want to take your career to the next level but don’t have the required fund? The Executive Education Loan from FlexSalary offers personal loans to salaried employees to pursue professional courses. Get flexible loan tenure with attractive interest rates.

Personal Loan for Marriage

Having the wedding of your dreams may look impossible without enough funds. Apply for zero collateral FlexSalary Wedding Loan and effortlessly cover all your wedding expenses including wedding jewellery, invitations, venue booking, catering, etc. Get marriage loan disbursal as quick as 24 hours with unmatched interest rates.

Travel Loan

Get easy, hassle-free funds to Tick off your travel bucket list with a personal loan for travel. It is an easy travel loan offered to salaried individuals. Get up to 2 lakh instant loan without any collateral.

Salary Advance Loan

FlexSalary also offers loans on salary exclusively to salaried professionals to tackle unexpected expenses. This is a small cash loan helps you meet the small but urgent financial needs like utility bills, rent deposit, etc.

How Do You Apply for FlexSalary Loans with Buddy Loan?

Follow these steps to apply for a FlexSalary loan on Buddy Loan:

Step 1 - Visit - buddyloan.com or Download & install Buddy Loan app

Step 2 - Fill out the application form, including the loan amount, the tenure months, and contact details.

Step 3 - Fill out the following personal details where required:

Step 4 - Submit the details & wait for the loan confirmation.

FlexSalary Loan Repayment

FlexSalary offers a flexible repayment plan. There is no fixed EMI. So the borrower can choose variable installments to repay the personal loan. There are no penalties or hidden charges involved.

FlexSalary offers a repayment tenure ranging from 10 months to 36 months.

Ready to take next step ?


Frequently Asked Questions

Yes, you can get a cash loan using FlexSalary.

For FlexSalary personal loan, there is no hard credit check. It is approved based on income and not on CIBIL score.

You can click here to apply for a personal loan from FlexSalary via Buddy Loan.

FlexSalary offers a personal loan amount starting from ₹4,000.

No collateral is required to apply for a personal loan with FlexSalary.

The tenure varies from 3 months to 3 years.

You will need a few documents handy to avail a loan from FlexSalary like, Aadhaar card, PAN card, Driving license, Voter ID, Passport, Pay slips and Bank statement.

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