PAN Card for Minors

A PAN (Permanent Account Number) card is a crucial document for financial transactions in India. While it is commonly associated with adults, minors can also have a PAN card. It ensures that the minor’s financial activities are recorded with the Income Tax Department, and it helps avoid tax complications in the future.

This webpage provides a comprehensive guide on PAN cards for minors, including their purpose, application process (both online and offline), charges, required documents, and how to update the card once the minor turns 18.

Table of Contents:

• ⇾ Purpose of PAN Card for Minors
• ⇾ Steps to Apply for PAN Card for Minors Online
• ⇾ Steps to Apply for PAN Card for Minors Offline
• ⇾ Application Fees and Payment Methods For Minor PAN Card
• ⇾ Documents Required for a PAN Card for Minors
• ⇾ Steps to Update a Minor PAN Card After Age of 18
• ⇾ PAN Card Customer Care Number
• ⇾ Frequently Asked Questions

Purpose of PAN Card for Minors

The primary purpose of issuing a PAN card to a minor is to keep a record of their financial transactions. Here are some specific reasons why a PAN card is important for minors:

1. Investments: Parents or guardians may invest in the minor’s name, such as in mutual funds, stocks, or bonds. A PAN card is required to track these investments and ensure they comply with tax regulations.
2. Income Tax Filing: If a minor earns an income through interest on investments or any other source, they need a PAN card to file income tax returns, even though the income is clubbed with the parent’s income until the minor turns 18.
3. Opening Bank Accounts: Certain banks require a PAN card for opening a minor’s savings account, especially if the account involves transactions above a certain threshold.
4. Education-Related Financial Activities: Scholarships, grants, or any other financial aid that may require tax documentation would necessitate a PAN card for the minor.
5. Avoiding Tax Deductions: Without a PAN card, higher tax deductions at source (TDS) might apply to a minor’s income. Having a PAN card helps avoid this by ensuring that only the applicable tax rate is levied.

Steps to Apply for PAN Card for Minors Online

Here are the steps to apply for a PAN Card for a Minor online.

• Step 1: Visit the official NSDL website.
• Step 2: Choose the application type as ‘New PAN – Indian Citizen (Form 49A)’ and select the category as ‘Individual’.


• Step 3: Fill in all required details as per the instructions for Form 49A, including the minor's full name, parent's mobile number, and email address, then click 'Submit'.
• Step 4: Select the method for submitting documents for the PAN card and indicate if a physical PAN card is needed.
• Step 5: Provide the minor's personal details, the parent's information, the parent's address and contact number, and the signature of the parent or guardian. Note that the AO code is optional.
• Step 6: Upload the minor's photograph and any necessary documents.
• Step 7: Make the payment for the application fee using a debit card, credit card, demand draft, or net banking, then click the ‘Submit’ button.
• Step 8: After submission, you will receive an acknowledgement number to track the status of your application.
• Step 9: If you opted for physical document submission, gather all required documents along with the demand draft (if chosen as a payment method), place them in an envelope, and send it to the Pune address of the Income Tax PAN Services Unit.
• Step 10: Upon successful verification of your application, the PAN card will be dispatched to the specified address within 15-20 working days.

Steps to Apply for PAN Card for Minors Offline

Follow the below-mentioned steps to apply for a PAN Card for Minors offline:

• Step 1: Download Form 49A (for Indian residents) from the NSDL Website.

Note: You can download the form through UTIITSL offices or their authorized agents if preferred.
• Step 2: Fill in the required information in the form and attach copies of the necessary documents.
• Step 3: Note that a photograph is not required for a minor PAN card.
• Step 4: Submit the completed form and documents, along with the processing fee, to the nearest UTIITSL office.
• Step 5: After the submitted information is verified, the PAN card will be mailed to the address specified in the form.

Application Fees & Payment Methods for Minor PAN Card

The charges for applying for a PAN card for minors are as follows:

PAN Application Fee

Payment Methods for PAN

If the communication address is within India, you can pay using the following 3 methods:

• Demand Draft
• Credit Card/Debit Card
• Net Banking

If the communication address is outside India, the payment can only be made using:

• Credit Card/Debit Card
• Demand Draft payable at Mumbai

Note:

• Demand Draft should be drawn in favor of 'NSDL - PAN' and payable at Mumbai.
• Mention the acknowledgement number on the reverse of the demand draft.
• Dispatch of PAN cards outside India is currently available for a select list of countries.
• For applicants from other countries, please contact NSDL at the provided contact details.
• This point is not applicable if a representative assessee is provided in point 14 of the application form.

Documents Required for a PAN Card for Minors

For a PAN card application, you need to submit proof of identity, address, and age. For minors, upload the parent's/guardian's proof of address and identity, but only the minor's proof of date of birth. If using the minor's Aadhaar card, upload their Aadhaar for proof.

The document options for identity, address, and age are listed below.

Steps to Update a Minor PAN Card After Age of 18

If a minor turns into an adult, the PAN card registered in their name needs to be revised to show the recent changes.

Here are the steps to update the changes of a minor PAN card:

• Step 1: Visit the official NSDL website.
• Step 2: Choose the application type as 'Changes or Corrections in existing PAN data/ Reprint of PAN card' and select the category as 'Individual'.


• Step 3: Select the method for submitting documents for the PAN card and indicate if a physical PAN card is needed.
• Step 4: Enter the minor's PAN number, name, date of birth, and gender. Then, check the boxes for 'Photo Mismatch' and 'Signature Mismatch' to provide the necessary signature and photo.
• Step 5: Fill in any other required details to make the necessary changes to the PAN card.
• Step 6: Upload the required documents, including photos and signatures, and submit the application.
• Step 7: Complete the payment for the application. You will receive an acknowledgement number to track the status of your updated PAN card application.

PAN Card Customer Care Number

If you need more information on PAN card customer care or want to check your PAN reprint application status, you can choose the below-mentioned methods to contact. Here's how:

Income Tax Department:

• Website: https://www.incometax.gov.in/iec/foportal/
• Call Center: 1800-180-1961

Protean:

• Website: https://www.protean-tinpan.com/
• Call Center: 020-27218080
• Email: tininfo@proteantech.in

Track Application Status via SMS:

1. Type "PTNPAN" followed by your 18-digit PAN acknowledgment number (e.g., PTNPAN 881010101010100).
2. Send the SMS to 57575.

Income Tax PAN Services Unit Address:

INCOME TAX PAN SERVICES UNIT (Managed by Protean eGov Technologies Limited (formerly NSDL e-Governance Infrastructure Limited)) 4th Floor, Sapphire Chambers, Baner Road, Baner, Pune 411045

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