The Amazon Great Indian Festival 2025 is here, bringing unbeatable discounts across smartphones, electronics, home essentials, fashion, and more. While the sale itself offers massive savings, the real game-changer is using the best credit card offers for the Amazon Sale. With the right card, you can unlock instant discounts, generous cashback, no-cost EMI, and exclusive rewards.
In this blog, we’ll explore the top credit cards to maximize your Amazon savings, the details of each offer, and tips to help you choose the right card for your shopping needs.
SBI Credit Cards for 10% Instant Discount in Amazon Sale
SBI has partnered with Amazon for the Amazon Great Indian Festival 2025, offering cardholders a flat 10% instant discount on purchases. This applies to both credit and debit cards during the sale.
Key Highlights:
- Sale Dates: Early access started September 21; main sale from September 22, 2025.
- Discount Type: 10% instant discount (credit + debit cards).
- Exclusions: Not valid on SBI/Tata Corporate Cards, Cashback SBI Card, Paytm SBI, and Flipkart SBI Cards.
Discount Structure:
| Category | Max Discount (Non-EMI) | Max Discount (EMI) |
|---|---|---|
| Mobiles | ₹1,000 | ₹1,250 |
| Grocery | ₹300 | ₹300 |
| Other Categories | ₹1,500 | ₹1,750 |
| Max Discount/Card | ₹1,750 | – |
Bonus Discount Slabs (with EMI purchases):
| Transaction Value | Additional Discount |
|---|---|
| ₹19,990+ (mobiles) | ₹200 |
| ₹24,990+ | ₹500 |
| ₹39,990+ | ₹750 |
| ₹49,990+ | ₹750 |
| ₹59,990+ | ₹1,000 |
| ₹99,990+ | ₹4,000 |
Why choose SBI Cards?
If you’re planning a big-ticket purchase like a smartphone, TV, or laptop, SBI Cards deliver the highest upfront savings with instant discounts and bonus slabs.
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Amazon Pay ICICI Bank Credit Card
The Amazon Pay ICICI Credit Card is a lifetime free card and one of the best for regular Amazon shoppers.
Benefits:
- 5% cashback on Amazon for Prime members.
- 3% cashback on Amazon for non-Prime users.
- 1% cashback on all other spends.
- Cashback is credited as an Amazon Pay balance.
Why choose this card?
It’s free, offers uncapped cashback, and is perfect for Amazon loyalists.
HDFC Millennia Credit Card
The HDFC Millennia Credit Card is designed for young online shoppers who spend frequently across e-commerce platforms.
Benefits:
- 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Tata CLiQ, and more.
- 1% cashback on other spends.
- Complimentary lounge access or a ₹1,000 voucher on quarterly spends of ₹1 lakh.
Why choose this card?
Great for multi-platform shoppers who want cashback across Amazon and other major online brands.
Cashback SBI Credit Card
While not eligible for the 10% SBI sale discount, the Cashback SBI Card is excellent for overall online purchases.
Benefits:
- 5% cashback on all online transactions (including Amazon).
- 1% cashback on offline spends.
- Cashback capped at ₹5,000/month.
Why choose this card?
If you spend widely across different online categories, this card ensures consistent cashback.
HDFC MoneyBack+ Credit Card
Perfect for first-time cardholders, the HDFC MoneyBack+ comes with a low annual fee and good benefits.
Benefits:
- 10X CashPoints on Amazon, Flipkart, BigBasket, Reliance Smart, and Swiggy.
- 2 CashPoints per ₹150 on other spends.
- Welcome bonus of 500 CashPoints after paying the joining fee.
Why choose this card?
Budget-friendly card with a low fee and a strong reward structure for online shopping beginners.
SBI SimplyCLICK Credit Card
One of the most popular entry-level credit cards, SBI SimplyCLICK, is geared towards frequent online shoppers.
Benefits:
- Welcome gift: Amazon voucher worth ₹500.
- 10 Reward Points/₹100 on partner brands (BookMyShow, Cleartrip, Myntra).
- 5 Reward Points/₹100 on other online spends (including Amazon).
- Annual fee of ₹499 (waived at ₹1 lakh annual spends).
Why choose this card?
Best suited for users who want simple, affordable benefits across Amazon and other online brands.
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Comparison Table: Best Credit Cards for Amazon Sale 2025
The table below shows a comparison of the best credit cards for the Amazon Sale 2025:
| Credit Card | Annual Fee | Key Benefits on Amazon |
|---|---|---|
| SBI Credit Card | ₹499–₹1,499 | 10% instant discount + bonus EMI slabs |
| Amazon Pay ICICI Card | Free | 5% cashback (Prime), 3% (non-Prime), 1% others |
| HDFC Millennia | ₹1,000 | 5% cashback on Amazon + other e-commerce platforms |
| Cashback SBI Card | ₹999 | 5% cashback on all online spends (Amazon included) |
| HDFC MoneyBack+ | ₹500 | 10X CashPoints on Amazon & Flipkart |
| SBI SimplyCLICK | ₹499 | Amazon voucher + 5–10 reward points on online spends |
Suggested Read: Top 5 Lifetime Free Credit Cards
How to Choose the Best Amazon Shopping Credit Card
Before applying or using a card, evaluate these factors:
- Discounts & Cashback: Look for direct value-back on Amazon purchases.
- Annual Fee vs Benefits: Ensure the rewards outweigh the fee.
- EMI Support: Essential for high-value purchases.
- Year-Round Value: Pick a card that also benefits you outside festive sales.
- Eligibility & Approvals: Entry-level cards like SimplyCLICK and MoneyBack+ are easier to get approved for.
Conclusion
The Amazon Great Indian Festival 2025 is the best time to shop smart and save big. SBI Cards give you the biggest sale-time instant discount, while Amazon Pay ICICI offers unlimited year-round cashback. If you shop across multiple platforms, HDFC Millennia and MoneyBack+ are strong choices. For beginners, SBI SimplyCLICK and Cashback SBI provide affordable yet rewarding benefits.
Choose the card that aligns with your spending style to maximise savings this festive season.
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