PF Balance Check Without UAN

The Employees’ Provident Fund (EPF) is a retirement savings scheme managed by the Employees’ Provident Fund Organisation (EPFO). Employees frequently check their PF balance to monitor savings and manage withdrawals.

While the Universal Account Number (UAN) is typically required for balance inquiries, many individuals seek alternative ways to check their PF balance without a UAN number. Fortunately, EPFO offers multiple methods, such as using the EPFO balance inquiry number, the EPF balance checking missed call number, and SMS services.

Let us dive into the Provident Funds and how to check the balance through it without using a UAN.

Ways to Check PF Balance Without UAN

If you do not have access to your Universal Account Number (UAN), there are still several ways to check your Provident Fund (PF) balance. Below are the step-by-step processes for each method.

1. Check PF Balance Using the EPFO Missed Call Service

Employees can check their PF balance without a UAN number by giving a missed call to the EPFO’s designated number.

• Step 1:Ensure your mobile number is registered with your EPF account.
• Step 2:Dial the EPFO balance enquiry number: 9966044425.
• Step 3:The call will disconnect automatically after a few rings.
• Step 4:You will receive an SMS with details of your PF balance.

2. Check PF Balance Using SMS

EPFO provides an SMS service that allows employees to check their PF balance in regional languages.

• Step 1:Make sure your mobile number is linked to your EPF account.

Send an SMS in the following format:

EPFOHO

Example: EPFOHO 1234567890 ENG (for English).

• Step 2:Send the message to 7738299899.
• Step 3:You will receive an SMS with your PF balance details.

3. Check the PF Balance with the PF Account Number

If you do not have a UAN but have your PF account number, you can check your balance through the EPFO portal.

• Step 1:Visit the EPFO Member Passbook portal.
• Step 2:Enter your PF account number and registered mobile number.
• Step 3:Verify your details with the OTP sent to your mobile.
• Step 4:You can view your passbook and PF balance once logged in.

4. Check PF Balance via the Umang App

The Umang app provides a convenient way to access EPF-related services without a UAN.

• Step 1:Download and install the Umang app from the Google Play Store or Apple App Store.
• Step 2:Open the app and search for EPFO services.
• Step 3:Select ‘View Passbook’ and enter the mobile number linked to EPF.
• Step 4:Verify with OTP and check your PF balance.

5. Check PF Balance by Visiting the EPFO Office

• Step 1:Locate the nearest EPFO regional office using the EPFO website.
• Step 2:Carry your PF account number, Aadhaar card, and other identification details.
• Step 3:Request a PF balance inquiry from the EPFO officer.
• Step 4:The officer will provide a printed statement of your PF balance.

6. PF Withdrawal Without UAN

If you need to withdraw PF without a UAN, you can do so by submitting a physical claim form to the EPFO office.

• Step 1:Download Form 19 (for full withdrawal) or Form 10C (for pension withdrawal) from the EPFO website.
• Step 2:Fill in the required details, including your PF account number, Aadhaar, and bank details.
• Step 3:Attach a canceled cheque and other supporting documents.
• Step 4:Submit the form to your nearest EPFO office.
• Step 5:Once verified, the withdrawal amount will be credited to your bank account.

Steps to Find UAN Number

If you do not know your UAN, you can find it using the EPFO portal, mobile number, or employer details. Below are the step-by-step methods to retrieve your UAN.

1. Find UAN Using the EPFO Portal

• Step 1:Visit the official EPFO UAN portal
• Step 2:Click on “Know Your UAN” under the Important Links section.
• Step 3:Enter your registered mobile number and the captcha code.
• Step 4:Click on “Request OTP” and enter the OTP received on your mobile.
• Step 5:Provide your PF account number, Aadhaar, or PAN details for verification.
• Step 6:Click on “Show My UAN” to view your UAN number on the screen.

2. Find UAN Through SMS

If your mobile number is linked to your EPF account, you can retrieve your UAN by sending an SMS.

• Step 1:Open the messaging app on your phone.
• Step 2:Send an SMS in the format:

EPFOHO UAN

• Step 3:Send the message to 7738299899.
• Step 4:You will receive an SMS containing your UAN number if your mobile number is registered with EPFO.

3. Find UAN by Giving a Missed Call

EPFO allows employees to retrieve their UAN number by giving a missed call to the designated EPF balance checking missed call number.

• Step 1:Ensure your mobile number is linked to your EPF account.
• Step 2:Dial 9966044425 from your registered mobile number.
• Step 3:The call will disconnect automatically after a few rings.
• Step 4:You will receive an SMS containing your UAN number and PF balance.

4. Find UAN on Your Salary Slip

Many employers include the UAN number on the employee’s salary slip.

• Step 1:Check your recent salary slip.
• Step 2:Look for a section mentioning EPF details.
• Step 3:If available, your UAN number will be listed along with your PF account number.

If not registered for UAN, check more on UAN Registration from the linked page.