Malabar Gold & Diamonds is a well-known jeweller in India, offering a wide range of jewellery designs. The brand is certified with the BIS hallmark, ensuring the purity of its products. With over 285 stores in 10 countries, Malabar Gold & Diamonds also provides lifetime maintenance for their jewellery. One of their popular offerings is the Malabar Gold Scheme, designed to help customers save and invest in gold. This blog uncovers the types of offerings that Malabar offers you to opt for and invest in.
Highlights of Malabar Gold Scheme
The Malabar Gold Scheme is one of the popular gold investment schemes that helps you invest in instalments while gaining access to the products offered by Malabar. There are few types of schemes that Malabar offers with it the BIS hallmark 916 Gold, and all this with high transparency.
Following which are the Malabar Gold Scheme details:
| SL No. | Type | Benefit |
| 1 | The Smart Buy Schemes | This is open to specific Malabar products that are pre-specified in detail about the size-related customisations. |
| 2 | EMI Scheme | Opening a contract on the jewellery piece you selected at the beginning with an EMI range from a minimum of ₹1000. |
| 3 | Golden Bloom | Benefit from 0 making charges at the end of the contract when you purchase jewellery of kind. |
| 4 | Golden Glow | Equal to purchasing the accumulated gold every month without making charges & only the prevailing gold rate |
| 5 | Golden Bliss | Invest or book your jewellery in advance without making charges on your payment post 11 months. |
| Terms & Conditions apply; please note, the above schemes have and addendum with a free offer making charges up to 18% |
Features of Malabar Gold Schemes
100% Value on Diamond Exchange
Malabar Gold & Diamonds ensures that customers receive the full value of their diamond jewellery during exchanges. When you decide to upgrade or exchange your diamond jewellery, you’ll get 100% of its value without any hidden deductions. This makes diamond investments at Malabar a secure option, ensuring your jewellery retains its worth.
100% Value on Gold Exchange
If you have gold jewellery purchased from Malabar, you can exchange it for new items without any deductions. This 100% exchange value policy guarantees that you get the full worth of your old jewellery when upgrading to a new piece. It’s a great option for customers looking to refresh their collections without losing any value.
Complete Transparency
Malabar Gold & Diamonds is committed to maintaining complete transparency in pricing. Each jewellery item comes with a detailed price tag and invoice, so you can easily understand the breakdown of charges, including the cost of gold, stones, and making charges. This ensures that there are no hidden fees, providing clarity and peace of mind during the purchase process.
Tested & Certified Diamonds
Every diamond at Malabar Gold & Diamonds goes through 28 internal quality checks to ensure it meets the highest standards. Additionally, all diamonds are certified by international labs, guaranteeing their authenticity, cut, clarity, and quality. This ensures that customers only receive the finest diamonds, verified by experts.
Guaranteed Buyback
One of the standout features of Malabar Gold & Diamonds is its guaranteed buyback policy. Whether it’s gold or diamond jewellery, the company offers the best buyback value, ensuring that your investment in precious jewellery is safe. This policy allows customers to sell back their items at a fair price, making it a risk-free investment.
Complimentary Insurance
For added security, Malabar provides complimentary insurance on jewellery purchases for one year. This covers any loss due to burglary, fire, or extortion, offering customers an additional layer of protection for their valuable jewellery.
100% HUID Compliant Gold
All gold jewelry at Malabar is 100% HUID (Hallmark Unique Identification) compliant. This ensures that the gold is pure and certified, giving you confidence in the quality of your purchase. The HUID certification is a government-backed guarantee of purity, which adds to the trust and reliability of the product.
Fair Labour Practices
Malabar Gold & Diamonds takes pride in its ethical practices. The company ensures fair wages, benefits, and safe working conditions for its skilled craftsmen, or “karigars”. By promoting fair labour practices, Malabar guarantees that its jewelry is made under ethical conditions, adding an element of social responsibility to each purchase.
Assured Lifetime Maintenance
Customers who purchase jewellery from Malabar are offered lifetime maintenance services across all 355+ showrooms in 13 countries. Whether it’s cleaning, polishing, or repairs, Malabar ensures that your jewelry remains in top condition throughout its life, providing long-term value and satisfaction.
Fair Price Policy
Malabar Gold & Diamonds follows a fair pricing policy where customers are charged reasonable making fees for all jewelry. This policy ensures that customers receive the best possible value for their purchases, with no inflated costs for craftsmanship.
Responsibly Sourced Products
Malabar Gold & Diamonds is committed to responsible sourcing of its products, ensuring that materials like gold and diamonds are acquired in ways that protect the environment and support ethical practices. By prioritising sustainability, the company helps ensure that your purchase is both beautiful and conscientious.
Purchase Products In Stock with Malabar Gold Schemes
1: Browse and Choose Your Favourite Jewellery
- Visit the product page of your desired jewellery item.
- Malabar Gold & Diamonds offers a wide variety of jewellery designs, making it easy to find something you love.
2: Select the “Make to Order” Option
- Once you’ve found the perfect piece, select the “Make to Order” option to customise or proceed with your selection.
3: View Discounts and Delivery Details
- After choosing “Make to Order”, you will be shown any applicable discounts on the Malabar gold price.
- You will also see the expected delivery date based on your customisation options.
4: Place Your Order
- Once you’re satisfied with the discount and delivery information, proceed to place your order.
- Secure checkout ensures a seamless buying experience.
Purchase Products Out of Stock With Malabar Gold Schemes
1: Visit the Product Page
- If the jewellery you desire is out of stock, head over to its product page to explore details.
2: Select “Make to Order” for Out-of-Stock Items
- Since the item is unavailable for immediate purchase, choose the “Make to Order” option.
- Keep in mind that delivery might be delayed for out-of-stock products.
Step 3: Finalise and Place Your Order
- After selecting the “Make to Order” option, proceed to place your order, ensuring you secure the jewelry you want despite stock limitations.
3 Reasons to Invest in Malabar Gold Scheme
- Wide Range of Jewellery: Whether in stock or out of stock, Malabar offers extensive options with customized ordering.
- Special Discounts on Gold Price: Enjoy exclusive discounts when you choose the “Make to Order” option.
- Seamless Online Purchase: The step-by-step guide makes it easy for you to buy your favourite pieces online, no matter the stock status.
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