On 22 September 2025, the Ministry of Finance in India implemented the new GST rates on almost all goods, replacing the old 5%, 12%, 18% and 28% structure with streamlined slabs. This included mainly 2 slabs: 5 % and 18 %, with a 40 % rate reserved for luxury items.
As a result, over 375 items, including electronics, household goods, insurance, and cars, saw tax cuts or exemptions.
This rate revision aims to make essentials more affordable and could push the festive shopping season with new savings. Read on to learn more about the latest GST rate cuts and the price changes on the goods, and how you, as a consumer, can benefit the most during this festive season.
New GST Rate on Daily Essentials
The GST reforms, introduced in September 2025, feature a rationalised and simplified structure with wide-ranging rate reductions focused on essential goods and household items. Many essential goods are moved into the 5% or Nil tax slab.
Here is a table detailing the new GST rate changes for 10 common daily essential items, drawing directly from the information provided in the sources:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| UHT (Ultra High Temperature) Milk | 5% | Nil | Reduced by 5% |
| Pre-packaged & labelled Chena/Paneer | 5% | Nil | Reduced by 5% |
| Pre-packaged & labelled Roti/Chapati/Khakhra/Pizza bread | 5% | Nil | Reduced by 5% |
| Pencils, Sharpeners, Crayons, Exercise Books (Essential Learning Materials) | 12% | Nil | Reduced by 12% |
| Erasers | 5% | Nil | Reduced by 5% |
| Ice Cream and edible ice | 18% | 5% | Reduced by 13% |
| Soaps, Shampoos, Toothpaste, Toothbrushes | 18% | 5% | Reduced by 13% |
| Packaged Namkeens, Bhujia, and similar edible preparations | 12% or 18% | 5% | Reduced by 7% or 13% |
| Spectacles and Corrective Goggles (Vision Correction Products) | 12% | 5% | Reduced by 7% |
| Bicycles | 12% | 5% | Reduced by 7% |
Suggested Read: GST Rates Cut on Daily Essentials
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GST Savings on Daily Essentials
Here is a basic demonstration of potential savings with GST 2.0, on daily essential products:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings | % Savings |
| UHT Milk (1L) | ₹74 | ₹70 | ₹4 | 5.4% |
| Paneer (1 kg, pre-packaged) | ₹368 | ₹350 | ₹18 | 4.9% |
| Packaged Roti/Chapati Bread (10 pcs) | ₹52 | ₹50 | ₹2 | 3.8% |
| School Supplies (Pencils, Crayons, Sharpener, Exercise Book) | ₹168 | ₹150 | ₹18 | 10.7% |
| Eraser (1 pc) | ₹10 | ₹10 | ₹0 | 0.0% |
| Ice Cream (500 ml tub) | ₹295 | ₹262 | ₹33 | 11.2% |
| Soaps/Shampoos/Toothpaste (Combo pack) | ₹354 | ₹315 | ₹39 | 11.0% |
| Packaged Namkeen/Bhujia (1 kg) | ₹224 | ₹210 | ₹14 | 6.2% |
| Spectacles (basic corrective) | ₹1,680 | ₹1,575 | ₹105 | 6.2% |
| Bicycle (entry-level) | ₹6,720 | ₹6,300 | ₹420 | 6.2% |
New GST Rate on Essential Food Items
The latest GST rates on essential food items have brought major relief to households. Under the revised GST list, key staples such as milk, curd, rice, flour, and pulses are now fully exempt or fall under the lower 5% slab.
This move ensures that daily essentials remain affordable while reducing the overall burden on consumers. The updated GST structure highlights the government’s focus on easing costs in essential food categories.
Here is an overview of the new GST rates on essential food items:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Pre-packaged & labelled Chena/Paneer | 5% | Nil | Reduced by 5% |
| Plant-based milk drinks (e.g., almond milk, soya milk drinks) | 18% | 5% | Reduced by 13% |
| Soups and broths and preparations therefor | 18% | 5% | Reduced by 13% |
| Tea and Coffee (extracts, essences, concentrates) | 18% | 5% | Reduced by 13% |
| Chocolates & cocoa products (butter, powder) | 18% | 5% | Reduced by 13% |
| Sugar confectionery; Pastry, cakes, biscuits | 18% | 5% | Reduced by 13% |
| Vegetable saps and extracts | 18% | 5% | Reduced by 13% |
| Dairy, Nuts, and Condiments | 12% | 5% | Reduced by 7% |
| Tender coconut water, pre-packaged and labelled | 12% | 5% | Reduced by 7% |
| Sauces and condiments (e.g., curry paste, mayonnaise, mixed condiments) | 12% | 5% | Reduced by 7% |
| Preserved & processed meat/fish (like sausages, prepared/preserved meat, fish, crustaceans) | 12% | 5% | Reduced by 7% |
| Jams, jellies, marmalades, purees, and nut pastes | 12% | 5% | Reduced by 7% |
GST Savings on Essential Food Items
Here is a basic demonstration of potential savings with GST 2.0, on essential food items:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings | % Savings |
| Paneer (1 kg, pre-packaged) | ₹368 | ₹350 | ₹18 | 4.9% |
| Plant-based Milk Drinks (1L) | ₹142 | ₹126 | ₹16 | 11.3% |
| Soups & Broths (packaged, 1L equivalent) | ₹94 | ₹84 | ₹10 | 10.6% |
| Tea & Coffee Extracts (200g equivalent) | ₹236 | ₹210 | ₹26 | 11.0% |
| Chocolates & Cocoa Products (500g) | ₹354 | ₹315 | ₹39 | 11.0% |
| Sugar Confectionery / Pastry / Cakes / Biscuits (500g) | ₹295 | ₹262 | ₹33 | 11.2% |
| Vegetable Saps & Extracts (200ml) | ₹177 | ₹158 | ₹19 | 10.7% |
| Dairy, Nuts, and Condiments (250g pack) | ₹202 | ₹189 | ₹13 | 6.4% |
| Tender Coconut Water (1L, pre-packaged) | ₹67 | ₹63 | ₹4 | 6.0% |
| Sauces & Condiments (500g) | ₹168 | ₹158 | ₹10 | 6.0% |
| Preserved Meat/Fish (500g pack) | ₹448 | ₹420 | ₹28 | 6.2% |
| Jams, Jellies, Marmalades, Purees, Nut Pastes (500g) | ₹224 | ₹210 | ₹14 | 6.2% |
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New GST Rate on Healthcare and Medicines
Healthcare sees better pricing of everything under the new GST, as it focuses on keeping essential medical services affordable.
While critical healthcare services and life-saving drugs remain exempt from GST, several items like medical equipment, diagnostic kits, and wellness products have seen a reduction from 12% or 18% to the 5% slab.
This revision lowers treatment costs, supports hospitals and clinics, and makes healthcare access more economical for patients across income groups. Here is a quick summary:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Individual Health Insurance Premiums (e.g., family floater, plans for older people) | 18% | Nil (Exempt) | Reduced by 18% |
| 33 specified life-saving drugs & Diagnostic Kits | 12% | Nil | Reduced by 12% |
| Other Essential Medicines (including Ayurveda, Unani, Homoeopathy) | 12% | 5% / Nil | Reduced by 7% / 12% |
| Gyms / Fitness Centres (Services) | 18% | 5% | Reduced by 13% |
| Spectacles and Corrective Goggles (Vision Correction Products) | 12% or 28% | 5% | Reduced by 7% or 23% |
| Medical, Dental, and Veterinary Devices (including surgical instruments) | 18% | 5% | Reduced by 13% |
| Thermometers and Medical Oxygen (Goods) | 18% | 5% | Reduced by 13% |
| Hospital Room Services (where room charges exceed ₹5,000 per day) | Exempt (Implicit) | 5% | Increased (New Levy) |
Suggested Read: Impact of GST Rate Cut in Healthcare
GST Savings on Healthcare and Medicines
Here is a basic demonstration of potential savings with GST 2.0, on healthcare and medical-related expenses that affect households directly:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings | % Savings |
| Individual Health Insurance Premiums (annual avg.) | ₹29,500 | ₹25,000 | ₹4,500 | 15.3% |
| Life-Saving Drugs & Diagnostic Kits (pack) | ₹2,240 | ₹2,000 | ₹240 | 10.7% |
| Other Essential Medicines (avg. 10-strip pack) | ₹560 | ₹525 | ₹35 | 6.2% |
| Gym / Fitness Centre Services (monthly) | ₹2,360 | ₹2,100 | ₹260 | 11.0% |
| Spectacles & Corrective Goggles (standard pair) | ₹1,680 | ₹1,575 | ₹105 | 6.2% |
| Medical, Dental, Veterinary Devices (surgical unit) | ₹5,900 | ₹5,250 | ₹650 | 11.0% |
| Thermometers / Medical Oxygen (unit) | ₹590 | ₹525 | ₹65 | 11.0% |
| Hospital Room Services (>₹5,000/day, avg. stay 1 day) | ₹6,000 | ₹6,300 | -₹300 | -5.0% |
New GST Rates on Dairy Products
The GST rates on essential dairy products have been revised to bring relief to everyday consumers.
Items like milk, curd, paneer, butter, and ghee now fall under reduced or exempt GST slabs, making them more affordable during daily purchases. This update not only supports household budgets but also benefits farmers and the dairy industry by boosting demand.
The revised GST list ensures dairy essentials remain accessible to all income groups. Here is the overview of the latest GST rates on the Dairy Products:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| UHT (Ultra High Temperature) Milk | 5% | Nil | Reduced by 5% |
| Pre-packaged & labelled Chena/Paneer | 5% | Nil | Reduced by 5% |
| Condensed milk | 12% | 5% | Reduced by 7% |
| Cheese | 12% | 5% | Reduced by 7% |
| Butter, ghee & other dairy fats | 12% | 5% | Reduced by 7% |
| Dairy spreads | 12% | 5% | Reduced by 7% |
| Milk and cream, concentrated or containing added sugar (including skimmed milk powder, other than condensed milk) | 12% | 5% | Reduced by 7% |
| Yoghurt, Cream, kefir and other fermented or acidified milk/cream (Concentrated, sweetened, or flavoured) | 12% | 5% | Reduced by 7% |
| Other Dairy Fats and Oils derived from milk (e.g., butter oil) | 12% | 5% | Reduced by 7% |
| Beverages containing milk | 12% | 5% | Reduced by 7% |
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GST Savings on Dairy Products
Here is a basic demonstration of potential savings with GST 2.0, on everyday dairy products:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings | % Savings |
| UHT Milk (1L) | ₹74 | ₹70 | ₹4 | 5.4% |
| Paneer (1 kg, pre-packaged) | ₹368 | ₹350 | ₹18 | 4.9% |
| Condensed Milk (400g tin) | ₹134 | ₹126 | ₹8 | 6.0% |
| Cheese (500g block) | ₹280 | ₹262 | ₹18 | 6.4% |
| Butter/Ghee/Other Dairy Fats (500g) | ₹336 | ₹315 | ₹21 | 6.2% |
| Dairy Spreads (200g) | ₹112 | ₹105 | ₹7 | 6.2% |
| Milk & Cream (1kg equivalent, incl. skimmed milk powder) | ₹448 | ₹420 | ₹28 | 6.2% |
| Yoghurt/Cream/Kefir (500g, flavoured/fermented) | ₹134 | ₹126 | ₹8 | 6.0% |
| Other Dairy Fats & Oils (Butter oil, 200g) | ₹168 | ₹158 | ₹10 | 6.0% |
| Beverages Containing Milk (200ml pack) | ₹45 | ₹42 | ₹3 | 6.7% |
New GST Rate on Dry Fruits, Spices, etc.
The new GST rate on dry fruits and spices in 2025 has been reduced, making festive and everyday shopping more pocket-friendly.
Popular items such as almonds, cashews, raisins, turmeric, cumin, and black pepper now fall under lower GST slabs, easing costs for households and bulk buyers. This revision is particularly significant during the festive season, as these products see higher demand.
The updated GST list ensures essential flavourings and nutrition boosters remain affordable. Here is an overview:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Dried Almonds, Hazelnuts, Pistachios (Other dried nuts) | 12% | 5% | Reduced by 7% |
| Dried Dates and Figs | 12% | 5% | Reduced by 7% |
| Cashew Nuts (whether or not shelled or peeled) | 12% (As per classification in the previous 12% schedule) | 5% | Reduced by 7% |
| Cloves, Cinnamon, and Nutmeg | 12% (Standard rate for processed spices/condiments) | 5% | Reduced by 7% |
| Dried Ginger and Turmeric (other than fresh) | 12% (Standard rate for processed spices/condiments) | 5% | Reduced by 7% |
GST Savings on Dry Fruits, Spices, etc.
Here is a demonstration of how GST 2.0 changes reduce the cost of common dry fruits and essential spices:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings | % Savings |
| Dried Almonds, Hazelnuts, Pistachios (250g) | ₹336 | ₹315 | ₹21 | 6.2% |
| Dried Dates and Figs (500g) | ₹224 | ₹210 | ₹14 | 6.2% |
| Cashew Nuts (250g, shelled) | ₹280 | ₹262 | ₹18 | 6.4% |
| Cloves, Cinnamon, Nutmeg (100g pack) | ₹134 | ₹126 | ₹8 | 6.0% |
| Dried Ginger & Turmeric (100g pack) | ₹90 | ₹84 | ₹6 | 6.7% |
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New GST Rate on Automobiles
The latest GST rates on automobiles are one of the most impactful changes under the revised tax structure. Coupled with the festive season discounts, consumers can get the best discounts on their favourite vehicles.
Passenger cars, two-wheelers, and commercial vehicles that were earlier taxed at 28% plus cess now fall under the 18% slab, making them significantly more affordable. This reduction is expected to boost demand in the auto sector, encourage new buyers during the festive season, and provide relief to those planning big-ticket purchases.
Here is a basic idea of how it impacts:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Two-wheelers (Bikes up to and including 350 cc) | 28% | 18% | Reduced by 10% |
| Small Cars | 28% | 18% | Reduced by 10% |
| Commercial Goods Vehicles (Trucks, Delivery Vans, etc.) | 28% | 18% | Reduced by 10% |
| Buses (with seating capacity 10+ persons) | 28% | 18% | Reduced by 10% |
| Three-wheelers | 28% | 18% | Reduced by 10% |
New GST Rate on Car
Now onwards, the GST rates on cars have been reduced from 28% plus cess to the 18% slab (excluding luxury cars). This cut makes:
- Hatchbacks, sedans, and SUVs are more affordable
- Festive season purchases are easier on consumer budgets
- The automobile industry is more competitive, with higher sales potential
Overall, the revised GST structure lowers upfront costs and encourages buyers to upgrade or purchase new cars.
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Small Cars | 28% | 18% | Reduced by 10% |
| Commercial Goods Vehicles (Trucks, Delivery Vans, etc.) | 28% | 18% | Reduced by 10% |
| Buses (with seating capacity 10+ persons) | 28% | 18% | Reduced by 10% |
| Large Cars / High-End Cars | 28% + Cess (Variable) | Flat 40% (No Cess) | Rationalised to a flat rate |
| Electrically Operated Vehicles (EVs) (e.g., three-wheeled electric motor vehicles) | Varies (Previously 12%+) | 5% (2.5% CGST + 2.5% SGST) | Significantly Reduced/Rationalised [242A] |
New GST Rate on Two-Wheelers
As per the latest release, the GST rate on two-wheelers has been reduced from 28% to the 18% slab. This change benefits:
- Scooters and motorcycles across budget and premium ranges
- Daily commuters and families, easing the cost of essential transport
- The automobile sector, with a likely surge in festive season demand
The revised GST structure makes owning a two-wheeler more affordable, encouraging both first-time buyers and upgraders.
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Two-wheelers (Bikes up to and including 350 cc) | 28% | 18% | Reduced by 10% |
| Two-wheelers (Bikes exceeding 350 cc) | 28% + Compensation Cess (3%) | 18% + Compensation Cess (3%) | Reduced by 10% (on base GST rate) |
| Electric Two-wheelers | Varies (Some were 12%+) | 5% | Significantly Reduced/Rationalised |
| Bicycles (Non-motorised cycles) | 12% | 5% | Reduced by 7% |
| All Auto Parts (including parts for two-wheelers) | 28% | 18% | Reduced by 10% |
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GST Savings on Automobiles
With GST 2.0, automobiles and auto parts have seen some of the most significant tax adjustments. While two-wheelers, small cars, and commercial vehicles benefit from lower GST rates, luxury cars now face a flat 40% tax. Electric vehicles, on the other hand, enjoy a sharp reduction, making them more affordable.
Below is a demonstration of price changes under the revised GST rates:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings |
| Two-wheelers (≤350cc) | ₹1,28,000 | ₹1,18,000 | ₹10,000 |
| Two-wheelers (>350cc) | ₹2,56,000 | ₹2,36,000 | ₹20,000 |
| Electric Two-wheelers | ₹1,34,400 | ₹1,26,000 | ₹8,400 |
| Bicycles (Non-motorised) | ₹11,200 | ₹10,500 | ₹700 |
| Small Cars | ₹7,68,000 | ₹7,08,000 | ₹60,000 |
| Commercial Goods Vehicles | ₹15,36,000 | ₹14,16,000 | ₹1,20,000 |
| Buses (10+ seats) | ₹32,00,000 | ₹29,50,000 | ₹2,50,000 |
| Three-wheelers | ₹2,56,000 | ₹2,36,000 | ₹20,000 |
| Large Cars / High-End Cars | ₹32,00,000 | ₹35,00,000 | -₹3,00,000 (Increase) |
| Electrically Operated Vehicles (EVs) | ₹8,96,000 | ₹8,40,000 | ₹56,000 |
| All Auto Parts | ₹6,400 | ₹5,900 | ₹500 |
New GST Rate on Textiles
The textile industry is one of the most benefited goods sectors with the introduction of GST 2.0. The new GST rate on textiles has been simplified to ensure affordability across clothing categories.
Earlier, they were taxed at multiple slabs (5% and 12%). Most textile products, such as cotton fabrics, sarees, garments, and readymade apparel, now fall under a uniform 5% GST slab.
Here is an overview of the latest GST rates on Textiles:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Synthetic Fibres | 18% | 5% | Reduced by 13% |
| Synthetic Yarns | 12% | 5% | Reduced by 7% |
| Ready-made Apparel (Sale value up to ₹2,500 per piece) | 12% (For the ₹1,000 to ₹2,500 slab) | 5% | Reduced by 7% |
| Carpets and other floor coverings | 12% | 5% | Reduced by 7% |
| Woven fabrics of synthetic textile materials | Likely 12% or 18% | 5% | Reduced |
| Knitted or crocheted fabrics (All goods) | Likely 12% or 18% | 5% | Reduced |
| Handmade/Hand embroidered shawls (Sale value $\leq$ ₹1,000 per piece) | Likely 12% | 5% | Reduced |
| Cotton quilts (Sale value $\leq$ ₹1,000 per piece) | Likely 12% | 5% | Reduced |
GST Savings on Textiles
Here’s how the revised GST rates under GST 2.0 affect common textile products, showing price drops and savings for buyers:
| Items | Price With GST, Before GST 2.0 | Price With GST, After GST 2.0 | Total Savings |
| Synthetic Fibres | ₹590 | ₹525 | ₹65 |
| Synthetic Yarns | ₹448 | ₹420 | ₹28 |
| Ready-made Apparel (Sale value up to ₹2,500 per piece) | ₹2,240 | ₹2,100 | ₹140 |
| Carpets and other floor coverings | ₹3,360 | ₹3,150 | ₹210 |
| Woven fabrics of synthetic textile materials | ₹1,680 | ₹1,575 | ₹105 |
| Knitted or crocheted fabrics (All goods) | ₹2,240 | ₹2,100 | ₹140 |
| Handmade/Hand embroidered shawls (Sale value ≤ ₹1,000) | ₹1,120 | ₹1,050 | ₹70 |
| Cotton quilts (Sale value ≤ ₹1,000 per piece) | ₹1,120 | ₹1,050 | ₹70 |
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New GST Rate on Fuels
Under the September 22, 2025, overhaul, petrol, diesel, and ATF remain outside GST, so they continue under central excise and state VAT.
The most crucial detail concerning petrol and diesel is that they remain outside the GST framework.
However, certain fuels like LPG stay within GST: domestic LPG at 5% and commercial/industrial LPG at 18%.
That means oump prices for petrol and diesel still vary by state policy, while LPG taxation follows the GST slabs noted above. Here is a basic overview of the impact of the latest GST rates on Fuel:
| Items | Old GST Rate | New GST Rate | GST Difference (Reduced/Increased) |
| Kerosene oil PDS (Goods) | N/A (Previous rate not specified) | 5% [I 164] | N/A |
| Liquefied Petroleum Gases (LPG) for household domestic consumers | N/A (Previous rate not specified) | 5% [I 165A] | N/A |
| Coal; briquettes, ovoids and similar solid fuels manufactured from coal | N/A (Previous rate not specified) | 5% (Plus Compensation Cess of ₹400 per tonne) [I 158] | N/A |
| Bio-gas (Goods) | N/A (Previous rate not specified) | 5% [I 157] | N/A |
| Bio-diesel supplied to Oil Marketing Companies for blending with motor spirit (petrol) | N/A (Previous rate not specified) | 5% [I 186B] | N/A |
GST Savings on Fuels
Here’s how GST 2.0 has restructured fuel-related items. While petrol, diesel, and ATF remain outside GST, certain fuels now come under a standard 5% slab:
| Items | Old GST Rate | New GST Rate | Remarks |
| Kerosene oil PDS (Goods) | N/A | 5% | First-time GST inclusion |
| Liquefied Petroleum Gases (LPG) for household domestic consumers | N/A | 5% | Now covered under GST, essential category |
| Coal; briquettes, ovoids and similar solid fuels from coal | N/A | 5% + ₹400/tonne Cess | Standardised under GST + additional cess |
| Bio-gas (Goods) | N/A | 5% | Now taxed at a flat 5% |
| Bio-diesel supplied to OMCs for blending with petrol | N/A | 5% | Now brought under GST 5% |
Conclusion
Finance Minister Nirmala Sitharaman said in the press release of GST 2.0: “basic necessities and aspirations of the middle class and the common man… are the main focus for GST reforms”.
The GST 2.0 reforms will be a real game-changer for everyday buyers. Most essentials have been moved to the 5% or Nil slab, bigger items like cars and bikes have dropped to 18%, and luxury vehicles are at a flat 40%.
What does this mean for you?
Simply put, daily groceries, medicines, and textiles will be cheaper. The little milestones in life, like owning a scooter, a small car, or even an EV, are easier on the wallet this festive season.
However, always:
- Check the invoice to confirm the GST rate applied.
- Compare ‘before vs after’ prices, don’t fall for inflated ‘sale’ tags.
- Stack offers smartly by using bank deals, cashback, or exchange schemes to get better deals during festive sales.
If you’re planning a bigger purchase like a car or an appliance, ask for a full ex-showroom vs on-road breakup. If you are going for credit for our purchase, run the numbers on an EMI calculator before committing.
GST 2.0 is sure to make your everyday shopping lighter on your budget and festive splurges more realistic. The smarter you shop, the more you save.
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Disclaimer
The product prices, GST rates, and savings illustrated in this blog are based on publicly available information and hypothetical average market values for demonstration purposes only. Actual prices may vary depending on brand, region, retailer, and applicable state taxes. The GST savings shown in the tables are approximate calculations to highlight the potential impact of GST 2.0 reforms and should not be treated as exact or final figures. Readers are advised to verify the official GST notifications, consult authorised dealers, and review invoices to confirm applicable GST rates and savings before making purchase decisions.
