Calculators

Confused where to invest and where to avail a loan feasible to your monthly income and expenses? The future holds better options with the use of Online Calculators and its diverse benefits.

Estimate your monthly loan payments (EMIs), and maturity value, and then explore government loan options for your everyday needs. They not only help you with the your loan EMI options but help you evaluate your FD, RD, Interest Amount due, CAGR, Credit Score, Inflation & investment too.

Loan Calculator

Loan calculators are user-friendly tools that help you handle everyday financial requirements, such as calculating loan EMIs, and comparing interest rates. It is far easier to make well-informed decisions and handle our finances more efficiently.

Whether you're planning for a major purchase or considering borrowing options, or debt consolidation, these calculators serve as valuable tool for charting your financial amount.

There are different online financial calculators to choose from based on your requirements; they are,

• Loan Eligibility Calculator
• Personal Loan EMI Calculator
• Business Loan EMI Calculator
• Marriage Loan EMI Calculator
• Travel Loan EMI Calculator
• Car Loan EMI Calculator
• Two-wheeler Loan Emi Calculator
• Education Loan EMI Calculator
• Home-loan Loan EMI Calculator

Loan Eligibility Calculator

These Loan Eligibility Calculator helps you estimate the amount of loanyou can get based on your salary and current expenses & liabilities. The loan estimate will help you plan your finances and apply for a loan as per your eligibility. The estimated loan amount is based on some standard estimation procedures and the actual loan amount will vary from lender to lender.

You can check Personal Loan Eligibility Calculator or Business Loan Eligibility Calculator based on your needs.

Personal Loan EMI Calculator

A Personal Loan EMI Calculator is useful for understanding the monthly payments for a personal loan. A personal loan can be used for various purposes, such as consolidating existing debts, managing unexpected expenses, or making a major purchase. The loan calculator helps you understand the impact of different loan amounts, interest rates, and repayment terms on your monthly payments.

Business Loan EMI Calculator

A Business Loan EMI Calculator is specifically used to evaluate the monthly payments for a business loan. A business loan can be availed for equipment purchases, managing inventory, or covering working capital needs. You can enter the specific loan amount required for your business needs and see how the monthly payments would vary based on interest rates and repayment terms.

Marriage Loan EMI Calculator

Planning a wedding can be expensive. A marriage loan EMI calculator helps you budget for your dream wedding by estimating your monthly payments for a marriage loan. You can see how the monthly payments (EMIs) change by inputting the desired loan amount, interest rate, and preferred repayment tenure.

Travel Loan EMI Calculator

A travel loan EMI calculator helps you spread out the cost of your vacation with a travel loan. To determine the monthly payments, you can enter the desired loan amount to cover your trip expenses, along with the interest rate and preferred repayment terms. This allows you to plan your dream vacation without a heavy financial burden upfront.

Car Loan EMI Calculator

Buying a car is a major decision. A car loan EMI calculator helps you plan your monthly car payments before you even visit the dealership. By entering the desired loan amount for your car purchase, along with the interest rate and preferred repayment terms offered by different lenders, you can compare options and choose a car loan that fits your budget comfortably.

Two-Wheeler Loan EMI Calculator

Similar to the car loan EMI calculator, a two-wheeler loan EMI calculator helps you estimate the EMI for a two-wheeler loan that can be used to finance your motorcycle or scooter. Just input the desired loan amount, interest rate, and repayment terms to evaluate your monthly EMI.

Education Loan EMI Calculator

An educational loan EMI calculator helps you plan for the expenses a of student loans or loans for higher education. By entering the desired loan amount, along with the interest rate and repayment terms, you can estimate your monthly payments. This allows you to plan your finances effectively to manage your education loan repayments.

Home Loan EMI Calculator

If you are planning for a home renovation or buying your own home, a home loan EMI calculator helps you estimate the expenses for monthly payments. Just enter the desired loan amount for your property purchase or renovation, along with the interest rate and repayment terms offered by lenders, and you can see how the monthly payments that you need to pay.

Saving Scheme Calculators

These calculators are a helpful tool to estimate how much your money can grow over time with various government and bank-backed saving schemes in India. Here's a breakdown of each calculator to understand its purpose.

Couple of saving scheme calculators are found to be:

• FD calculators
• RD calculators
• PPF calculators
• EPF calculators
• NSC calculators
• KVP calculators
• Post Office Monthly Income Calculators
• Senior Citizen Saving Scheme Calculator

FD Calculator (Fixed Deposit Calculator)

The FD calculator helps you plan your fixed deposits (FDs). FDs are a popular savings option where you deposit a lump sum amount for a fixed tenure (like 1 year, 3 years, or 5 years) and earn a guaranteed interest rate. The FD calculator estimates the maturity value just by entering the deposit amount, interest rate, and time. This calculator helps you plan your savings goals and understand the potential returns on your FD investment.

RD Calculators

There are two options within RD calculators:

• Post Office RD Calculator: This calculator helps you estimate the maturity value considering your chosen deposit amount, the interest rate offered by the Post Office, and the investment tenure.
• Bank RD Calculators: You can input your desired deposit amount, and tenure, and see the estimated maturity value based on the interest rates offered by various banks. This helps you choose the bank with the most competitive RD interest rate for your savings goals.

PPF Calculator

The Public Provident Fund (PPF) is a long-term investment scheme backed by the government of India. A PPF calculator helps you estimate the maturity value of your PPF contributions. You can input your investment amount, interest rate, and tenure, and see the estimated amount you will receive at maturity.

EPF Calculator

An EPF calculator is specifically for salaried individuals who contribute to the Employee Provident Fund (EPF) scheme. This calculator helps you estimate the future value of your EPF corpus (total accumulated amount) based on your salary, contribution period, and the prevailing interest rate offered by the EPF scheme.

NSC Calculator - National Saving Certificate Calculator

National Saving Certificates (NSC) are another government-backed saving scheme with a fixed investment tenure (typically 5 years). The NSC calculator helps you plan your investment in NSCs by estimating the potential returns you can receive at maturity. You can input the investment amount and see the estimated maturity value considering the current interest rate offered on NSCs.

Kisan Vikas Patra Calculator

Kisan Vikas Patra (KVP) is a government savings scheme that offers a fixed interest rate and maturity period. The KVP calculator helps you estimate the maturity value of your investment in KVP based on the investment amount and the prevailing interest rate offered by the scheme.

Post Office Monthly Income Scheme Calculator

The Post Office Monthly Income Scheme Calculator is an attractive option for individuals seeking regular income from their savings. This calculator helps you understand the potential monthly income you can receive by investing in Post office MIS. You can input the investment amount and see the estimated monthly payout based on the interest rate offered by the scheme.

Senior Citizen Saving Scheme Calculator

The Senior Citizen Saving Scheme Calculator (SCSS) is a government initiative to provide a regular income and secure savings for senior citizens. This calculator helps you plan your retirement savings by estimating the returns you can expect from the SCSS scheme. You can input the investment amount and see the estimated maturity value or potential monthly income based on the interest rate offered by the scheme.

Investment Calculators

Investment calculators help you understand how your money grows over time to make informed investment decisions. Here's a breakdown of how each calculator can help you invest better with respective calculators:

Further to investment calculators the types of calculators involve:

• SIP Calculator
• Mutual Fund Calculator
• CAGR Calculator
• Inflation Calculator
• Depreciation Calculator
• SWP Calculator
• Simple Interest Calculator
• Coumund Interest Calculator
• Retirement & Pension Calculator
• Atal Pension Yojana Calculator
• NPS Calculator

SIP Calculator - Systematic Investment Plan Calculator

The SIP calculator is useful for planning your investments in mutual funds through a Systematic Investment Plan (SIP). This tool helps you estimate the maturity value of your SIP investment. You can input your desired amount for investment,period, and expected rate of return. Based on this information, the calculator will estimate the returns you will accumulate at the end of your investment tenure. This helps you plan for long-term financial goals like retirement or a child's education.

Mutual Fund Calculator

An online mutual fund calculator offers a broader view. While the SIP calculator focuses on regular investments, the mutual fund calculator allows you to estimate the returns on a lump sum investment in a mutual fund scheme.

1. Enter the total amount you plan on investing in the mutual funds, investment tenure, and expected rate of return.
2. The calculator will then estimate the potential total value of your investment at maturity.
3. This can help understand the potential growth of a one-time investment in a mutual fund.

CAGR Calculator - Compound Annual Growth Rate Calculator

A CAGR calculator goes beyond just the total return and helps you understand the average annual growth rate of your investment over a specific period. This metric, called Compound Annual Growth Rate (CAGR), is a useful way to compare the performance of different investments over time.

By entering the initial investment value and final investment value along with the investment period, the calculator will estimate the CAGR. This allows you to compare the performance of various investment options and assess their growth potential.

Inflation Calculator

The inflation calculator helps you estimate how inflation can affect your money's value over time. You have just input the current cost, inflation rate, and tenure. The calculator will estimate the impact of inflation on the current cost. This tool helps you understand if your investment will probably keep pace with inflation and maintain its value.

Depreciation Calculator

The depreciation calculator is useful for planning on the decreasing value of assets (like cars or equipment) purchased. You can input the initial value of your asset, its expected depreciation rate, and the time frame. The calculator will estimate the asset's value at the end of the period, allowing you to make informed decisions about asset replacement for the original value of the money or investment plans.

SWP Calculator - Systematic Withdrawal Plan Calculator

A SWP (Systematic Withdrawal Plan) calculator helps you with withdrawals from your mutual fund investment. This calculator helps you estimate the income you can generate through regular SWPs.

1. You can input the total investment amount, withdrawal amount per month, expected returns (%), and tenure.
2. The calculator will display the overall investment amount, total withdrawal amount, total interest accrued, and the ultimate value of the investment.

Simple Interest Calculator

A simple interest calculator is useful for understanding the interest earned on investments, where the interest rate remains constant throughout the investment period. This applies to some fixed-income investments, like certificates of deposit (CDs) or fixed deposits (FDs). You can input the principal amount, interest rate, and tenure. The calculator will estimate the total interest earned over the period.

Compound Interest Calculator

A compound interest calculator helps you understand the long-term growth potential of your investment when interest is compounded. The calculator allows you to input the principal amount, interest rate, and tenure. It will estimate the total amount you will earn, including both the principal amount and the total interest.

Retirement & Pension Calculators

Retirement and pension calculators help you plan for your retirement. Estimating the pension income you can expect from various government schemes. It is a useful tool that can provide an estimate of the amount you should save for retirement and the income you could expect during your retirement years. Just enter your current age, desired retirement age with life expectancy, and monthly income required after retirement.

Atal Pension Yojana (APY) Calculator

The Atal Pension Yojana calculator estimates the potential monthly pension you may receive upon retirement under the APY scheme based on your age, chosen pension amount, and monthly contributions.

NPS Calculator

The NPS calculator estimates the retirement corpus you can accumulate under the National Pension System (NPS) based on your contributions, investment horizon, and chosen asset allocation.

Employee Calculators

These calculators help majorly the employed individuals to understand finances as an employee and estimate various aspects of your salary and its’ benefits.

• HRA calculator
• Salary calculator
• Gratuity calculator
• Income Tax calculator
• TDS calculator
• GST calculator

Few of the major benefits of these calculators are discussed further to help you make long term choices.

HRA Calculator

The HRA calculator helps you estimate the amount of House Rent Allowance (HRA) exempt from income tax in India. It considers factors like your rent paid, basic salary, Dearness Allowance (DA), and city type (metro or non-metro).

Salary Calculator

A salary calculator estimates your take-home pay (in-hand salary) after considering deductions like income tax, PF, and other components from your gross salary.

Gratuity Calculator

A gratuity calculator estimates the gratuity amount you may receive upon retirement or resignation from your job, based on your monthly salary (Basic + DA), and years of service.

Income Tax Calculators

The income Tax Calculator estimates the income tax you owe based on your income sources, deductions claimed, and the tax regime chosen (old or new). These calculators help you estimate your tax liability for the Indian government.

TDS Calculator

A TDS calculator estimates the amount of tax to be deducted at the source from different payments, including salary, interest, rent, commission, and more. This tool is beneficial for businesses and individuals in ensuring compliance with tax regulations by accurately withholding the required amount of tax before making payments.

GST Calculator

GST calculators streamline the process, aiding individuals and businesses in precisely calculating the GST on goods and services. This promotes transparency in financial transactions, ‌improving the accessibility and efficiency of the GST system.