As the last date for ITR filing for AY 2025-26 has been extended from July 31, 2025, to September 15, 2025 (for non-audit cases), Jio Finance has come up with a groundbreaking low-cost filing that can be a potential game-changer.
For many, tax season is a stressful time of year, but with this new offering, it might just be the easiest and most affordable way to file your Income Tax Returns (ITR).
But you see, if something is cheap all of a sudden, then the price might be customer acquisition. It’s not a bad thing, but you have to be careful about what you are signing up for.
How does this work? Let’s take a look into the details and explore how is this ₹24 ITR filing by Jio Finance really works and if you can benefit from it or not.
How Does Jio Finance’s ₹24 ITR Filing Work?
Jio Finance, partnering with TaxBuddy, has announced it will provide a tax planning and filing facility of its own, at a rate as low as ₹24. It is the cheapest tax filing facility as of now in the country, surpassing the previous affordable plans provided by Tax2Win (₹49) and Myitreturn (₹99).
However, there are certain conditions one must understand.
- This is a self-filing plan. That means there won’t be any CA assistance. These are usually done by simpler profiles or people who have prior knowledge of handling ITR filing. For expert assistance from a professional CA, the cost is ₹999.
- This is only applicable for a nil ITR or ITR-1, which is for those with simple income sources like salary or pension. For complicated income profiles (like higher annual income or multiple income sources), forms and processes might differ.
Jio Finance’s ITR filing offer at just ₹24 is as revolutionary as it sounds. This pricing is a breakthrough for millions of people who often find themselves hesitant to pay high professional fees for filing their taxes.
Normally, filing your taxes through various tax consultants can cost anywhere from ₹500 to ₹2,000 and more, depending on the complexity of your income and deductions. However, Jio Finance’s offering aims to simplify the process, enabling anyone to file their taxes at an incredibly low price.
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So, what’s included in this ₹24 package?
- Simple and easy filing: You’ll be able to easily file your ITR online without the confusion of complicated forms.
- Accessibility: The platform is user-friendly, making it easy for both individuals and small business owners to file their taxes in a matter of minutes.
- Affordable: ₹24 is almost negligible when you compare it to the usual costs of tax filing services.
To put it simply, here is a table so that you can understand it easily:
| Plan | Price | Best For |
| Jio Finance DIY | ₹24 | Salaried / pensioners with simple income (ITR-1, Nil return) |
| Jio Finance CA-assisted | ₹999 | Anyone needing expert guidance for accurate filing |
| Other DIY Platforms
(Tax2Win, MyITReturn) | ₹49–₹99 | Individuals with a basic income want budget options |
| CA / Tax Consultant | ₹500–₹2000+ | Complex cases: multiple incomes, business owners |
How to File ITR with Jio Finance
The Income Tax Filing is often regarded as tedious work, and almost everyone runs towards a CA in most cases. Although it is not a bad choice, many have recently begun to understand that people with a simple annual income structure can often DIY their ITR filing—directly from the website.
With Jio Finance, the process of filing your ITR is remarkably simple, following the steps below:
Step 1: Visit the Jio Finance platform. Go to the platform and start by creating an account.
Step 2: Enter your income details, such as salaried, freelance, or business income.
Step 3: Upload the necessary documents, such as Form 16 and bank statements.
Step 4: Choose your ITR form based on your income (Form-16 in this case).
Step 5: Submit your ITR and get an acknowledgement receipt.
Although various discussions about Jio Finance’s aggressive move being speculated as ‘for consumer acquisition’ are going on, one thing is clear: Tax filing is simpler and more accessible to most of the public, even though it is not for everyone.
It can be very helpful for the younger generation that is hesitant to chase after tax filing and paperwork, especially as the platform provides features such as tracking status, refund timelines, alerts and notifications.
| Under the Digital Personal Data Protection Act (DPDP) 2023, any of your personal data entered on third-party websites must be kept confidential. Any usage of these data must be with consent and must be made known to the user prior to the event. Hence, be careful when going through the fine print. |
Also Read: Jio Finance Loans
Pros and Cons of Jio Finance ₹24 Tax Filing
Here is a simple comparison of the pros and cons of Jio Finance’s ₹24 tax filing option so that it is easy for you to compare and understand based on your situation.
| Pros | Cons |
| Cheapest option in India now (₹24) | Only for Nil returns / ITR-1 |
| Simple DIY for salaried & pensioners | No CA support; errors are your responsibility |
| Fast online filing via Jio + TaxBuddy | Not ideal for first-time filers |
In short, for simple tax filing, Jio Finance’s ₹24 tax filing is a good choice. However, if your tax filing is complicated or you don’t have prior experience doing it, it is best to opt for professional help.
Income Tax Return Deadlines AY 2025-26
If you’re an employed individual or own a small business in India, you’re likely familiar with ITR filing. The process of declaring your annual income and tax liabilities is crucial for staying compliant with the government, avoiding penalties, and even receiving tax refunds.
The deadline for filing ITR for the AY 2025-26 is as follows:
| Category | Due Date (AY 2025) |
| Individuals, HUFs, AOPs, BOIs (Non-Audit Cases) | September 15, 2025 |
| Businesses Requiring Audit | October 31, 2025 |
| Businesses Requiring Transfer Pricing Reports | November 30, 2025 |
| Belated or Revised Returns | December 31, 2025 |
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Important Considerations Before Filing Your ITR
Though filing your taxes might seem like a simple process, there are a few key things to keep in mind:
ITR Forms
Depending on your income, you’ll need to select the correct ITR form. For example, ITR-1 is for salaried individuals, while ITR-3 applies to those with income from a business or profession.
Documentation
- PAN Card
- Aadhaar Card
- Form 16
- Form 26AS
- Form 10E
- Bank Statements
- Investment Proofs
- Interest Certificates
- Capital Gains Documents
- Rental Income Details
- Other Income Details
- Tax Payment Receipts
- Home Loan Interest Certificate
- House Rent Receipts
- Foreign Income/Asset Details
Common Mistakes to Avoid
One of the most common mistakes is failing to report all sources of income or choosing the wrong ITR form. Always double-check your Form 16 against your actual income and deductions to avoid discrepancies.
Final Thoughts
The extension of the ITR filing deadline for non-audit cases to September 15, 2025, gives individuals and businesses more time to get their taxes in order.
For those who have struggled with the complexity or cost of ITR filing in the past, Jio Finance’s service presents a fantastic opportunity to file with ease and save on professional fees. However, remember that this facility is not applicable for every tax filing in India, and if you have any doubts or no prior knowledge of ITR filing, it is best to consult a professional CA.
And, if you’re thinking about making any big financial decisions, like applying for a loan, having your taxes filed correctly could open doors for smoother, more reliable financial planning.
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