Personal Loan

Apply for a Personal Loan Online

An online personal loan via Buddy Loan is one of the easiest ways to apply for a loan and meet your financial requirements on time. In this digital age, it is easy to apply for a loan online and get it approved instantly.

A personal loan can be used for just about anything. Some lenders want to know what you will do with the money they lend you, but as long as you’ve borrowed it for a responsible and legal reason, you can do what you want with it. The approval rate of personal loan is based on the individual’s credit history.

Our quick personal loan has unmatched benefits: instant funds, attractive rates and easy EMIs. An instant personal loan doesn’t need any collateral, pledges or even any heavy documentation. Thus, no more lengthy applications! There are ample benefits in store for the applicants who avail personal loan via Buddy Loan.

Apply for a personal loan online

It’s instant, seamless and paperless, you can avail a loan up to Rs. 15 lakhs. What’s more? Get competitive interest rates, flexible loan tenures and easy loan repayment options. Applying for a quick personal loan online, your information remains highly confidential.

TIP: Always avail a quick business loan for lesser interest rate through aggregators.

Personal loan features and Benefits

A personal loan via Buddy Loan is free of collateral. There is no need to pledge the asset as guarantee to get an approval on the personal loan.

  • Online Personal Loan Overview

    It is an extremely easy and quick process, to avail a personal loan. Buddy Loan personal loan has a feature integrated, to help ease the application process.

    The applicant can repay the loan through EMIs over the tenure from 6 months to 5 years. For a personal loan via Buddy Loan, it is absolutely paper free process.

    For more information, you could contact your lender.

  • Collateral free instant personal loan!

    Personal loan via Buddy Loan, can be availed easily as there is no need for the applicant to submit any surety for applying for an instant personal loan.

    Please note, that if the applicant has a record of better credit score, the chances of getting the loan at a lower interest is high. The process is easy and faster.

  • Flexible Loan Tenures

    The applicant can borrow as much as you need up to Rs. 15 Lakhs and the repay the loan amount through the EMI options over a tenure from 6months to 5 years.

  • High Personal Loan Approval Rates

    Buddy Loan aggregator has disbursed loans all across the country. Thanks to the hassle-free process and wide pool of loan providers.

    Therefore, if you are looking for a personal loan to invest & grow your savings liquidity, Buddy Loan aggregator is the right place. To stand a chance for a better approval rate, get the necessary documents and ensure they are up to date.

    As a result, the minimal and hassle-free documentation can ease and make the personal loan availing journey enjoyable.

  • Disbursal Amount for Your Interest in Personal Loan!

    The minimum and maximum loan amount that you can opt for when applying for a personal loan online is between the sum of Rs.1000 to Rs. 15 lakhs.

  • Better Interest Rates!

    Buddy Loan personal loan is disbursed starting with an interest rate of 11.99% p.a. If the applicant’s credit history is good, the personal loan can be availed at lower interest rate.

    Banks charge fixed rates or variable rates (please double check with your particular lender).

  • Swift Personal Loan Approval

    Your personal loan is sanctioned within 48 hours of submission. The disbursement time is however less than the expected time.

    Applying for instantaneous personal loans is never that difficult and time consuming anymore, we connect as promised!

  • No hidden charges!

    No prepayment charges, or any hidden fees to sort. There is no pre-booking of the loan that is assisted through third party situation.  

    Buddy loan doesn’t hold any fast agreements that could moderate the means between you and the lender.

    Get your personal loan through good credit history!

  • Safety of your personal loan

    By law, the applicant’s information is held confidential with Buddy Loan from any other party apart from the lender. Buddy Loan aggregator has disbursed so many personal loans instantly to the applicants who hold good credit history.

Eligibility Criteria to get personal loan

Please provide your personal details, loan requirements and company specifications to the specific lending company. Eligibility criteria differs for different banks.

What is the benefit of having a good credit score?

  1. Helps the applicant avail the loan at lower interest rates.
  2. Has better chances for loan approval
  3. No more bragging rights.

Documentation needed for personal loan

Apply for A Personal Loan Online with these basic documents:

  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (anyone)
  • Proof of Residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (anyone).
  • Proof of income: Latest 3 months Bank Statement (where salary/income is credited).

How to Apply for An Instant Personal Loan?

  1. Fill in your personal, financial, and employment details.
  2. Submit the required documents online, proof of identity and proof of income.
  3. Select the loan amount and tenure that you require, to get instant online approval.
  4. Receive the money in your bank account within 48 hours.


A personal loan is a normal loan you can avail from Buddy Loan aggregator. There is no need to pledge any collateral to avail for a personal loan. Availing one is easy – you can apply online – and you can use the money to meet almost any expense.

You can avail loan up to Rs 15 Lakhs through Buddy Loan online with personal loan eligibility criteria. Once you submit the application you will be acknowledged well within 15 minutes. 

Personal loan can be availed for any need and expense. It can help you manage the expenses of a variety of financial needs including:

  • Travel
  • Wedding
  • Employed with an MNC, public or private company, or self-employed.
  • Medical emergencies
  • Home renovation
  • Higher education
  • And many more emergency purposes.

Getting approval on your personal loan online via Buddy loan, the application process is easy. Please keep the latest documents required by the bank.

As the documents differ from each organization. However, most often the approval is mostly dependent on the credit history.

Buddy Loan aggregator has the easiest application process for a personal loan.

However, the minimum salary required for the availing a personal loan is Rs. 20,000/-

What are the eligibility criteria for Personal Loan?

  • You must be a citizen of India
  • Aged between 23 and 57 years
  • Employed with an MNC, public or private company, self-employed too.
  • If you meet the salary requirements as specified based on your city of residence, you qualify for a personal loan.

To avail a personal loan, you will need to submit the following documents:

  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (anyone)
  • Proof of Residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (anyone).
  • Proof of income: Latest 3 months Bank Statement (where salary/income is credited).

You can use the handy Personal Loan EMI Calculator to determine your monthly installments.

No, Buddy loan does not have any pre-payment charges whatsoever.

Personal loan limit extends up to Rs.15 lakhs, without pledging any asset. The applicant can repay the loan over flexible tenure ranging from 6 to 60 months.

Buddy loan aggregator offers personal loans with a range of attractive benefits including:

  • Instant approval
  • Minimal documentation
  • Flexible tenures
  • No hidden charges

Complete the application form online and avail your personal loan.

With 0 collateral, minimal documents & multiple lending options, avail a personal loan in snap. The process is quick, easy and channeled for a hassle-free loan journey.

Improve loan credibility, with 0 default personal loan.

Step 1: Download the Buddy Loan app, from Google play store or even visit: Visit our website to check and compare loan features online.

Step 2: Fill in all your details and the estimated loan amount i.e. needed.

Step 3: Submit your related documents online.

Step 4: Choose the lender from the dashboard panel.

Step 5: Submit your loan application.

Personal loan journey is quick & easy, if you channel your flexible repayments & competitive interest rates. Build your credibility with Buddy Loan. We house many solutions for different types of financial problems.

The pro-active & user-friendly BL support team, help you cross the risk of confusion, debt risk, avoid defaulting.

  1. Save time with a quick turnaround period of your application status.
  2. Transparent & 0 complexity in loan process
  3. Personal loan availability on weekends.
  4. Flexible repayment options with loan tenures between 6 months – 5 years.