To find the maturity amount of your Post Office FD, enter the amount invested in it, the interest rate (per year), and the tenure information.

₹

%

Maturity Date | : |

Invested Amount | : ₹10,000 |

Interest Amount | : ₹666 |

Maturity Amount | : ₹10666 |

The Post Office Fixed Deposit Calculator provides quick maturity value forecasts with competitive interest rates (7.5% p.a. for general investors and 8.2% p.a. for seniors), making it easier to plan your financial future and make investment decisions with confidence. National Savings Time Deposit Account (TD) is the Fixed Deposit for Post office.

As India Post does not offer an FD calculator on its official website, you can use the online Post Office Fixed Deposit Calculator given above to get accurate maturity calculations for your investment.

The National Savings Time Deposit Account (TD) by the Post Office offers various interest rates against different tenures. Here are the latest interest rates based on the tenure:

Tenure | Interest Rates (p.a.) |
---|---|

1 year | 6.90% |

2 year | 7.00% |

3 year | 7.00% |

5 year | 7.50% |

Post Office offers a range of fixed deposit schemes, each with its own set of features and interest rates. Having a good grasp of these rates is key to tailoring your investment strategy. Check out the current interest rates and available tenure below:

FD Scheme | Tenure | Interest Rates for General Public (p.a.) |
---|---|---|

National Savings Monthly Income Account (MIS) | 1-5 years | 6.9%-7.5% |

National Savings Time Deposit Account (TD) | 5 years | 7.5% |

Senior Citizen Savings Scheme Account (SCSS) | 5 years | 8.2% |

National Savings Certificates | 5 years | 7.7% |

The Post Office FD Calculator is a helpful tool that customises solutions to your needs, offering real-time interest rates, maturity values, and specialized calculations, including FD loans for senior citizens. Here's how the Post Office FD Calculator can assist you:

**Error-Free Calculations:**Eliminate the risk of faulty calculations, ensuring accuracy in your financial planning.**Time-Saving:**Simplify your financial planning and save time and effort.**Accurate Projections:**Benefit from precise and dependable results, ensuring well-informed financial decisions.**Informed Investments:**Equip yourself with the knowledge to make sound investment choices in line with your financial objectives.

Simplify your financial planning with the Post Office FD Maturity Calculator. Follow these steps to swiftly get insights into your investment:

1. Open the **FD Calculator** page.

2. Enter your invested amount.

3. Specify the interest rate.

4. Input the investment tenure in years.

5. Instantly view your results!

You can calculate the maturity amount of fixed deposits using either manual calculations or an online calculator. The formula for calculating the Post Office Fixed Deposit maturity amount is as follows:

**A = P (1 + r/n)nt**

where,

A is the maturity amount.

P is the principal amount,

r is the annual interest rate,

n is the number of times interest is compounded per year,

t is the tenure in years.

Let's take an example of a Fixed Deposit with a principal amount of ₹1,00,000 in a Post Office FD. The FD offers an annual interest rate of 7.5%, compounded quarterly for a 5-year period. We will use the formula:

A = ₹1,00,000 * (1 + 0.075/4)^(4*5)

A = ₹1,00,000 * (1.4499)

Calculating the value:

A = ₹1,44,995/-

Therefore, the maturity amount for a ₹1,00,000 Fixed Deposit in a Post Office FD with a 7.5% annual interest rate, compounded quarterly over 5 years, totals approximately ₹1,44,995/-

To make informed financial decisions, it's crucial to comprehend how interest is calculated on your Post Office Fixed Deposit. In this calculation, the compound interest formula comes into play:

**C.I = P [ (1 + r/n)nt -1]**

Here,

C.I represents the compound interest,

P is the principal amount,

r is the annual interest rate, and

t is the tenure in years.

**Example:**

If you invest ₹1,00,000 in a Post Office FD with an annual interest rate of 7.5% for a 5-year tenure, the compound interest will amount to approximately ₹44,995.

C.I = ₹1,00,000 {(1 + 0.075/4)^(4*5) - 1}

C.I ≈ ₹1,00,000 ( 1.4499 -1)

Calculating the value:

C.I ≈ ₹44,995/-

So, the compound interest for an investment of ₹1,00,000 in an Post Office FD with a 7.5% annual interest rate for 5 years is approximately ₹44,995/-

The Post Office FD Calculator provides accurate projections, offering personalized calculations to optimize your fixed deposit investments. It's a reliable tool for your financial journey.

**Accurate Calculations:**The calculator provides precise estimates of the maturity amount and interest earned on your Post Office FD, helping you plan your investments effectively.**Time Efficient:**It eliminates the need for manual calculations, saving you time and effort when evaluating different FD scenarios.**Convenience:**You can access the calculator online at any time, making it a convenient tool for quick financial planning.**Quick Comparison:**It allows you to compare the potential returns of different FD tenures and interest rates, helping you make informed investment decisions.**Transparency:**The calculator uses a standardized formula, ensuring transparency and reliability in the calculation process.

**Are you looking for a personal loan?**

**Check other Banks FD Calculators from below:**

**Also, check Small Finance Banks FD Calculators from below:**

Post Office FD interest rates are not fixed and can change over time.

The minimum tenure for a Post Office FD is 1 year, while the maximum tenure is 5 years.

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