In a major development aimed at transforming the digital shopping experience in India, SBI Card and Flipkart have launched the Flipkart SBI Credit Card, a co-branded offering designed to bring unmatched value to consumers who love to shop online. With exclusive cashback benefits and a wide range of rewards, this credit card is tailored to enhance the purchasing experience for digital-first consumers, especially those who frequently shop on Flipkart, Myntra, Shopsy and even book travel on Cleartrip.
The card aims to cater to the growing number of e-commerce enthusiasts and online shoppers by providing an attractive cashback structure across several categories, making it a top choice for people who value rewards and seamless digital transactions.
Key Highlights of the Flipkart SBI Credit Card
The Flipkart SBI Credit Card comes packed with features that cater to online shoppers and everyday spenders alike. Here’s a breakdown of the key benefits:
|
Benefit |
Details |
|
Cashback on Myntra | 7.5% cashback on fashion and lifestyle products purchased on Myntra. |
|
Cashback on Flipkart & Shopsy | 5% cashback on purchases made on Flipkart and Shopsy, covering electronics, gadgets, home decor and more. |
|
Cashback on Cleartrip | 5% cashback on travel bookings made through Cleartrip. |
|
Cashback on Preferred Merchants | 4% cashback on purchases from Zomato, Uber, Netmeds and PVR Cinemas. |
|
Unlimited Cashback | 1% unlimited cashback on all other eligible spends, no cap. |
|
Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between ₹500 to ₹4,000, capped at ₹400 per cycle. |
|
Joining Fee | A ₹500 joining fee (one-time), waived if annual spending exceeds ₹3.5 lakh. |
|
Welcome Benefits | Get ₹250 Flipkart Gift Card on activation and ₹1,000 benefit on your first Flipkart transaction. |
Additionally, cashback is credited within two days of statement generation, providing quick access to rewards.
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Cashback Breakdown
|
Category |
Cashback Percentage |
Spending Limit/Cap |
|
Myntra |
7.5% |
Unlimited |
|
Flipkart & Shopsy |
5% |
Unlimited |
|
Cleartrip |
5% |
Unlimited |
|
Zomato, Uber, Netmeds, PVR |
4% |
Unlimited |
|
Other Purchases |
1% |
Unlimited |
Additional Benefits of the Flipkart SBI Credit Card
The Flipkart SBI Credit Card also offers a range of additional benefits:
|
Benefit |
Details |
|
Joining Fee | ₹500 joining fee, waived off if you spend ₹3.5 lakh annually. |
|
Annual Fee Reversal | Renewal Fee of ₹500 is reversed if you achieve ₹3.5 lakh in annual spending. |
|
Welcome Gift | ₹250 Flipkart Gift Card on activation, and ₹1,000 cashback on the first Flipkart transaction. |
|
Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between ₹500 to ₹4,000, capped at ₹400 per statement cycle. |
|
Contactless Payments | The card supports contactless payments, offering a fast, secure way to make small purchases. |
Where and How to Use the Flipkart SBI Credit Card
The Flipkart SBI Credit Card can be used across various categories to earn cashback, making it perfect for frequent online shoppers, travelers and those who spend on food and entertainment:
- Electronics & Appliances: 5% cashback on Flipkart purchases for electronics, gadgets and home appliances.
- Fashion & Accessories: 7.5% cashback on Myntra purchases for fashion and lifestyle products.
- Groceries & Essentials: 5% cashback on daily essentials purchased on Flipkart and Shopsy.
- Travel: 5% cashback on Cleartrip bookings for flights, hotels and more.
- Food & Entertainment: 4% cashback on Zomato, Uber, Netmeds and PVR Cinemas.
- Fuel: 1% fuel surcharge waiver on transactions between ₹500 to ₹4,000 at fuel stations.
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Benefits for E-Commerce Enthusiasts and Digital Shoppers
Designed with e-commerce enthusiasts in mind, the Flipkart SBI Credit Card offers the following key benefits:
- Maximized Cashback: Excellent cashback on Myntra, Flipkart, Cleartrip and select partners.
- Digital-Friendly Application Process: Apply via the Flipkart app, SBI Card website or SBI Card SPRINT app for instant approval.
- Secure Contactless Payments: The card features contactless payment technology, making transactions faster and more secure.
- Exclusive Launch Rewards: New cardholders can enjoy special launch rewards during festive seasons and promotions.
Eligibility Criteria for the Flipkart SBI Credit Card
Before applying for the Flipkart SBI Credit Card, make sure you meet the following eligibility criteria:
|
Eligibility Criteria |
Details |
|
Age Limit |
21 to 60 years |
|
Income Requirement |
Minimum monthly income of ₹25,000 (may vary based on city and profession). |
|
CIBIL Score |
A good CIBIL score is preferred, though first-time borrowers may still qualify. |
|
Citizenship |
Indian citizens only. |
How to Apply for the Flipkart SBI Credit Card
The Flipkart SBI Credit Card is available for digital application via the following methods:
- Flipkart App: Apply directly via the Flipkart app for a fast and simple process.
- SBI Card Website: Visit the SBI Card website to complete the online application.
- SBI Card SPRINT App: The SBI Card SPRINT app allows you to track your application status.
The card is available on both Mastercard and VISA platforms, ensuring global acceptance.
Conclusion
The Flipkart SBI Credit Card offers exceptional value for digital shoppers, providing high cashback rates on Myntra, Flipkart, Cleartrip and select partners. Whether you’re shopping for fashion, gadgets, booking travel or ordering food, this card maximizes rewards and makes your shopping experience more rewarding.
With a simple application process, instant approval and great rewards, the Flipkart SBI Credit Card is perfect for today’s digital-savvy consumers. Apply now to start earning cashback on your purchases and enjoy a world of benefits!
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