Explore the ease of financial planning with the IndusInd Bank FD calculator.

Calculate the maturity amount for your IndusInd Fixed Deposit by providing the investment amount, interest rate (p.a), and tenure details.

₹

%

Maturity Date | : |

Invested Amount | : ₹10,000 |

Interest Amount | : ₹666 |

Maturity Amount | : ₹10666 |

IndusInd Bank FD Calculators are not just mere calculation tools; they are empowering resources that guide you towards informed financial decisions. Their user-friendly design, real-time updates, and educational insights elevate them to comprehensive financial literacy tools.

Learn how it simplifies decision-making for Fixed Deposits, making your savings journey straightforward and effective.

Maximise your Fixed Deposit (FD) returns with IndusInd bank’s user-friendly FD Calculator.

Follow these simple steps to effortlessly calculate your maturity amount and interest earnings:

**Step 1:**Visit the**FD Calculator page****Step 2:**Enter the principal, tenure, and interest rate.**Step 3:**Check the maturity amount and interest earned.**Step 4:**Explore different principal and tenure combinations.**Step 5:**Adjust parameters and plan accordingly.

IndusInd bank offers competitive interest rates for FD, with special interest rates for senior citizens. The table shows the different interest rates offered by IndusInd bank FD:

**IndusInd Interest Rates for FD Deposits less than Rs 2 Crore**

Tenure | Interest Rate for Domestic/NRO/NRE deposit | Interest Rate for Senior Citizens (NA for NRE/NRO) |
---|---|---|

7 - 14 days | 3.50% | 4.25% |

15 - 30 days | 3.50% | 4.25% |

31 - 45 days | 3.75% | 4.50% |

46-60 days | 4.25% | 5.0% |

61- 90 days | 4.6% | 5.35% |

91 to 120 days | 4.75% | 5.5% |

121 -180 days | 5.00% | 5.75% |

181 - 210 days | 5.85% | 6.60% |

211 - 269 days | 6.10% | 6.85% |

270 - 354 days | 6.35% | 7.10% |

355 -364 days | 6.35% | 7.10% |

1 Year to below 1.6 years | 7.50% | 8.25% |

1. 6 to > 1.7 years | 7.85% | 8.25% |

1.7 to 2 years | 7.50% | 8.25% |

Above 2 Years up to 2.1 years | 7.25% | 8.00% |

Above 2.1 years to below 2.6 years | 7.25% | 8.00% |

2.6years to below 2.9 years | 7.25% | 8.00% |

2.9 years to 3.3 years | 7.25% | 8.00% |

Above 3.3years to below 61 month | 7.25% | 8.00% |

61 month and above | 7.00% | 7.75% |

Indus Tax Saver Scheme (5 years) | 7.25% | 8.00% |

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Fixed Deposit (FD) is a popular investment option that offers a steady return on savings. Knowing how FD interest is calculated is important for getting the most out of your investment.

There are two ways to calculate FD, which are:

**Simple interest FD (Maturity Amount without Compunding):** This method calculates interest only on the initial amount you invest (principal) for the entire investment period (tenure).

M = P (1 + r/n)nt)

Where,**M** is the maturity amount,**P** is the principal amount that you deposit**r** is the rate of interest per annum**n** is number of compounding in a year**t** is the tenure in years

Here is an example of how the interest rates would be calculated using the formula:

With a deposit sum of **Rs. 15,000** for **5 years** at **6%** interest,

the equation reads –

Where,

**P** = 15,000**r** = 6%**t** = 5 years

As per the formula,

**M** = ₹15,000 + (15,000 x 6 x 5/100)

**M** = ₹15,000 + (4500)

**M** = ₹19,500/-

The interest you have earned would be **₹ 19,500/-**

**Compound Interest FD (Maturity Amount without Compunding)**: This method calculates interest on both the principal and the interest that has already been earned (interest on interest). This means that your earnings grow faster over time.

A = P (1 + r/n)nt

Where,**A** is Maturity amount**P** is Principal amount**r** is rate of interest in decimals**n** is number of compounding in a year**t** is number of years

A representation of how to calculate for compounded interest:

With a deposit sum of Rs. 19,000 for 3 years at 6% interest compounded quarterly, the equation reads –

P = 19,000

r = 6% or 6/100= 0.06

n = quarterly or 4

t = 3

A= 19,000 (1+(0.06/4)) ^ (4 * 3)

**A = ₹22,717**

**Tailored Insights:**FD calculators provide nuanced insights into returns, considering factors like compounding frequency and tenure.**Scenario-Based Planning:**Investors can explore various investment scenarios by adjusting parameters, enabling informed decisions.**Real-Time Results:**Quick assessment of different investment parameters is possible with real-time results.**Visualised Data:**Visual representations like graphs or charts enhance comprehension of potential investment growth.**Educational Resources:**Insights into interest calculations, compounding, and optimization tips improve financial literacy.

FD calculators are helpful tools for making smart Fixed Deposit investments. They provide accurate calculations that help you plan your investments wisely and forecast your earnings.

These calculators also save you time by automatically doing the maths, so you can quickly compare different investment options.

With the information you get from these calculators, you can make informed decisions about your investments. Some FD calculators even let you customise your settings to match your specific financial goals.

Plus, some of them have educational features that help you understand how Fixed Deposit interest works, so you can make even better decisions.

- Accurate Calculations for Informed Decisions
- Streamlined Investment Planning
- Enhanced Financial Literacy
- Customizable Settings for Personalized Insights
- Empowering Decision-Making with Comprehensive Information

Looking for a personal Loan?

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