Features & Benefits:

Flexible repayment terms: of 12 to 72 months
Competitive interest rates: starting at 9.9% p.a.
No hidden charges
Simple and quick application process
Safe and secure platform

To get an instant loan from Navi you can download their app or apply through the Navi website.

4. Nira

Nira Finance is a lending platform that offers easy credit, 24/7 support, and a variety of financial products. It has gained popularity among borrowers because of its favorable interest rates and EMI calculator.

Features & Benefits:

Instant personal loans: up to ₹1 lakh.
Flexible repayment terms: of 6 to 12 months
Competitive interest rates starting at 2% per month
Minimum salary requirement is relatively lower: Rs 12000.
No hidden charges
Simple and quick application process
Safe and secure platform

5. Moneyview

Founded in 2015, Moneyview aims to provide access to world class financial products to every Indian with a smartphone. They provide personal loans, credit cards, and investment products to salaried individuals and self-employed borrowers in India. They use artificial intelligence (AI) to create credit models that are on par with traditional models. This allows them to provide the right credit solutions to the right users in a simplified manner.

Features & Benefits:

Personal loans: Up to ₹10 lakhs with flexible repayment terms of 3 to 60 months.
Credit cards: Moneyview offers credit cards with a variety of benefits, including cashback, rewards, and travel insurance.
Investment products: Moneyview offers investment products, such as mutual funds and stocks, to help you grow your wealth.
Own Credit Model: Moneyview uses its own credit model to assess the creditworthiness of borrowers, which gives them access to better interest rates and terms.
Paperless application process: Moneyview offers a paperless application process, which makes it quick and easy to apply for a loan or credit card.
24/7 customer support: Moneyview offers 24/7 customer support, so you can get help whenever you need it.

Moneyview offers new age banking with a digital savings account that is powered by Suryoday Bank. You can enjoy instant activation, life-time free virtual card  and cashbacks on every spendings. Moneyview is a good option indeed when it comes to availing personal loans.

6. IndiaLends

IndiaLends is a financial technology start-up, headquartered in Delhi, NCR. Aims to make personal loans easily accessible with good assistance. At IndiaLends they provide instant and affordable loans with a quick and simplified online application process. India Lends uses AI to assess the creditworthiness of borrowers, which can lead to better lending decisions.

Features & Benefits:

Maximum Loan Amount: up to ₹50 lakh
Interest Rate: starting from 10.25% p.a.
Loan tenure: ranging 6 months to 5 years
India Lends provides borrowers with a transparent lending process, so they know what to expect.
Secure platform that protects the privacy of borrowers’ data.

7. Fullerton

Fullerton is a non-banking financial company (NBFC) that provides financial services to individuals and businesses in India. In 2007, Fullerton established the company and its headquarters is in Mumbai. It has a presence in over 200 cities in India, catering urban and rural segments.

Features & Benefits:

Maximum Loan Amount: Rs 25 Lakhs
Interest Rate: 11.99% to 36%
Loan tenure: 1 year to 5 years
Providing a variety of loan offers for different segment of borrowers.
Other financial services: Fullerton also offers a variety of other financial services, such as wealth management, insurance, and credit cards.

Fullerton is committed to providing its customers with reliable and affordable financial services.

8. CASHe

CASHe is a digital lending platform that offers instant personal loans to salaried individuals in India. The company was founded in 2016 and is headquartered in Bengaluru.

You can apply for a CASHe loan online if you meet the eligibility criteria. It is a simple and quick approval process as verifying your information is instantaneous. Once your loan is approved, the lender credits the money directly into your registered bank account within the estimated time of the lender. In this case, CASHe has set a reputable and reliable record for its customers.

Features & Benefits:

Instant loans: CASHe offers instant loans up to ₹4,00,000.
Flexible repayment terms: CASHe offers flexible repayment terms of 3 to 18 months.
Competitive interest rates: CASHe offers competitive interest rates starting at 18% per annum.
Easy application process: The CASHe application process is simple and can be completed online in minutes.
Secure platform: CASHe is a secure platform that protects the privacy of your data.

CASHe is a good option to consider, if you are looking for an instant personal loan. The company offers a variety of loan options to meet your needs. You can apply for a loan online and get approved in minutes.

9. mPokket

mPokket is a mobile app that provides instant personal loans to salaried individuals and students in India. The company was founded in 2016 and is headquartered in Bengaluru.

Features & Benefits:

Instant loans: mPokket offers instant loans up to ₹25,000.
Flexible repayment terms: mPokket offers flexible repayment terms of 3 to 6 months.
Competitive interest rates: mPokket offers competitive interest rates starting at 24% per annum.
Easy application process: The mPokket application process is simple and can be completed online in minutes.
Secure platform: mPokket is a secure platform that protects the privacy of your data.

If you are looking for an instant personal loan, mPokket is a good option to consider. The company offers a variety of loan options to meet your needs. You can apply for a loan online and get approved in minutes.

10. MoneyTap

MoneyTap is a mobile app that provides instant personal loans to salaried individuals and self-employed borrowers in India. The company was founded in 2015 and is headquartered in Bengaluru. You can also line of credit and use it as early salary option.In that case you have to pay interest on the amount you have used.

Features & Benefits:

Instant loans: MoneyTap offers instant loans up to ₹50,000.
Flexible repayment terms: MoneyTap offers flexible repayment terms of 3 to 36 months.
Competitive interest rates: MoneyTap offers competitive interest rates starting at 19.9% per annum.
Easy application process: The MoneyTap application process is simple and can be completed online in minutes.
Secure platform: MoneyTap is a secure platform that protects the privacy of your data.

The quick personal loan application requires basic details like name, address, contact info, and scanned PAN card, Aadhaar card, and bank statement. Speed comparison is vital for instant personal loans. Assess options based on amount, repayment terms, rates, and fees. Review terms before applying. Not all instant loan apps are the same—eligibility and rates vary. Research and pick the right app for you before getting an instant loan.

Also Read: Safe Loan Apps in India

What are your thoughts on our blog? Should we include more options or anything else you think should be added? Please share your feedback in the comments below!

Having any queries? Do reach us at info@buddyloan.com

Frequently Asked Questions

Which app gives you loan immediately?
Apps like Buddy Loan, MoneyTap, and EarlySalary are known for providing loans quickly.

Which app gives instant loan in minutes?
Apps like MoneyTap and EarlySalary offer instant loans in minutes.