The Bandhan Bank Debit Card offers a safe and convenient way to access your money anytime, anywhere. With a wide range of debit cards, Bandhan Bank provides options for daily use, shopping, travel, and more. These cards include cash withdrawals, online payments, insurance coverage, and exclusive offers. Customers can easily apply for a Bandhan Bank debit card at a branch, and some options may be available through the online services.
Bandhan Bank Debit Cards offer daily ATM withdrawal limits up to ₹2,00,000 and purchase limits up to ₹6,00,000. Select cards provide benefits like lounge access, insurance cover up to ₹1 crore, and exclusive lifestyle offers.
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Bandhan Bank offers different types of debit cards to match various customer needs. Here’s a summary of the main Bandhan Bank debit card types:
Debit Card Type | ATM Withdrawal Limit | Key Features |
Elite Plus Debit Card | ₹1,00,000 | Lounge access, insurance up to ₹1 crore |
Elite Debit Card | ₹1,00,000 | Premium lounge access, insurance |
Mastercard Platinum Debit Card | ₹2,00,000 | Higher limits, lifestyle benefits |
Mastercard Platinum Plus Debit | ₹50,000 | Purchase protection, insurance |
Mastercard Titanium Debit Card | ₹40,000 | Basic cover, purchase protection |
Visa Platinum Debit Card | ₹1,00,000 | Higher transactions, insurance |
RuPay Platinum Debit Card | ₹2,00,000 | Travel benefits, insurance |
Visa Classic Debit Card | ₹40,000 | Basic usage, purchase protection |
RuPay Classic Debit Card | ₹40,000 | Daily transactions, exclusive offers |
Avni Debit Card (For Women) | ₹50,000 | Shopping offers, insurance |
PMJDY Debit Card | ₹40,000 | For Jan-Dhan accounts, insurance |
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The Bandhan Bank Elite Plus Debit Card offers higher transaction limits, premium lifestyle benefits, and enhanced security for both domestic and international use. This card is designed for customers seeking convenience, protection, and exclusive privileges in their everyday banking.
Key Features of Bandhan Bank Elite Plus Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹1,00,000 |
Daily Purchase Limit | ₹6,00,000 |
Lounge Access | 2 domestic airport visits per quarter + 1 companion access |
Complimentary Movie Tickets | Buy 1, get 1 free (up to ₹750 per month) |
Exclusive Shopping Offers | Discounts on travel, dining, groceries, entertainment, and leisure spending |
Golf Privileges | Access to 4 games or lessons per year at select golf clubs |
Personal Accident Insurance | ₹15,00,000 for road/rail accidents |
Air Accident Insurance | ₹1,00,00,000 |
Purchase Protection | Up to ₹3,00,000 (for 90 days from purchase date) |
Lost Card Liability Cover | Up to ₹5,00,000 |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
Emergency Assistance | 24x7 global support for legal, medical, cash block, and more |
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The Bandhan Bank Elite Debit Card offers higher transaction limits, complimentary airport lounge access, insurance coverage, and lifestyle benefits. Designed for ease of use in both domestic and international transactions, it also includes features like golf privileges, shopping discounts, and secure contactless payments.
Key Features of Bandhan Bank Elite Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹1,00,000 |
Daily Purchase Limit | ₹5,00,000 |
Lounge Access | 2 visits per quarter at select domestic airports |
Complimentary Golf | 12 lessons or 4 games per year |
Complimentary Movie Tickets | Buy 1, get 1 free (up to ₹500/month) |
Exclusive Vouchers | On spends of ₹5,00,000 |
Personal Accident Insurance | ₹10,00,000 |
Air Accident Insurance | ₹1 crore |
Purchase Protection | Up to ₹2,00,000 (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹5,00,000 |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
Emergency Assistance | 24x7 global support |
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The Bandhan Bank Mastercard Platinum Debit Card offers high transaction limits, global acceptance, and a range of lifestyle benefits. Ideal for frequent travelers and shoppers, this card provides complimentary lounge access, insurance coverage, exclusive offers, and secure contactless payments for both domestic and international use.
Key Features of Bandhan Bank Mastercard Platinum Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹2,00,000 |
Daily Purchase Limit | ₹6,00,000 |
Lounge Access | 2 visits per quarter at select domestic airports |
Exclusive Offers | Discounts on travel, dining, entertainment, and shopping |
Personal Accident Insurance | ₹10 lakh |
Air Accident Insurance | ₹1 crore |
Purchase Protection | Up to ₹2 lakh (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹5 lakh |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
Emergency Assistance | 24x7 global support |
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The Bandhan Bank Mastercard Platinum Plus Debit Card is designed for customers seeking secure transactions, essential lifestyle benefits, and free insurance coverage. It offers moderate transaction limits, complimentary lounge access, shopping offers, and protection features, making it a reliable choice for everyday domestic and international use.
Key Features of Bandhan Bank Mastercard Platinum Plus Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹50,000 |
Daily Purchase Limit | ₹3,00,000 |
Lounge Access | 1 visit per quarter at select domestic airports |
Complimentary Movie Tickets | Buy 1, get 1 free (up to ₹350/month) |
Exclusive Vouchers | On annual spends of ₹3.5 lakh |
Personal Accident Insurance | ₹10,00,000 |
Air Accident Insurance | ₹1 crore |
Purchase Protection | Up to ₹2,00,000 (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹3,50,000 |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
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The Bandhan Bank Mastercard Titanium Debit Card is a secure and convenient option for everyday banking needs. It offers essential benefits like free insurance, purchase protection, and exclusive shopping discounts.
Key Features of Bandhan Bank Mastercard Titanium Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹40,000 |
Daily Purchase Limit | ₹3,00,000 |
Personal Accident Insurance | ₹2,00,000 |
Purchase Protection | Up to ₹50,000 (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹50,000 |
Exclusive Offers | Discounts on travel, dining, shopping, and entertainment |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
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The Bandhan Bank Visa Platinum Debit Card is designed for customers who prefer higher transaction limits along with essential security and lifestyle benefits. It supports both domestic and international usage, offers free insurance, purchase protection, and allows secure contactless payments.
Key Features of Bandhan Bank Visa Platinum Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹1,00,000 |
Daily Purchase Limit | ₹4,00,000 |
Personal Accident Insurance | ₹10 lakh (road/rail) + ₹1 crore (air accident) |
Purchase Protection | Up to ₹2 lakh (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹3.5 lakh |
Exclusive Offers | Discounts on travel, dining, shopping, and entertainment |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
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The Bandhan Bank RuPay Platinum Debit Card offers higher transaction limits along with enhanced insurance coverage and lifestyle benefits. With complimentary lounge access, shopping discounts, and contactless payments, this card is ideal for customers who want value, convenience, and security for both domestic and international transactions.
Key Features of Bandhan Bank RuPay Platinum Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹2,00,000 |
Daily Purchase Limit | ₹6,00,000 |
Lounge Access | 1 domestic & 1 international visit per year |
Complimentary Movie Offer | Buy 1, get 1 free (up to ₹150/month) |
Personal Accident Insurance | ₹2,00,000 (includes permanent disability cover) |
Exclusive Offers | Discounts on travel, dining, shopping, groceries, and leisure |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
Emergency Assistance | 24x7 global support for legal, medical, and financial emergencies |
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The Bandhan Bank Visa Classic Debit Card offers basic banking convenience with added insurance benefits and security. Ideal for everyday domestic and international transactions, it includes purchase protection, fraud liability cover, and discounts on shopping, dining, and travel.
Key Features of Bandhan Bank Visa Classic Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹40,000 |
Daily Purchase Limit | ₹1,00,000 |
Personal Accident Insurance | ₹2,00,000 |
Purchase Protection | Up to ₹50,000 (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹50,000 |
Exclusive Offers | Discounts on travel, dining, shopping, groceries, and entertainment |
Contactless Payment | Available on reissuance if not present |
International Usage | Enabled (with PAN registration) |
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The Bandhan Bank RuPay Classic Debit Card is designed for everyday banking convenience with higher daily transaction limits and exclusive offers. It is ideal for domestic payments, online shopping, and contactless transactions, while also offering limited international usage in select countries.
Key Features of Bandhan Bank RuPay Classic Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹40,000 |
Daily Purchase Limit | ₹1,00,000 |
Exclusive Offers | Discounts on travel, dining, groceries, entertainment, and online shopping |
Contactless Payment | Yes, via NFC-enabled EMV chip (available on reissuance if missing) |
International Usage | Limited to NPCI partner countries (e.g., Singapore, UAE, Nepal, Maldives) |
Security Features | Enhanced security for online and contactless payments |
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The Bandhan Bank Avni Debit Card is specially curated for women, offering shopping and lifestyle benefits along with secure banking. It includes complimentary lounge access, movie offers, free insurance, and contactless payment features.
Key Features of Bandhan Bank Avni Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹50,000 |
Daily Purchase Limit | ₹3,00,000 |
Lounge Access | 1 visit per quarter at select domestic airports |
Complimentary Movie Tickets | Buy 1, get 1 free (up to ₹350/month) |
Personal Accident Insurance | ₹10 lakh |
Exclusive Vouchers | On annual spends of ₹3 lakh |
Air Accident Insurance | ₹1 crore |
Purchase Protection | Up to ₹2 lakh (within 90 days of purchase) |
Lost Card Liability Cover | Up to ₹3.5 lakh |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Enabled (with PAN registration) |
Emergency Assistance | 24x7 global support |
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The Bandhan Bank PMJDY Debit Card is designed to promote financial inclusion by offering essential banking services with security and ease. It provides basic transaction facilities, complimentary insurance, and exclusive offers, making it ideal for Jan-Dhan account holders seeking simple and secure access to their funds.
Key Features of Bandhan Bank PMJDY Debit Card
Feature | Details |
Daily ATM Withdrawal Limit | ₹40,000 |
Daily Purchase Limit | ₹1,00,000 |
Insurance Coverage | ₹2,00,000 (personal accidental death & total disability) |
Exclusive Offers | Discounts on shopping, dining, travel, groceries, and online spends |
Contactless Payment | Yes, via NFC-enabled EMV chip |
International Usage | Not enabled |
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Below is a summary of the Bandhan Bank Debit Card charges and other service fees, revised effective from 15th September 2021.
Bandhan Bank has implemented issuance fees for select debit cards. The applicable charges are as follows:
Card Type | Revised Issuance Fee |
RuPay Classic | ₹150 |
RuPay Platinum | ₹200 |
Visa Classic | ₹200 |
Visa Platinum | ₹300 |
In addition to debit card issuance fees, Bandhan Bank has updated several service charges:
Service | Revised Charge |
Cheque Return (Inward) - Financial Reason | ₹500 |
Cheque Return (Outward) - Financial Reason | ₹150 |
ECS Return Charges - Financial Reason | ₹500 |
ATM Decline due to Insufficient Funds (Domestic) | ₹25 per transaction |
DD Issuance Charges | ₹1 to ₹4 per ₹1,000 (Min ₹75, Max ₹10,000) |
Cash Deposit Charges (Post Free Limit) | ₹3.50 per ₹1,000 (Min ₹100) |
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Bandhan Bank offers customers the flexibility to apply for a debit card through both online and offline methods. Below are the detailed steps for both options:
Bandhan Bank Debit Card Apply Online
If you are an existing Bandhan Bank customer with internet banking access, you can easily apply for a debit card online by following these steps:
Bandhan Bank Debit Card Apply Offline
For those who prefer to apply in person, you can visit any Bandhan Bank branch:
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You can set your PIN through Internet Banking, the mBandhan mobile app, or via IVR. This process is secure, paperless, and can be done anytime, anywhere.
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If your Bandhan Bank Debit Card is lost, stolen, or you suspect unauthorized use, it is important to block it immediately. Bandhan Bank provides multiple convenient ways to block your debit card, either temporarily or permanently, through online and offline channels.
Call 1800-258-8181 from your registered mobile number:
For permanent block:
For permanent block:
You will receive an SMS confirmation once the card is blocked.
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Bandhan Bank provides a dedicated customer care service to assist with all queries and issues related to debit cards, including card activation, PIN generation, blocking/unblocking, transaction issues, and general support.
For immediate assistance, you can contact Bandhan Bank through the following numbers:
Service | Contact Number |
Customer Care Helpline (Toll-Free) | 1800-258-8181 |
Customer Care Number | 033-6633-3333 |
Debit Card PIN (Green PIN) | 033-6609-6709 |
Alternate Debit Card Support | 033-4090-2222 |
Micro Banking | 033-6826-5200 |
Head Office | 033-6609-0909 |
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Note: Standard call charges may apply, except for the toll-free number.For non-urgent queries or requests, you can email:
Category | Email Address |
Customer Care | customercare@bandhanbank.com |
Careers | recruitment@bandhanbank.com |
Media Inquiries | corpcomm@bandhanbank.com |
The customer care team will respond after verifying your details.
For in-person assistance, visit your nearest Bandhan Bank branch. You can locate branches using the Banking Outlet Locator on the official website.
Service | Details |
Branch Assistance | Visit your nearest Bandhan Bank branch. Use the Banking Outlet Locator on the official website. |
Head Office Address | Floors 12–14, Adventz Infinity@5, BN 5, Sector V, Salt Lake City, Kolkata 700091 |
Working Hours | Monday to Saturday, 9:00 AM to 6:00 PM (Closed on 2nd and 4th Saturdays) |
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The Bandhan Bank Elite Plus Debit Card is considered the best for premium users, offering high transaction limits, lounge access, insurance up to ₹1 crore, golf privileges, and lifestyle benefits.
Some basic cards were free earlier, but as per the latest charges, issuance fees apply:
₹150 to ₹300 depending on the card type (e.g., RuPay Classic ₹150, Visa Platinum ₹300).
Annual or monthly maintenance fees may also apply based on the card.
The daily ATM withdrawal limit ranges from ₹40,000 to ₹2,00,000, and purchase limits range from ₹1,00,000 to ₹6,00,000, depending on the card type.
Bandhan Bank sets daily limits, not specific monthly limits. However, daily limits accumulate over the month based on usage. You can adjust limits within allowed ranges via Internet Banking or the mBandhan app.
Activate your debit card by:
Ensure online, international, and contactless usage is enabled through account settings.
Yes, select cards like Elite Plus, Elite, Mastercard Platinum, and RuPay Platinum offer complimentary airport lounge access.
You can increase your withdrawal limit by:
Limits can be adjusted up to the maximum allowed for your card type.
Bandhan Bank typically applies annual fees rather than monthly charges. However, some cards may have annual maintenance or usage fees, depending on the card type and usage patterns. Always check specific card terms for exact charges.
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