PNB FD Calculator

Calculate the maturity amount for your PNB Fixed Deposit by providing the investment amount, interest rate (p.a), and tenure details.

Maturity Date :  
Invested Amount :  ₹10,000
Interest Amount :  ₹666
Maturity Amount :  ₹10666

PNB Fixed Deposit Calculator Online

The PNB Fixed Deposit Calculator provides financial insights. PNB Fixed Deposits offer interest rates between 3.50% and 7.25% p.a. for regular investors and 4.00% to 7.75% p.a. for senior citizens over a period of up to 10 years. With the help of the PNB FD calculator, you can determine the maturity value of your FD and make informed investment decisions.

PNB FD Interest Rates

The interest rates on your PNB fixed deposit may vary depending on its duration. The interest rates offered for PNB Fixed Deposits under Rs. 2 crore across different tenures. They are displayed in the table below.

Tenure Interest Rate for Public Interest Rate for Senior Citizens
7 to 14 Days 3.50 4.00
15 to 29 Days 3.50 4.00
30 to 45 Days 3.50 4.00
46 to 90 Days 4.50 5.00
91 to 179 Days 4.50 5.00

Read More

Read Less

Note: These rates are indicative and subject to change. Always check with the bank for the most up-to-date information before making any investment decisions.

How Can PNB FD Calculator Help?

FD Calculator offers customized solutions, delivering up-to-the-minute interest rates and accurate maturity values. Here's how the PNB FD Calculator can be of assistance:

  • Efficiency Boost: streamline your financial planning, saving your valuable time and effort.
  • Targeted Goal Setting: effortlessly make strategies for achieving both short-term and long-term investment objectives using this versatile tool.
  • Pinpoint Accuracy: gain the advantage of precise calculations and dependable projections, strengthening your ability to make well-informed financial decisions.
  • Empowering Investment Insights: gain knowledge to make informed investment choices that align seamlessly with your financial goals.

How to Use PNB FD Calculator?

Utilize the PNB FD Maturity Calculator to streamline your financial planning. Here's a quick guide to swiftly obtain investment insights:

  • Enter your invested amount.
  • Specify the interest rate.
  • Input the investment tenure in years.
  • Instantly view the results!

Formula to Calculate PNB FD Maturity Amount

The maturity amount of fixed deposits can be calculated manually or using an online calculator. The following formula is used to determine the maturity amount of fixed deposits from Punjab National Bank:

A = P [(1 + r/n)nt

The variables A, P, r, n, and t represent the principle, maturity amount, annual interest rate, number of compounding periods annually, and tenure in years respectively.


Consider a Fixed Deposit amount of ₹2,00,000 in a PNB FD with an annual interest rate of 6.50%, compounded quarterly for 5 years. Using the formula:

A = ₹2,00,000 * (1 + 0.065/4)^(4 * 5)
A = ₹2,00,000 * (1 + 0.01625)^(20)
Calculating the value:
A = ₹2,76,084/-

So, the maturity amount for a ₹2,00,000 Fixed Deposit in an PNB FD with a 6.5% annual interest rate compounded quarterly for 5 years is approximately ₹2,76,084/-

PNB FD Interest Calculation

Gaining a thorough understanding of the interest calculation process for your PNB Fixed Deposit is essential to making wise financial choices. The compound interest formula for this calculation is

C.I = P [{ (1 + r/n)nt} - 1]

C.I represent the compound interest,
P is the principal amount,
r is the annual interest rate, and
n is the number of times interest is compounded per year,
t is the tenure in years.


If you invest ₹5,00,000 in a PNB FD with an annual interest rate of 6.5% for a tenure of 5 years, the compound interest will be (assuming that interest is compounded annually):

C.I = ₹5,00,000 [(1 + 0.065)^5 - 1]

C.I = ₹5,00,000 [(1.065)^5 - 1]

Calculating the value:

C.I = ₹1,85,043/-

So, the compound interest for an investment of ₹5,00,000 in an PNB FD with a 6.5% annual interest rate for 5 years is approximately ₹1,85,043/-

Scheme-wise PNB Fixed Deposits Intrest Rate

PNB provides a variety of fixed deposit plans, each with special characteristics and interest rates. It's essential to comprehend these rates in order to customise your investing approach. An overview of current interest rates can be found here:

FD Scheme Interest Rates (%p.a.)
PNB Tax Saver FD 6.50% - 7.00%
Domestic Bulk Fixed Deposits 6.00% - 7.00%
Non-Resident External (NRE) Fixed Deposits 6.50% - 7.25%
PNB Domestic/NRO Term Deposit 3.50% - 7.25%
PNB Uttam Term Deposit 6.30% - 7.05%

Advantages of Using FD Calculator

Elevate your financial planning with the PNB FD Calculator, a user-friendly tool that offers more than just convenience. It provides accurate projections, real-time updates, and tailored calculations for senior citizens, empowering you to make informed decisions and optimize your fixed deposit investments. Take a look at the benefits that make this calculator a trusted partner in your financial journey.

  • Real-Time Rate Updates: stay up-to-date with live PNB FD interest rates for accurate projections.
  • Senior Investor Customization: get personalized calculations for senior citizens, considering their exclusive interest rates and financial benefits.
  • FD Loan Exploration: uncover the potential of FD loans, enabling informed decisions to maximize your investment returns.
  • Efficient Calculations: with our streamlined FD calculator, save time and determine maturity amounts for your investments.
  • Intuitive User Experience: enjoy a seamless and user-friendly interface, that is easy to navigate designed for both new and existing PNB customers.

Are you looking for a personal loan? Apply online and get instant approval!

Frequently Asked Questions

A PNB FD Calculator is an online tool that helps you calculate the maturity amount of your fixed deposit with Punjab National Bank.

You can access the PNB FD Calculator online through the official Punjab National Bank website.

To use the PNB FD Calculator, you need to provide the principal amount, interest rate, and tenure.

The PNB FD Calculator helps you estimate your investment returns, plan your finances effectively, and compare different fixed deposit options.

Enter the principal amount, interest rate, and tenure into the calculator to view the maturity amount.

Yes, the PNB FD Calculator can be used for various fixed deposit types.

Yes, the PNB FD Calculator considers compounding interest.

The minimum deposit amount required for a PNB fixed deposit varies based on the specific FD scheme, so it's essential to check the bank's guidelines.

No, there are no additional features in the PNB FD calculator.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.