Bharat NXT

Bharat NXT is a widely used and trusted business payments app with over 10 lakh users. This app facilitates payments to vendors, rentals, utilities, and even Goods and Services Tax (GST) using credit cards.

This app makes payments convenient by allowing businesses to extend the credit period of credit cards. Bharat NXT is valuable for businesses of all sizes, particularly those that rely on credit cards for working capital. Businesses can register for the service and utilize the online platform to initiate payments to vendors, for utilities, rent, and even GST.

Features of Bharat NXT

Functionalities of Bharat NXT

Bharat NXT offers a variety of functionalities to simplify bill payments, improve cash flow, and enhance overall financial organization. Let’s take a look at the functionalities of Bharat NXT.

• Make Business Payments: Pay suppliers and vendors directly using your credit card.
• Pay Rent with Credit Card: This includes house rent, shop rent, maintenance charges, brokerage fees, security deposits, and tokens.
• Manage GST: Generate and pay your GST challan (tax invoice) conveniently.
• Pay Utility Bills:Consolidated platform to pay for gas, broadband, internet bill, cylinder booking, electricity, water, landline, mobile, and Wi-Fi bills.
• Manage Education Expenses: Pay for tuition fees, school and college expenses, hostel charges, hobby classes, and daycare.
• Settle Insurance Payments:Pay your insurance premiums through the app.
• Recharge & Pay Bills: Recharge DTH subscriptions, FASTag accounts, cable TV, housing society maintenance fees, hospital bills, and various subscriptions.

Credit Card Bill Payment Using Bharat NXT

Bharat NXT simplifies credit card payments. Using this easy-to-use mobile application, you can quickly pay bills from major banks. Here’s how credit card bill payments using Bharat NXT benefits you:

• Effortless Payments:Pay your credit card bills from top banks.
• Consolidated Platform:Manage all your credit card bill payments in one place, saving you time and effort.
• Seamless Transactions:Experience a secure and user-friendly interface for quick and hassle-free bill payments.

The table below shows the list of banks whose credit card bills you can easily pay through Bharat NXT.

Apply For Credit Card Using Bharat NXT

Bharat NXT allows you to browse through a wide variety of credit card options offered by numerous banks. You can choose from 100+ credit card options offered by 50+ banks.

Functions you can potentially do with Bharat NXT:

• Research Credit Cards:Use the platform to browse and compare credit card options based on features and benefits.
• Identify the Right Card:This comparison can help you shortlist cards that align with your spending habits and financial goals.
• Apply Through Bank Website:Once you’ve identified a suitable card, you’ll likely need to visit the issuing bank’s website to complete the formal application process.

Bharat NXT Insurance Coverage

• Insurance Policy Comparison: Compare various insurance policies directly within the app depending on the insurance companies. This eliminates the need to visit multiple websites and allows you to efficiently evaluate coverage options.
• Convenient Policy Purchase: Once you’ve identified the right insurance plan, you can conveniently purchase it directly through BharatNXT, saving you time and effort.
• Policy Management Platform: Manage your existing insurance policies within the BharatNXT app. This simplifies tracking policy details, renewal dates, and potentially even filing claims.

Bharat NXT Personal Loan

Bharat NXT functions as a one-stop shop for both personal and business financial needs. This mobile application allows you to:

• Compare Credit Card Options: Find the right credit card based on your spending habits and goals.
• Apply for Personal Loans: Access quick and easy personal loans for various needs.
• Manage Business Payments: Simplify business transactions with features for rent, utilities, vendors,and credit card bill payments.

Steps to Onboard Bharat NXT

To make payments on Bharat NXT, you should complete your KYC. Here are the steps to complete your KYC.

• Step 1:Download and install Bharat NXT on your mobile device.
• Step 2:Launch the app on your phone and get started.
• Step 3:Enter your mobile number and enter the OTP that you will receive on your mobile.
• Step 4: Set up your account by selecting “I work as a Business Owner” or “I work as a Salaried.”
• Step 5:Select an option under these: GST payments, vendor payments, rent payments, utility payments, apply for credit card, or business loans.
• Step 6: The app will fetch your name. Enter your email ID and click “Continue.”
• Step 7:Enter your Aadhaar Number.
• Step 8:You’ll receive an OTP on the Aadhaar linked number. Enter the OTP and security pin.
• Step 9:The Aadhaar will be pre-selected. Click on the “Allow” option to complete your KYC.
• Step 10:You can now use Bharat NXT for your payments.

Want to know more? You can check more on different loan types available by various lenders from the table below:

Know more about different types of business loans offered as per the government schemes by various banks & other private lenders. Check more on this from the links in the table below: