Public Holidays in India 2026

8. Haryana

Here is a list of public holidays in 2026 for Haryana:

9. Himachal Pradesh

Here is a list of public holidays in 2026 for Himachal Pradesh:

10. Jharkhand

Here is a list of public holidays in 2026 for Jharkhand:

11. Karnataka

Here is a list of public holidays in 2026 for Karnataka:

12. Kerala

Here is a list of public holidays in 2026 for Kerala:

13. Madhya Pradesh

Here is a list of public holidays in 2026 for Madhya Pradesh:

14. Maharashtra

Here is a list of public holidays in 2026 for Maharashtra:

15. Manipur

Here is a list of public holidays in 2026 for Manipur:

16. Meghalaya

Here is a list of public holidays in 2026 for Meghalaya:

17. Mizoram

Here is a list of public holidays in 2026 for Mizoram:

18. Nagaland

Here is a list of public holidays in 2026 for Nagaland:

19. Odisha

Here is a list of public holidays in 2026 for Odisha:

20. Punjab

Here is a list of public holidays in 2026 for Punjab:

21. Rajasthan

Here is a list of public holidays in 2026 for Rajasthan:

22. Sikkim

Here is a list of public holidays in 2026 for Sikkim:

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23. Tamil Nadu

Here is a list of public holidays in 2026 for Tamil Nadu:

24. Telangana

Here is a list of public holidays in 2026 for Telangana:

25. Tripura

Here is a list of public holidays in 2026 for Tripura:

26. Uttar Pradesh

Here is a list of public holidays in 2026 for Uttar Pradesh:

27. Uttarakhand

Here is a list of public holidays in 2026 for Uttarakhand:

28. West Bengal

Here is a list of public holidays in 2026 for West Bengal:

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Union Territories Public Holiday List

The Restricted Holiday List 2026 provides flexibility for employees in these territories. You must cross-reference these dates with the Gazetted Holidays 2026 India schedule to finalize your operational calendar.

29. Andaman & Nicobar Islands

Here is a list of public holidays in 2026 for Andaman & Nicobar Islands:

30. Chandigarh

Here is a list of public holidays in 2026 for Chandigarh:

31. Dadra & Nagar Haveli and Daman & Diu

Here is a list of public holidays in 2026 for Dadra & Nagar Haveli and Daman & Diu:

32. Delhi (NCT)

Here is a list of public holidays in 2026 for Delhi:

33. Jammu & Kashmir

Here is a list of public holidays in 2026 for Jammu & Kashmir:

34. Ladakh

Here is a list of public holidays in 2026 for Jammu & Kashmir:

35. Lakshadweep

Here is a list of public holidays in 2026 for Lakshadweep:

36. Puducherry

Here is a list of public holidays in 2026 for Puducherry:

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Public Holidays: Digital Banking & Physical Closures

You must distinguish between the closure of physical bank branches and the availability of digital payment systems during public holidays.

• What Works: Thanks to RBI mandates, digital payment rails like UPI, IMPS, NEFT, and RTGS operate 24/7, 365 days a year. You can transfer funds instantly even on Republic Day or Diwali.
• What Pauses: Physical branch operations, including cash deposits at counters, locker access, and physical document verification for loans, are suspended on all public holidays. Additionally, equity investors should note that NSE BSE Trading Holidays 2026 align closely with these physical closures, pausing market settlements and trading activities.

The ‘Sunday’ Factor in Fintech Planning

The 2026 calendar presents a unique liquidity challenge. Several major public holidays fall on Sundays. These include Maha Shivaratri (Feb 15), Diwali (Nov 8), and Chhath Puja (Nov 15). Hospitality managers must cross-reference these dates with the Dry Days in India 2026 List to project revenue dips, as Sunday holidays often overlap with state-mandated dry days.

A Sunday holiday neutralizes physical branch downtime. You do not lose an extra working day. This creates a massive settlement bottleneck on the preceding Friday. The digital clearing grid absorbs the shock. The National Automated Clearing House (NACH) processes SIPs and EMIs without interruption.

Corporate treasury managers must adjust their routing logic. If you route funds using an SBI IFSC Code in Tamil Nadu on a Sunday holiday, the physical reconciliation shifts to Monday morning. You must maintain a 48-hour cash buffer to prevent overdraft penalties during these specific weekend clusters.

Strategic long weekend planning 2026

You can maximize your annual leave by identifying bridge days. A bridge day is a single working day located between a public holiday and a weekend. Review the Long Weekends in 2026 India to optimize your time off.

Conclusion

The 2026 public holidays calendar is an essential tool for administrative and financial readiness. By tracking the Gazetted and Restricted lists, you avoid the frustration of closed government counters. The banking watchout section ensures your liquidity remains intact even when physical branches pause operations.

While federal services take a break, your financial goals should not. Digital lending platforms like Buddy Loan operate 24/7, even on national holidays. The automated systems process loan applications without human intervention. This ensures you have access to credit whenever you need it.

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