Navi Personal Loan EMI Calculator

Check the EMI for your Navi Personal Loan by providing the Loan Amount, Interest rate (per annum), and loan tenure (in months) details.

Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Navi offers personal loans up to ₹20 lakh with an interest rate ranging from 9.9% to 45% per annum. The repayment period can extend up to 72 months. Hence,to ensure an easy repayment along with effective financial planning, utilize the Navi Personal Loan EMI calculator.

To further streamline this process, you can also make use of Buddy Loan EMI calculator the Buddy Loan EMI calculator. This EMI calculator will assist you in determining your Navi Personal Loan EMI efficiently. Now start planning and budgeting your loan by inputting the requested loan details into the calculator.

EMI Calculation Formula

An EMI calculator employs a precise formula to calculate your Equated Monthly Installment (EMI), simplifying the process and saving you time. Hence, By using a Personal Loan EMI calculator, you can figure out a set monthly payment that covers both your loan amount and the interest.

And here's how you compute it:

E = [P × R × (1+R)^N] / [((1+R)^N) - 1]

Here in the equation,

E stands for EMI/p>

P stands for principal loan amount

R stands for the monthly rate of interest

N stands for tenure in months

Let’s assume that:

You are planning to avail of a Navi Personal loan of ₹10 lakhs, with an interest rate of 11.00% p.a, for a loan with a tenure of 6 years. Here's the EMI that might have to pay:


P = ₹10,00,000

Annual interest rate = 9.9% p.a

R = 9.9.00% / 12 / 100 = 0.00854 (approximately)

Loan tenure in years = 6

Number of monthly installments (n) = 6 * 12 = 72**

EMI = [1000000 x 0.00825 x ((1 + 0.00825)^72) ] / [ ((1 + 0.00825)^72) - 1]

EMI = ₹18475

Navi Personal Loan EMI Calculation With Different Loan Amounts

Navi Personal Loans offer a flexible range of loan amounts, spanning from 1 Lakh to 20 Lakh, accommodating various financial needs. With competitive interest rates starting at 9.9% p.a., borrowers can choose repayment tenures ranging from 12 months to 84 months for tailored financial solutions.

Loan Amounts EMI for 12 Months EMI for 24 Months
1 Lakh Personal Loan EMI ₹8,745 ₹4,568
1.5 Lakh Personal Loan EMI ₹13,118 ₹6,853
2 Lakh Personal Loan EMI ₹17,490 ₹9,137
3 Lakh Personal Loan EMI ₹26,235 ₹13,705
4 Lakh Personal Loan EMI ₹34,981 ₹18,274

Read More

Read Less

How to Use Navi Personal Loan EMI Calculator?

A personal loan EMI calculator helps manage your budget and make informed decisions about your financial commitments. Similarly, the EMI Calculator for Navi. Personal Loan offers a swift EMI calculation experience. It's an uncomplicated and user-friendly online tool. To compute your Navi personal loan EMI, follow these quick steps:

Step 1: Select Loan Amount: Adjust the slider to select your desired loan amount.

Step 2: Choose Loan Tenure: Use the slider to pick the loan tenure that suits your needs.

Step 3: Select Interest Rate: Move the slider to choose the interest rate.

Step 4: Check your EMI: Once done, the calculated personal loan EMI will be displayed.

Advantage of using Buddy Loan EMI Calculator

Here are several benefits offered by the Buddy Loan EMI Calculator:

Easy to Use: The Buddy Loan EMI calculator is designed with a user-friendly interface. It is easy to navigate and for individuals with minimal technical expertise.

Time-Efficient: With this calculator, you can swiftly calculate and check your loan EMI within seconds, saving you valuable time during the loan planning process.

Financial Planning: This advanced tool calculates your Navi Personal loan EMI in advance, enabling effective financial planning and a better budget organization centered on EMI payments.

Things To Know Before Checking your Navi Personal Loan EMI

Before you check your Navi Personal Loan EMI, it's necessary for you to familiarize yourself with some essen:experience.

Loan Details: Enter your loan amount, interest rate, and tenure information to the calculator & calculate the EMI.

Interest Rate: Have clarity on the interest rate applicable to your loan, as this significantly affects your EMI and the EMI calculation.

Loan Tenure: Understand the duration of your loan repayment, as it affects the EMI amount and total interest paid. This plays a major role in eventually determining your EMI amount.

Repayment Capacity: Assess your financial situation to ensure you can comfortably afford the EMI without straining your budget.

Prepayment and Charges: Know if there are prepayment options and any associated fees for early repayment of the loan.

Ready to take the next step? Apply for a Personal loan now!

Frequently Asked Questions

The Navi Loan EMI Calculator is an online tool designed to help individuals estimate their Equated Monthly Installments (EMIs) for loans offered by Navi.

To use the Navi Loan EMI Calculator, simply enter your loan amount, interest rate, and tenure. The calculator will then provide you with an estimated EMI.

You need to input the loan amount, interest rate, and tenure to calculate your EMI accurately.

Yes, the Navi Loan EMI Calculator is ‌accurate and helps in planning loan repayments effectively.

The calculator is typically tailored for a specific type of loan offered by Navi. Use the calculator corresponding to your loan type.

The Navi Loan EMI Calculator uses this formula to calculate -E = [P × r × (1+r)^n] / [( (1+r)^n ) - 1]

You can use the Navi Personal loan EMI calculator as frequently as needed for effective loan planning.

Depending on the features, some EMI calculators may allow you to estimate the impact of prepayments on your loan.

No, the results you get from the Navi Personal loan EMI calculator are indicative and not binding for loan approval. They are for planning only.

Depending on the calculator's interface, you may be able to save or print the calculations for future reference or loan application.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.