HDFC Credit Card Payment via Payzapp

HDFC Bank’s PayZapp is a secure digital payments app that enables quick and hassle-free transactions, similar to UPI. Paying your HDFC Bank Credit Card bill through PayZapp involves simple and easy-to-follow steps. The payments are processed instantly, helping you avoid late fees.

Additionally, PayZapp offers features like payment reminders and one-swipe payments for HDFC Bank Debit Card users, enhancing the overall bill payment experience. Whether you're managing bills or everyday expenses, PayZapp is designed to provide a smooth experience.

Keep reading to learn about HDFC Credit Card Payment via PayZapp.

Table of Contents:

• ⇾ Adding HDFC Credit Card on PayZapp
• ⇾ How to change the PayZapp account password?
• ⇾ Credit Card Bill Payment via PayZapp
• ⇾ HDFC PayZapp Charges & its Benefits
• ⇾ Frequently Asked Questions

Adding HDFC Credit Card on PayZapp

If you are a first-time user of PayZapp, you need to complete the registration process to link your HDFC credit card via the app. Hence, here’s what you need to do:

1. Download PayZapp and open the app.
2. Enter your mobile number that is registered with your bank account.
3. Enter the OTP sent to your mobile number to verify.
4. Set up a 4-12-digit PIN to secure your account.
5. Go to the 'Cards' section and tap on '+ Add Card.’
6. Enter your card details.

To manage card settings in PayZapp, you can log in using the 4-digit PIN or passcode. You can also use your phone’s standard device lock, such as PIN, fingerprint, scanner, or password.

How to change the PayZapp account password?

To reset your HDFC PayZapp account passcode, follow these steps:

1. Open the PayZapp app.
2. Select the ‘Forgot Passcode’ option.
3. Enter your registered mobile number.
4. Verify your identity with HDFC Bank Debit Card details or Customer ID.
5. Set a new 4-digit passcode and confirm.

Credit Card Bill Payment via PayZapp

You can effortlessly pay your HDFC Credit Card Bill via PayZapp in the following steps:

1. Download and open PayZapp.
2. Register with your mobile number and complete the KYC process.
3. Go to ‘Bills and Recharges.’
4. Under ‘Financial Services,’ select ‘Credit Card.’
5. Search for HDFC Bank Credit Card.
6. Enter your card number and related information.
7. Select the option for bill payment (Total Amount Due, Minimum Amount Due, or Custom Amount).
8. Select your payment method (Debit Card or UPI).
9. Check for available promo code and apply it to earn cashback.
10. Complete the payment.

HDFC PayZapp Charges & its Benefits

HDFC Bank PayZapp comes with zero charges on transactions and bill payments. However, to load your PayZapp wallet using your HDFC Bank Credit Card, a fee of 2.5% + GST is applicable.

Here are some of the various benefits of HDFC PayZapp:

• Easy and speedy payment process anytime, anywhere.
• Make payments via a single swipe with a prepaid wallet.
• Earn cashback on transactions made via PayZapp.
• Receive reminders on bill payments.
• Access to the swipe-to-pay feature, which supports easy payments.
• Allows for a wide range of payments.
• Assured cashback for maximized savings.
• Track transaction status via the passbook feature that records all your payment information.
• Quick customer support within the app to resolve your queries.
• Earn reward points for everyday transactions.

HDFC PayZapp offers reward points called Cashpoint for your payments, which can be redeemed for shopping, vouchers, or discounts. The details of your earned Cashpoints will be provided in your passbook.