SBI Cashback Card


The SBI Cashback Credit Card is one of the reward credit cards offered by the State Bank of India. It is designed to provide rewards for your everyday spending - 5% cashback on online purchases and 1% on offline transactions.

The SBI Cashback Card offers a 1% fuel surcharge waiver on transactions between ₹500 to ₹3000. It is also accepted at over 24 million outlets globally, including 3.25 lakh in India, wherever VISA is accepted.

Keep reading to learn more about the SBI Cashback Credit Card to make an informed decision.


The SBI Cashback Credit Card gives you 5% cashback on online shopping and 1% on offline spending, with cashback added to your account quickly.

Eligibility & Application Process for SBI Cashback Card

The SBI Cashback Credit Card eligibility criteria are as follows:

  • The minimum age of the applicant must be 21 years, and the maximum age is 71 years.
  • The applicant must be salaried or self-employed.
  • The applicant must have a regular source of income and a good credit score.

Here are the steps for the SBI Cashback Credit Card apply online:

  1. Visit the official website of the State Bank of India.
  2. Go to the ‘Credit Cards’ page, pick your desired cashback credit card.
  3. pick-desired-cashback
  4. Click on ‘Apply Now’ for your desired card.
  5. Fill out the E-Apply form / Online Application form.
  6. Enter your personal, professional, and KYC details.
  7. Click on ‘Submit.’

Once your SBI Cashback Credit Card application is approved, you will receive a call from the SBI Card Team for verification. After the verification is successful, the card will be issued.

Documents Required to Apply for SBI Cashback Card

To apply for the SBI Cashback Credit Card, you need to submit the following documents as well:

  • PAN Card
  • Aadhar Card copy
  • Photograph
  • Bank Account details such as salary slip, ITR (Income Tax Return), and so on.

Note that the exact documents may vary based on the card eligibility and policy.

Are you looking for a personal loan?

Track SBI Cashback Credit Card Application Status

You can check your SBI Cashback Credit Card application status in the following steps:

  1. Visit the official SBI Credit Card application page.
  2. Scroll down to the FAQ section.
  3. scroll-faq-section
  4. Enter the Application Number or Reference Number received at the time of card application.
  5. Click on the ‘Track’ button.

Alternatively, you can:

  1. Visit the official homepage of SBI Credit Card.
  2. Scroll down to the bottom of the page.
  3. Under ‘Track Your Application’, select ‘Check the status of your application.’
  4. track-your-application-status
  5. Enter your Application Number or Reference Number.

Check the best offers & apply for a credit card!

List of Other SBI Credit Cards

Apart from the SBI Cashback Credit Card, there are several other types of credit cards, such as:

  • Lifestyle Cards: These cards are designed to provide lifestyle benefits and privileges. A few of the lifestyle cards are: SBI Card ELITE, SBI Card PULSE, Tata Neu Plus SBI Card, and so on.
  • Shopping Cards: These provide access to shopping benefits and features. A few include: Titan SBI Card, Reliance SBI Card, Reliance SBI Card PRIME, and more.
  • Travel & Fuel Cards: Individuals who are frequent travelers can make use of these cards for fuel and travel-related benefits. These are KrisFlyer SBI Card, KrisFlyer SBI Card Apex, SBI Card Miles Elite, and more.
  • Rewards Cards: These cards offer cashback, discounts, and reward points on your various purchases. The SBI Cashback Card is one such Reward Card. Others include SBI Card PRIME, Tata Card SELECT, and more.
  • Banking Partnership Cards: These cards are meant for customers who have an exclusive banking relationship with SBI. Some of these cards are PSB SBI Card ELITE, PSB SimplySAVE SBI Card, and so on.

Fees & Charges for SBI Cashback Card

The table below provides you with an overview of the SBI Cashback Credit Card charges:

Joining Fee ₹999
Annual/Renewal Fee ₹999(from 2nd year onwards)
Add-On Fee (per annum) Nil

Not sure of your credit score? Check it out for free now!

Check Your Credit Score for Free

Also get a Free Credit Report

Benefits & Features of SBI Cashback Card

You can access various cashback on SBI Credit Cards in both online and offline purchases. The SBI Cashback Card benefits and features are:

  • Enjoy 5% cashback on online spends with no merchant restrictions, plus additional cashback benefits on SBI Credit Cards.
  • 1% cashback on offline purchases.
  • Renewal Fee Reversal on annual expenses of ₹2 lakh.
  • 1% fuel surcharge waiver.
  • Accepted at various outlets across the globe.
  • Easy Bill Pay facility for seamless payments of your utility bills.
  • Cashback is auto-credited to your SBI account within 2 days of the next statement generation.
  • VISA PayWave for maximized security for contactless transactions.

Do you need an instant loan?

Frequently Asked Questions

Use your SBI Cashback Credit Card for online shopping to get 5% cashback and for offline purchases to get 1%. The cashback is added to your account a few days after your bill is generated.

The SBI Cashback Credit Card is a rewards card that offers 5% cashback on online purchases and 1% cashback on offline transactions, with the cashback automatically credited to your account within two days of your statement generation.

To increase your SBI Cashback Card limit, you can request it via the SBI Card customer care. Based on your eligibility, you can increase your credit limit via the SBI Pre-approved credit limit offer or via income documentation.

You can use your SBI Cashback Card at over 24 million outlets worldwide, including 3.25 lakh in India, wherever VISA is accepted.

To get an SBI Cashback Card for free, you can have the ₹999 renewal fee waived by spending ₹2 lakh or more in a year. Note that the first-year joining fee is ₹999 and is not waived.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.