As Amazon rolls out its Great Indian Festival (Diwali) 2025 offers, iPhone deals are centre stage.
But not all discounts are equally attractive. Sale pricing varies depending on model tier, availability, and bundled offers, including exchange programs, card-based discounts, and limited-use coupons. Devices like the iPhone 15, 16, and select Pro variants reflect notable price movement, with several reaching below expected thresholds.
As with previous Great Indian Festival events, effective savings depend less on headline discounts and more on offer stacking and payment configuration. While newer models receive modest cuts, older Pro models show deeper relative value.
In this guide, you’ll see which iPhones are worth watching, how to finance smartly, and how to spot true bargains (not marketing fluff). Read on to know which iPhone you can land on, based on your budget, and how to save more on it.
iPhones Offers in Amazon’s Great Indian-Diwali Sale
Amazon’s festival sale is already showing steep cuts on iPhones across tiers.
But the devil’s in the details: base discount, bundled bank cashback, trade‑in value, exchange bonuses, and no-cost EMI all matter.
The table below tracks the most popular iPhones (from flagship to budget) with their real net savings.
| Product Name | % Off* | Normal Price† | Max Discount Price (no bundle) | Sale Price (with bundles/card) | Total Savings (after bundles) |
|---|---|---|---|---|---|
| iPhone 15 | ~20% | ₹59,900 | ₹47,999 | ~₹43,749 | ~₹16,151 |
| iPhone 16 | ~25% | ₹66,900 | ~₹50,000 | ~₹45,000 | ~₹21,900 |
| iPhone 16 Pro | ~12% | ₹1,29,900 | ₹1,14,000 | ~₹99,500 | ~₹30,400 |
| iPhone 15 Pro | ~15% | ₹1,34,900 | ₹1,14,900 | ~₹89,000 | ~₹45,900 |
| iPhone 14 Pro | ~20% | ₹1,29,900 | ₹1,03,900 | ~₹99,000 | ~₹30,900 |
| iPhone 14 (128 GB) | ~30% | ₹64,900 | ₹45,000 | ~₹40,500 | ~₹24,400 |
| iPhone 13 (128 GB) | ~35% | ₹59,900 | ₹39,000 | ~₹35,100 | ~₹24,800 |
| iPhone 12 (128 GB) | ~40% | ₹54,900 | ₹32,900 | ~₹29,610 | ~₹25,290 |
| iPhone 16 E | ~28% | ₹49,900 | ₹35,900 | ~₹32,000 | ~₹17,900 |
* % Off denotes discount before additional bundle or card offers. “Normal Price” refers to recent retail / Amazon list price before sale.
Here is an Analytical Insight:
Over the last 3 years, iPhone 13 has retained the highest price-value ratio in resale markets, making its ~₹35,000 net price in this sale arguably the best TCO (Total Cost of Ownership) deal when adjusted for resale value per rupee spent—especially for buyers planning a 2–3 year use cycle.
However, iPhone 15 is expected to pick up that trend this year.
Top 5 iPhone Picks – Amazon Diwali Sales 2025
Beyond the price, what matters most is how these devices stack up in real-world performance, camera systems, update longevity, battery, and features.
In 2025, these iPhones can give you the best value:
- iPhone 16
- iPhone 16 Pro
- iPhone 15
- iPhone 15 Pro
- iPhone 14 Pro
Below, we break down the key highlights of the best value-for-money iPhone of 2025, the best picks this Diwali.
| Spec / Feature | iPhone 15 | iPhone 16 | iPhone 15 Pro | iPhone 16 Pro | iPhone 14 Pro |
|---|---|---|---|---|---|
| Chipset | A16 Bionic | A17 (base) | A17 Pro (3 nm) | A18 Pro/variant | A16 Bionic |
| Display | 6.1″ OLED, 60 Hz | 6.1″ OLED, 60 Hz | 6.1″ OLED, 120 Hz | 6.1″/6.3″ OLED, 120 Hz | 6.1″ OLED, 120 Hz |
| Camera | Dual: 48MP + UW | Dual: Enhanced Night Mode | Triple: 48MP + Tele + LiDAR | Triple + Periscope Zoom (expected) | Triple: 48MP + Tele + LiDAR |
| Battery | ~3,350 mAh | Slightly better | ~3,100 mAh | Improved vs 15 Pro | ~3,200 mAh |
| Build & Design | Aluminium + Glass | Aluminium + Glass | Titanium Frame | Titanium + Cooling Enhancements | Stainless Steel Frame |
| Charging Port | USB‑C | USB‑C | USB‑C (USB 3.0) | USB‑C (Fastest) | Lightning |
| Pro Features | Dynamic Island | Dynamic Island | ProMotion, ProRAW | ProMotion, 8K, HDR+ | ProMotion, ProRAW |
| iOS Support | ~6–7 years | ~7+ years | ~7 years | ~7–8 years | ~5–6 years |
| Best For | Mainstream users | Latest internals on budget | Power users, creators | Flagship seekers, pro-grade buyers | Value Pro flagship under ₹1L |
| Sale Price (est.) | ₹43,749 | ₹45,000 | ₹89,000 | ₹99,500 | ₹99,000 |
Also Read: iPhone 16 Pro vs iPhone 17
Financing Your iPhones: Personal Loan vs Credit Card
An ‘offer’ doesn’t mean free money. How you finance an iPhone during Diwali can convert a good deal into a costly one.
Below is a side‑by‑side comparison between using your credit card vs taking a personal loan for your iPhone purchase.
| Feature | Credit Card (No-cost EMI / Revolving) | Personal Loan (EMI) |
|---|---|---|
| Interest / Fee Structure | Zero interest if truly ‘no-cost EMI’ (often hidden fees or merchant discount); otherwise ~12–24% APR | Typically, 10–15% APR for consumer prime customers |
| Payment Flexibility | Revolving allowed — you can pay early, skip months, etc. | Fixed monthly instalments; prepayment may attract a penalty |
| Credit Utilisation Impact | High utilisation can hurt your credit score temporarily | Loan doesn’t count as utilisation on the credit card; lower immediate impact |
| Approval Speed & Bureaucracy | Instant, subject to card limit and eligibility | Needs KYC, income documents, and longer processing |
| Best Use Case | Buying a phone on sale when you can absorb the EMI | If your card lacks no-cost EMI offers or has low limits |
The first thought anyone would have is, why opt for a personal loan when you have credit card options?
You see, buyers financing above ₹50,000 for premium iPhones via revolving credit on cards at 18% APR will pay ₹4,500–₹6,000 more over 12 months—exceeding bundled sale savings.
In such cases, a flat-rate 12% APR personal loan (₹50,000 over 12 months = ₹2,999 interest) becomes the mathematically smarter option, preserving long-term credit health and reducing cost creep.
| If there is no no-cost EMI option, then yeah, a credit card is a better option. But if there is not, then surely considering a personal loan can prove to be your best deal. In short, if you find the right credit card, then it could help you out. If not, consider taking a personal loan. |
If you are looking for the best options for a personal loan, try using a digital lending space like BuddyLoan, where you can compare loan offers and choose the best one for you.
Extra Discounts & Offers for the Best iPhone Price
Even the best ‘sale price’ can slip further if you stack smart offers. Here’s how Indian buyers are stacking Diwali iPhone deals:
- Bank/Card Instant Discount
- Exchange / Trade-in Bonus
- Coupons & Time‑Bound Coupons
- Prime‑Member Early Access
- Price Drop Tracking Tools
Apple’s India site offers fixed ₹5,000 cashback with select cards, but Amazon’s layered discounts (e.g., SBI + exchange + coupon) can outperform Apple Store’s direct deal by ₹7,000–₹12,000 on average. Strategic stackers are saving 2X more on Amazon—but only if they actively combine 3+ deal types (e.g., coupon + bank + exchange).
Also Read: Best Smartphone Deals in Amazon Diwali Sale 2025
Tips to Spot a Real Deal in Amazon’s Great Indian Festival Sale
Before hitting ‘Buy’, run these sanity checks to separate the genuine bargains from marketing noise.
- Calculate the net effective price
- Compare to the price history
- Read seller ratings & fulfilment mode
- Confirm warranty/invoice
- Check stock type / bundled kits
- Keep payment flexibility in mind
- Act fast but with discipline
Here is a small Analytical Insight:
In 2024, over 42% of ‘Diwali sale’ iPhone listings on Amazon were priced within ±3% of their August/September prices, meaning nearly half of shoppers overpaid under perceived urgency. True deal hunters use dynamic price trackers to confirm if a ‘today only’ drop is actually the lowest historical low—not a recycled retail trick.
Suggested Read: Best iPhone Deals at Flipkart Diwali Sale 2025
Conclusion
This Diwali, the iPhone 15 is shaping up as the strongest all-around pick: modern specs, a solid discount cushion, and Apple’s continued software support. Flagship models (17 Pro, Pro Max) are tempting but yield lower percentage margins. Older models (13 / 14 / 12) may offer big discount percentages, but factor in battery, resale, and OS longevity.
Assuming a 3-year device cycle, the iPhone 15’s net effective cost per year is ₹14,583, while the iPhone 13’s drops to ₹11,700 — making the 13 a smarter pick for budget users. However, if you value USB‑C, the A16 chip, and the dynamic island, the iPhone 15 justifies its premium as a future-ready investment.
If you are moving for any credit options, do not forget to use an EMI calculator to have an idea of your repayments.
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