Gruha Lakshmi Scheme

The Gruha Lakshmi Scheme, introduced by the Karnataka Government, empowers women heading households, especially from economically weaker sections, through financial aid to improve their well-being and quality of life. It targets non-government employee women from Below Poverty Line (BPL) and Above Poverty Line (APL) families and marginalized groups, excluding those in taxable income brackets. The scheme ensures inclusivity through online and offline registrations, acknowledging women’s crucial role in families by providing financial resources for better living conditions.

Highlights of the Gruha Lakshmi Scheme

Below are the key details of the Gruha Lakshmi Scheme:

Gruha Lakshmi Scheme Amount in Karnataka

The Gruha Lakshmi Scheme in Karnataka offers a monthly financial aid of ₹2,000 to the female head of a household. The financial assistance will be provided to eligible women through Direct Benefit Transfer (DBT) mode. Women will start receiving the amount from August 30, 2023, and this amount will be directly deposited into the beneficiaries’ bank accounts.

Objectives of Gruha Lakshmi Yojana

The Gruha Lakshmi Yojana of Karnataka is designed to provide financial assistance and empower housewives. Below are the key objectives of the scheme:

• Empowering Housewives: The scheme aims to empower housewives by providing financial assistance, enabling them to contribute to their family income and improve their overall economic condition.
• Financial Support for Families: The scheme offers financial aid to families, ensuring they can meet their basic needs and improve their living standards.
• Promoting Gender Balance: The objective of this scheme is to promote gender balance by offering financial support to housewives, recognizing their vital role in household duties and overall family welfare.

Gruha Lakshmi Scheme Eligibility

The Gruha Lakshmi Scheme provides financial assistance to women from eligible families. Below are the key eligibility criteria for this scheme:

Who Are Eligible:

• Head of the Family: Women identified as the head of the family on the Antyodaya, BPL, or APL ration card issued by the government. (Women can update their ration cards to become the head of the family to qualify.)
• Residence: The applicant must be a resident of Karnataka to qualify for the scheme.
• Income: The family’s annual income should be below the income tax bracket.
• Only one woman per family can receive the scheme’s benefits.

Who Are Not Eligible:

• Women who are government employees.
• Women who are taxpayers.
• Women whose husbands are paying income tax or filing GST returns.
• Women who have already received benefits from any State or Central Government schemes are not eligible to participate.

Documents Required For Gruha Lakshmi Scheme

To apply for the Gruha Lakshmi Scheme, the following documents are required:

• The personal details
• Aadhaar card of the applicant.
• Ration card.
• Aadhaar card of the husband.
• Mobile number.
• Bank account details.

Benefits of Gruha Lakshmi Scheme

The Gruha Lakshmi Yojana for Karnataka aims to provide significant benefits to housewives and their families. Below are the key benefits of the scheme:

• Financial Assistance: The scheme offers financial aid to housewives, enabling them to contribute to the family income and improve their overall economic status.
• Empowerment and Recognition: The scheme supports the families of housewives by recognizing their merit, which helps boost their self-confidence and integrity.
• Home Maintenance Support: Financial assistance is provided to improve the living conditions of participants. This support helps in meeting basic needs, improving the living environment, and enhancing the health and education facilities available to their children.

The Gruha Lakshmi Yojana is designed to uplift the lives of housewives by offering financial support, fostering neighborhood pride, and appreciating the valuable life experiences of these women.

Apply For Gruha Lakshmi Scheme Online

Eligible women can apply for the Gruha Lakshmi Scheme online by following the steps below:

Step 1: Go to the Seva Sindhu Guarantee Schemes Portal – https://sevasindhugs.karnataka.gov.in/

Step 2: Select the ‘Gruha Lakshmi Yojana’ option.

Step 3: Click on the link provided in the pop-up box.

Step 4: Enter the necessary information for the scheme and upload the required documents.

Step 5: Submit the form and make a note of the application form number for future reference.

• Women can submit Gruha Lakshmi Scheme applications offline at Grama One, Bangalore One, or Karnataka One offices, Bapuji Seva Kendras, and Nada Kacheris.
• Eligible women should visit the mentioned offices, obtain the application form, fill it out, and submit it with the required documents.
• The state officials will conduct a door-to-door registration process to record beneficiary details.
• The beneficiary list will be displayed on the Seva Sindhu Guarantee Schemes Portal.

Check Gruha Lakshmi Scheme Beneficiary Status

Once you apply for the Gruha Lakshmi Scheme, you can verify the status of your application form on the Seva Sindhu Guarantee Schemes Portal-

https://sevasindhu.karnataka.gov.in/StatucTrack/Track_Status

The government will publish the list of beneficiaries for this scheme on the official website.

Karnataka Gruha Lakshmi Scheme Helpline

Here are the helpline details for the Gruha Lakshmi Scheme in Karnataka:

• Primary Helpline Number: 080-2227-9954
• Additional Helpline Numbers: 8792-662814 or 8792-662816

Besides Gruha Lakshmi scheme, you can also check women’s schemes offered by the government in the below table:-