UCO Bank Balance Check Number

United Commercial Bank (UCO) is a major government-owned commercial bank in India. The bank offers a wide range of financial products and services to its customers, including retail banking, corporate banking, international banking, and more.

UCO Bank provides its customers with various convenient methods to check their account balance. Whether you prefer traditional methods like visiting a branch or using an ATM, or modern options like internet banking or mobile apps, UCO Bank offers multiple avenues for you to stay updated on your account balance.

This blog will outline the different methods available to you.

Easy Ways to Check UCO Bank Account Balance

Checking your bank balance regularly is an important part of maintaining financial stability and ensuring that you have enough funds to cover your expenses. By monitoring your spending, avoiding overdraft fees, detecting fraudulent activity, and planning for future expenses, you can take control of your finances and make informed decisions about your money.

Let’s take a look at the several ways you can check your account balance with UCO Bank:

• Toll-Free Number
• SMS Banking
• Net Banking
• ATM
• Mobile Banking

These options provide convenient ways for customers to stay updated on their account balances and manage their finances effectively.

Checking Your UCO Bank Balance With Toll-Free Number

UCO Bank offers a convenient way to check your account balance through their toll-free number: 1800-274-0123. This service allows customers to inquire about their account balance without the need to visit a bank branch or ATM.

Here’s how it works:

• Step 1: Dial the number: Call 1800-274-0123 from your registered mobile number. This service is toll-free, meaning you won’t be charged for the call.
• Step 2: Follow the IVR instructions: An automated voice message system (IVR) will guide you through the process. Listen carefully and follow the prompts.
• Step 3: Choose the balance enquiry option: Typically, you’ll be presented with various options like account balance, mini statement, or locating a branch. Select the option for balance enquiry.
• Step 4: Receive your balance information: The IVR will then announce your available account balance.

Additional points to remember:

• You don’t need to register beforehand to use this service.
• Keep your mobile banking PIN confidential, as it may be required during the process depending on the bank’s security protocols.
• This service is available 24/7, allowing you to check your balance at any time.

For any further assistance or if you encounter any issues, you can contact UCO Bank customer care or visit their website for additional information.

Checking Your UCO Bank Balance Through SMS Banking

UCO Bank provides SMS banking services to its customers, allowing them to check their account balance through text messages.

Steps to Check Balance:

• Step 1: Open your messaging app: On your mobile phone, open the messaging app and create a new SMS message.
• Step 2: Compose the message: In the message body, type the following format:
• For a single account: UCOBAL <mPIN>
• For multiple accounts: UCOBAL <mPIN> <14-digit Account number>

Replace <mPIN> with your mobile banking PIN and, if applicable, replace <14-digit Account number> with the specific account number you want to check the balance for.

• Step 3: Send the SMS: Send the message to 56161.
• Step 4: Receive your balance: You will receive an SMS response from the bank containing your available account balance for the specified account.

 Requirements:

• Registered Mobile Number: You need to have your mobile number registered for UCO Bank’s SMS banking service. If you haven’t registered yet, you can do so through your net banking account or by visiting your branch.
• Mobile Banking PIN (mPIN): You’ll need your 4-digit mPIN, which is separate from your ATM PIN.

 Additional Points To Remember:

• SMS Banking service may incur charges based on your mobile service provider’s SMS rates.
• You can check the balance for only one account if you don’t specify the account number in the message.

SMS Banking is convenient and accessible, as it enables customers to stay updated on their account balance without the need to visit a bank branch or use online banking.

Checking Your UCO Bank Balance Through Net Banking

UCO Bank offers a secure and user-friendly online platform for managing your finances, including checking your account balance.

Here’s how to access your balance through net banking:

Requirements:

• Net Banking Registration: You need to be registered for UCO Bank’s net banking service. If you haven’t done so yet, visit the UCO Bank website and click on “New User Registration” to get started.
• User ID and Password: Once registered, you will receive a User ID and password to access your net banking account.

Steps To Check Balance:

• Step 1: Open a web browser and visit the UCO Bank website.
• Step 2: Locate the “Login” section on the homepage and click the button.
• Step 3: Enter your User ID and password in the respective fields.
• Step 4: Click on “Login” to access your net banking account. Make sure you are using a secure internet connection and avoid logging in from public Wi-Fi networks.
• Step 5: Once logged in, look for the “Accounts” or “Balance” section.
• Step 6: You will see your current available balance displayed for the chosen account. If you have multiple accounts, you might need to select the specific account you want to view the balance for.

Net banking offers a quick and efficient way for customers to stay updated on their finances without having to visit a physical bank branch.

Checking Your UCO Bank Balance Via ATM

UCO Bank, like most banks in India, allows you to conveniently check your account balance at any ATM displaying the RuPay or Visa network logos.

Here’s what you need to do:

• Step 1: Locate a nearby ATM and insert your UCO Bank ATM card.
• Step 2: Enter your 4-digit ATM PIN and shield the keypad with your hand while entering.
• Step 3: Select the “Balance Enquiry” option or something similar on the screen.
• Step 4: If you have multiple accounts linked to your ATM card, you might need to select the specific account for which you want to check the balance.
• Step 5: The ATM screen will display your current account balance for the chosen account.
• Step 6: Make sure to take your card and receipt before leaving the ATM.

Remember:

• Never share your ATM PIN with anyone.
• Be cautious while using ATMs and avoid using them in isolated locations or poorly lit areas.
• If you encounter any issues with the ATM or suspect suspicious activity, report it to UCO Bank immediately.

By following these simple steps, you can easily access your account information at any time and enjoy a seamless banking experience with UCO Bank.

Checking Your UCO Bank Balance Through Mobile Banking

UCO Bank offers a user-friendly mobile app that allows you to conveniently check your account balance on the go. Here’s what you need to do:

Steps to Check Balance:

• Step 1: Launch the UCO mBanking app.
• Step 2: Input your User ID and MPIN in the respective fields. Remember to keep your MPIN confidential and avoid sharing it with anyone.
• Step 3: Once logged in, navigate to the section labeled “Accounts” or something similar.
• Step 4: You will see your current available balance displayed for the chosen account. If you have multiple accounts, you might need to select the specific account you want to view the balance for.

Requirements:

• Download and install the “UCO mBanking” app from the App Store or Google Play Store.
• You need to be registered for UCO Bank’s mobile banking service. You can do so through the app itself or by visiting your branch.
• Once registered, you’ll receive a User ID and MPIN (Mobile Banking PIN) to access the app.

You can use the UCO Bank Mobile Banking application to check your account balance 24/7, from anywhere. Simply log in to your account through the mobile application and view your account balance.

To Conclude

UCO Bank provides its customers with multiple options to check their account balance. Whether it’s through the bank’s internet banking platform, mobile banking app, or ATMs, customers can access real-time updates on their account balance. Additionally, the bank has implemented robust security measures to safeguard customers’ personal and financial information, ensuring peace of mind when using any of these channels.

By taking advantage of these services, UCO Bank customers can make informed financial decisions with ease.

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Frequently Asked Questions

Q. How can I check my UCO Bank account balance using a mobile phone?
A. You can easily check your UCO Bank account balance using your mobile phone through the UCO mBanking app or SMS banking.

Q. Is there a specific number to dial for UCO Bank balance checks?
A. Yes, you can check your UCO Bank balance by giving a missed call to 1800-274-0123. The bank will call you back and inform you of your balance through an automated voice message. This service is toll-free.

Q. Can I use any mobile number to check my UCO Bank account balance?
A. No, you cannot use any mobile number to check your UCO Bank account balance. You must use the mobile number registered with your UCO Bank account for SMS banking or be logged into the UCO mBanking app on your registered device.

Q. Is there a charge for using the UCO Bank balance check service?
A. UCO Bank generally does not charge for balance checks. However, nominal charges from your mobile service provider may apply for SMS banking.

Q. What information do I need to provide when using the UCO Bank balance check number?
A. While UCO Bank doesn’t offer a balance check number, you can check your balance using other methods like their mobile app, SMS banking, net banking, toll-free number, or ATM.

Q. Can I check multiple UCO Bank account balances using the same mobile number?
A. Yes, you can check balances for multiple UCO Bank accounts linked to the same mobile number.