Smart festive shopping are filled with excitement. For high-selling online products you’ve been eyeing, that adrenaline rush to grab them before stock runs out is real.But on the online market, unless you are prepared and calculated, your wallet could end up suffering.
Things like tracking prices, using GST changes to your advantage, or exploring finance options can sound tedious and tiring, but there are smart moves you can make that most shoppers ignore.
When festival season is around, like Big Billion Days (BBD), Amazon Great Indian Festival, or Myntra’s big sale, two things shift in the background: tax rules (GST) and pricing strategies.
Knowing both can give you an edge in managing your expenses. Read on this blog to learn about some actionable tips to grab the best deals in the festive season sales so that you can enjoy without regrets, high interest, or buyer’s remorse.
Let’s get to work.
Finding Lowest Festive Prices Using Price Trackers
Here is a scenario:
You might have heard of those midnight sales or flash sales that bring out some of the best and unbelievable deals. How do you know when it could come again?
Or, you might have noticed some products having really low prices during certain times of the year. But how do you know this would happen again?
You see, that’s where price tracking comes in.
Here are some of the best tracking tools you can go for:
| Tool | Platform | Key Features |
| BuyHatke | Browser extension + App | Price history graphs, alerts, coupon auto-apply, multi-site comparison |
| Keepa | Browser extension | Detailed price history for Amazon, set drop alerts, and global tracking |
| CamelCamelCamel | Website + Extension | Tracks Amazon prices, sends email alerts when price drops |
| PriceDekho | Website + App | Compare product prices across Amazon, Flipkart, Myntra, TataCliq, etc. |
| MySmartPrice | Website + App | Price comparison, deal aggregation, alerts on drops |
| Smartprix | Website | Compare gadgets, track Flipkart and Amazon prices, find best offers |
| Honey (by PayPal) | Browser extension | Auto-applies coupons, shows price history for e-commerce platforms |
| DesiDime | Community forum | User-shared deals, coupon codes, and real-time alerts |
| Flipshope | Chrome extension | Price drop alerts, coupon apply, and cashback offers |
Also read: Top 10 Products to Buy in Big Billion Days Sale 2025
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Stack Offers the Right Way in Festive Shopping
There are many options available online for festive offers.
- Bank offers (SBI, HDFC, ICICI) often give a 10% instant discount.
- Exchange offers shave off even more if you have an old phone/laptop.
- Platform coupons + wallet cashback (Paytm, PhonePe) = extra layer of savings.
- If you are in for apparel shopping, check out platforms like Myntra — they often have events or challenges going on, which can get you some coupons.
Shop at Off-Peak Hours
Festive sales don’t run the same way throughout the day.
While discounts technically last until stock runs out, the reality is that the best lightning deals often refresh at odd hours — usually around midnight (12 AM – 2 AM) or early morning.
This is when traffic is lower, fewer people are competing, and sellers quietly restock fast-moving items.
- Set Sale Reminders
- Keep a Pre-Loaded Cart
- Prioritise Big-Ticket Buys
| Insider Trick: Many seasoned shoppers report that 1 AM-3 AM slots often bring extra “hidden” discounts that don’t appear during peak hours. |
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Compare Across Platforms for Festive Shopping
Never assume Flipkart has the cheapest deal. In reality, sellers list the same item on Flipkart, Amazon, Croma, Reliance Digital, TataCliq, and Myntra at slightly different prices depending on partnerships, GST inclusions, and bank tie-ups.
- Use Price Comparison Tools: These tools will let you compare a product’s real-time price across multiple platforms instantly.
- Check Bank Tie-Ups: Flipkart may have 10% off with Axis Bank, while Amazon offers 10% with SBI. If you hold both cards, you can save differently on each platform.
- Factor in Delivery & Exchange: Amazon may show ₹500 cheaper, but Flipkart might offer better exchange value on your old phone/laptop. Always calculate the final effective price.
- Don’t Ignore Offline Players: Stores like Reliance Digital or Croma sometimes match online prices and include accessories or extended warranties for free or at a reduced price.
Also read: Best Credit Card for Big Billion Days 2025
Use EMI/Loans Only With Planning
Sometimes the item you want is just out of reach now. This is where finance tools can help, if used carefully. Here is an overview of the best options:
| Finance Option | Key Features | Watch Outs |
| No-cost / low-cost EMI | Spread payment over months, often interest-free if terms met | Missed payment penalties, hidden fees |
| Buy Now Pay Later (BNPL) | Makes expensive items accessible earlier | Check total cost, late fees |
| Personal Loans / applying for a loan | If a big purchase, fixed interest, longer period | Interest adds up; check your credit score before applying |
| Credit cards | Good for covering emergency and quick purchases | Watch out for the repayment terms, as paying the minimum or missing payments can hurt your score. |
If you’re buying something slightly above budget, calculate affordability first. Use an EMI calculator to check the monthly outflow, and always do a quick credit score check if considering applying for a loan.
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Don’t Ignore Cashback & Wallet Offers this Festive Shopping
When buyers talk about ‘discounts’, they often stop at the price tag. But smart shoppers know that cashback and wallet offers can quietly add another 5-15% savings on top of already reduced festive shopping prices.
These are not always advertised per se, but if you look for them, you’ll end up paying much less than others buying the same product.
- Wallet Cashbacks: Platforms like Paytm, PhonePe, Amazon Pay, and Mobikwik often run campaigns where you get instant cashback credited to your wallet. That money can be reused on your next bill or grocery run, effectively lowering your festive shopping bill.
- Credit Card Rewards: Using the right card (like Amazon Pay, ICICI or Flipkart Axis Bank) can add 5-10% cashback points. If you’re festive shopping for big-ticket items like laptops or appliances, these points can translate into thousands of rupees saved.
- Stackable Offers: Some platforms allow wallet cashback plus a bank discount. For example, Paytm might give ₹500 cashback, while HDFC Bank shaves off another 10%. Together, that’s double savings.
Check out: Best Credit Cards for Amazon Festive Sale 2025
GST 2.0 & Its Impact on The Coming Festival Season
On 22 September 2025, the Indian government released some of the transformative GST updates. The number of GST slabs was reduced, and many items that were taxed heavily are now more affordable.
This has direct implications for people planning to buy during sales like Big Billion Days, Amazon’s festivals, Myntra, etc.
Here is an overview of how the latest GST 2.0 impacts online shoppers:
| Category | Old GST Rate | New GST Rate | Shopper Impact |
| Smart TVs (above 32”) | 28% | 18% | Prices drop by ~8-10%; better festive offers expected |
| ACs, Refrigerators, Washing Machines, Dishwashers | 28% | 18% | Big-ticket appliances are now cheaper; savings in thousands |
| Monitors & Large Displays | 28% | 18% | Lower prices for gamers, creators, and work-from-home buyers |
| Smartphones | 18% | 18% | No change; discounts rely on festive sales only |
| Laptops & PCs | 18% | 18% | No change; savings depend on offers, not GST cuts |
Relationship & Trust: Being Smart Together
Thinking like a community: share your findings, alert friends about good price-trend tools, and maybe collaborate.
- Join online groups or forums where people share screenshots of deals. This lets you see if a ‘deal’ was good or just hype.
- Encourage merchants to clearly show tax slab and discount breakdowns (MRP → discount → final price). Transparency helps everyone.
- If applying for a loan or BNPL, talk with peers who have used it to know their experience, charges, etc.
Final Thoughts: Be Festive, Be Prepared
Festive sales like BBD, Amazon’s events, Flipkart, and Myntra offer incredible chances. But the real winners are the ones who plan. To wrap it up, here is the overall summary of all that we discussed in this blog:
- Track smartly with tools like BuyHatke or Smartprix to avoid inflated “sale” prices.
- Stack discounts by combining bank offers, coupons, cashback, and exchange deals.
- Time it right by shopping during off-peak hours and lightning deal windows.
- Compare everywhere online and offline, because the “lowest price” often hides on a quieter platform.
- Plan your finances with EMIs, BNPL, or loans only after checking your affordability with an EMI calculator and running a quick credit score check.
- Leverage GST 2.0 savings if you’re eyeing big-ticket appliances that just became more affordable.
You see, smart festive shopping isn’t just about finding offers. It’s about finding the lowest effective price without regrets.
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