Chintamani Finlease Limited is a Non-Banking Financial Company (NBFC) in India with over 28 years of experience. They provide a range of loan products, including personal loans, business loans, gold loans, and loans against property. They offer loans primarily to the Delhi NCR region to individuals with varying credit scores. Chintamani Finlease offers both personal and business loans up to ₹15 lakhs.
Table of Contents:
Here are the key highlights of Chintamani Finlease:
Feature | Details |
---|---|
Loan Amount Range | Up to ₹15 lakhs |
Interest Rate | Competitive rates (varies based on loan type and applicant’s profile) |
Loan Tenure | Flexible tenure options |
Disbursal Time | Within 48 hours after approval |
Get an Instant personal loan in Delhi with easy approval and minimal documentation. Apply now for fast disbursal and competitive interest rates!
Are you looking for a personal loan?
Interest rates vary based on the type of loan, borrower’s credit score, and other eligibility factors. Being an NBFC, Chintamani Finlease provides competitive rates based on your chosen loan. Hence, you are advised to check with Chintamani Finlease for specific interest rates based on their requirements and eligibility.
The basic eligibility criteria for availing of a loan from Chintamani Finlease include:
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1. Proof of Identity: Aadhaar card, PAN card, or passport.
2. Proof of Address: Utility bill, rent agreement, or Aadhaar card.
3. Proof of Income: Salary slips, bank statements, or IT returns for business loans.
4. Photographs: Recent passport-sized photographs of the applicant.
Additional documents may be requested depending on the specific loan product and the applicant’s financial status.
Not sure of your credit score? Check it out for free now!
Here is a list of loan products offered by Chintamani Finlease, covering a variety of financial needs for individuals and businesses:
Personal Loan | Business Loan | Gold Loan |
Loan Against Property (LAP) | Professional Loan | Loan for Low CIBIL Score |
Loan Against Securities | MSME Loan | Car Loan |
Here is a detailed overview of each type of loan offered by Chintamani Finlease:
Personal loans from Chintamani Finlease are ideal for individuals looking to cover personal expenses such as medical bills, travel, education, or home renovations. These loans are unsecured, meaning they do not require collateral, and can be tailored to fit the borrower’s financial needs. Loan amounts can go up to ₹15 lakhs depending on the applicant’s eligibility.
To apply for a personal loan, you must meet the following eligibility criteria and submit the documents.
Eligibility for personal loans for salaried and self-employed:
Age | 18 years and older |
Employment type | Salaried and Self-employed |
Minimum Net Income | ₹30,000/- |
Work Experience | Salaried: employed for a minimum period of 6–12 months. Self-employed: business tenure of at least 3 years. |
Here is a detailed overview of each type of loan offered by Chintamani Finlease:
Documents Required for Salaried Individuals:
Documents Required for Self-Employed Individuals:
Business loans are designed to help small and medium-sized enterprises (SMEs) with working capital, expansion, or operational needs. Chintamani Finlease offers business loans in Delhi NCR, with loan amounts up to ₹15 lakhs at affordable interest rates.
To apply for a business loan, you must meet the following eligibility criteria and documents.
Eligibility Criteria:
Documents Required:
Gold loans allow individuals to use their gold assets as collateral to secure a loan. Chintamani Finlease provides loans of up to 75% of the value of gold jewelry and ornaments. These loans typically have a quicker approval process due to the collateral, and the loan amount is determined based on the value of the gold pledged.
To apply for a gold loan, you need to submit the following documents:
Documents required
Car Loans from Chintamani Finlease are designed to help individuals purchase a new or used car. These loans offer competitive interest rates and are structured with easy repayment terms to fit the borrower’s financial situation. Whether it’s for personal use or business purposes, Chintamani Finlease’s car loans can help customers own a vehicle without straining their finances.
To apply for a Car loan, you need to submit the following documents:
Documents required
Loans for Low CIBIL Score are meant for individuals who may have a low or poor credit history, which typically makes it difficult to secure loans from traditional financial institutions. Chintamani Finlease understands that credit scores can fluctuate due to unforeseen circumstances and provides loan solutions to individuals with low CIBIL scores.
To apply for a loan for low credit score, you need to submit the following documents:
Documents required
Get a quick loan starting at 11.99% p.a.
Here are the generic steps to apply for a Chintamani Finlease Loan online:
Step 1: Visit the Official Website - chintamanifinlease.com
Step 2: Choose the type of loan you're interested in, such as personal, business, or other loan products.
Step 3: Complete the online application form with your personal, employment, and financial information.
Step 4: Upload all the necessary documents as outlined on the website (such as identity proof, bank statements, etc.).
Step 5: Chintamani Finlease will review your application, perform eligibility checks, and notify you of the approval decision.
Step 6: Once approved, the loan amount will be disbursed directly into your account.
For a hassle-free personal loan journey at CITIBank you only need minimum documents to experience an easy application process. Below are the specific set of documents you all need.
You can also check other NBFCs with the interest rates as listed below
Personal Loan by NBFCs | Interest Rates |
---|---|
CASHe | 2.50% p.m. |
Rupeek | 0.49% to 1.69% p.m |
PaySense | 1.4% - 2.3% p.m. |
Zype | 1.5% p.m. |
Nira | 2.00% p.m. |
Pocketly Loan | 12% onwards |
Upwards | 9.00% p.a. |
Navi | 9.9% p.a. |
Money view | 10.00% p.a. |
IndiaLends | 10.25% p.a. |
Loanbaba | 10.50% p.a. |
MyMoneyMantra | 10.50% p.a. |
Tata Capital | 10.99% p.a. |
Buddy Loan | 11.99% p.a. |
Fullerton | 11.99% p.a. |
L&T Finance | 12.00% p.a. |
Shriram Finance | 12.00% p.a. |
MoneyTap | 13.00% p.a. |
Dhani | 13.99% p.a. |
Fibe | 16.00% p.a. |
Aditya Birla Capital | 10.00% - 16.00% p.a. |
Prefr | 10.00% - 36.00% p.a. |
Bajaj Finance | 11.00% - 38.00% p.a. |
Faircent | 12.00% - 28.00% p.a. |
IIFL | 12.75% - 44.00% p.a. |
InCred | 13.99% - 42.00% p.a. |
Kredit Bee | 16.00% - 29.95% p.a. |
FlexSalary | 18.00% - 54.00% p.a. |
Phocket | Up to 36.00% p.a. |
mPokket | Up to 48.00% p.a. |
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Note: The above-mentioned interest rates are subject to changeFor any inquiries or assistance, you can easily reach Chintamani Finlease through the following contact details:
Do you need an emergency loan?
You can apply for a Chintamani Finlease loan by visiting their official website, selecting the loan type, filling out the online application form, and submitting the required documents.
Eligibility criteria vary by loan type, but general requirements include being at least 23 years old, having a stable income, and providing a strong financial history or collateral (depending on the loan).
Required documents typically include identity proof (PAN card), address proof (Aadhar card), income proof (salary slips or IT returns), bank statements, and any collateral-related documents if applicable.
The interest rate varies depending on the loan type and the applicant’s profile. It’s best to contact Chintamani Finlease directly for specific interest rate details.
Chintamani Finlease offers loans up to ₹15 lakhs, depending on the loan type and your eligibility.
Yes, Chintamani Finlease generally allows prepayment of loans, though specific terms and any applicable charges should be confirmed with the company.
Repayment options include flexible tenures and monthly EMIs. You can choose a tenure that fits your financial situation.
You can check your loan status by contacting Chintamani Finlease directly through their customer service.
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