BHIM (Bharat Interface for Money) is a UPI-based payment app created by the National Payments Corporation of India (NPCI). It offers a simple way to send and receive money directly through your bank account.

What You Can Do:

⇒ Make payments using UPI ID, mobile number, or QR code
⇒ Check account balance
⇒ Pay for goods and services anytime, anywhere

How It Helps:

⇒ Allows instant transactions without the need for wallets or cards
⇒ No hidden fees or service charges

3. DigiLocker

DigiLocker is a digital platform that allows you to store and access important documents securely in the cloud. It’s recognized as a valid source for official documents.

What You Can Do:

⇒ Store Aadhaar, PAN, driving license, and academic certificates
⇒ Receive verified documents directly from government agencies
⇒ Share e-documents with authorities when required

How It Helps:

⇒ Saves time spent retrieving physical copies
⇒ Cuts down on printing, photocopying, and courier costs

4. mParivahan

mParivahan is the official app for accessing vehicle-related information and services. It’s especially useful for drivers and vehicle owners.

What You Can Do:

⇒ View digital copies of your driving license (DL)  and vehicle registration(RC)
⇒ Check the details of any registered vehicle
⇒ Pay traffic challans online

How It Helps:

⇒ Keeps important documents handy and legally valid in digital form
⇒ Helps avoid penalties and delays in transport-related tasks.

5. Aarogya Setu

Initially launched during the COVID-19 pandemic, Aarogya Setu has now expanded to include health-related updates, vaccination details, and other public health resources.

What You Can Do:

⇒ Access your vaccination certificate
⇒ Get notified about health risks in your area
⇒ Locate health centers and hospitals

How It Helps:

⇒ Offers quick access to verified health information
⇒ Encourages early detection and preventive care, reducing medical costs

Ways These Government Apps Save Time & Money

These government apps aren’t just about going digital—they’re about making life simpler, faster, and more affordable. Here’s how they deliver real savings:

• No More Queues or Visits to Government Offices: Services like EPFO updates, gas booking, challan payments, and license renewals can be done right from your phone—saving hours of commute and waiting time.
• Eliminate Middlemen and Agent Fees: Apps like BHIM and DigiLocker let you access services directly, cutting out any unnecessary intermediaries who might charge extra.
• Instant Access to Benefits and Subsidies: LPG subsidies, DBT credits, and health scheme info are all made accessible, ensuring you never miss out on what you’re entitled to.
• Track & Manage Your Expenses: Apps like mParivahan help you stay updated on insurance expiry, challans, and taxes—preventing costly fines.
• One App, Many Services: UMANG alone replaces dozens of individual platforms, saving you from installing multiple apps and learning different interfaces.

These tools are built to reduce friction and make governance more efficient for citizens like you, putting both time and money back into your pocket.

Do’s and Don’ts While Using Government Apps

To ensure a smooth, safe, and effective experience while using these apps, here are a few basic guidelines to follow:

Do’s:

• Use official app stores: Download only from Google Play Store or Apple App Store to avoid fake versions.
• Enable app updates: Keep apps up to date to ensure you receive the latest features and security patches.
• Use strong passwords or PINs: Protect your login details, especially for apps like BHIM and DigiLocker.
• Check for secure connections: Ensure you’re using a secure internet connection when accessing sensitive data.
• Read instructions carefully: Follow the official help or FAQ sections for accurate usage.

Don’ts:

• Avoid sharing OTPs or PINs: Never share sensitive information like UPI PINs or verification codes, even if someone claims to be from customer support.
• Don’t use public Wi-Fi: Avoid accessing financial or document apps on unsecured public networks.
• Don’t rely on third-party apps: Stick to official apps to ensure your data is protected.
• Avoid storing passwords in notes or SMS: Use a trusted password manager instead.
• Don’t ignore app permissions: Only allow necessary permissions and be cautious of apps requesting access to contacts, messages, or storage without reason.

Final Thoughts

These apps are more than just digital tools; they’re a step toward a more accessible, efficient, and cost-effective way of interacting with public services. With minimal setup and easy interfaces, they’re designed for everyone, from students and professionals to senior citizens.
By using these government apps, you can simplify your daily routine, save money on unnecessary expenses, and stay better connected to essential services.