The National Savings Certificate (NSC) is a popular Post Office scheme that offers you the opportunity of long-term saving while earning attractive interest for 5 years. The scheme encourages saving among the general public in India as it offers a secure and attractive way of investing.
The NSC application form from the post office is an important step for anyone who is looking to invest in the National Savings Certificate. It offers you an easy way to begin investing in the scheme. The form is available on the India Post official website.
National Savings Certificate
The NSC is available in two types; the NSC VIII issue and the NSC IX issue which was discontinued. The NSC VIII issue is a popular savings scheme among people as it offers tax benefits under Section 80C of the Income Tax Act, of 1961. Applying for the NSC involves a simple process where you need to fill out the NSC application form from the Post office and submit it along with the right documents. By purchasing the National Savings Certificate, you get to enjoy the following features of the NSC:
| National Savings Certificate Features | Details |
|---|---|
| Interest Rate | 7.7% p.a. |
| Tenure | 5 Years |
| Minimum Investment | ₹1000 |
| Maximum Investment | No Limit |
| Tax Benefits | Deduction under Section 80C of the Income Tax Act 1961. |
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NSC Application Forms
NSC Application Forms from the Post Office are important for purchasing National Savings Certificates (NSC). These forms are necessary for both new investments and various transactions related to existing NSCs. The most commonly used forms are the application form, form for transfer from one person to another, form for transfer from one post office to another, form for closing the account, and form for pledging the account.
- The application form: This form is used for the purchase of NSCs. You will need to fill in details such as the amount you wish to invest, personal information, and nominee details.
- The form for transfer from one person to another: This is used for transferring certificates from one person to another or for changing the nomination.
- The form for transfer from one post office to another: This form is used to move their NSC account from one post office to another. It includes details of the original post office, the destination post office, and the certificate numbers involved in the transfer.
- Form for Closing the Account: This form is necessary when an investor wishes to prematurely close their NSC account, typically under special circumstances such as the holder’s demise or specific financial needs. The form requires the certificate details and the reason for closure.
- Form for Pledging the Account: This form is used when an investor wants to pledge their NSCs as collateral for a loan. It includes information about the certificate, the amount being pledged, and the details of the lending institution. This form ensures that the post office recognizes the pledge and records it accordingly.
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Steps to Download Post Office NSC Application Form
Downloading the NSC application form from the post office website is a simple process that allows you to apply for National Savings Certificates from the comfort of your home or by submitting it at the Post Office. This step-by-step guide gives you easy access to the form, helping you avoid the hassle of waiting in line at the post office. Here’s how you can easily download the required NSC application form online, helping you get everything ready before you visit the post office.
Step 1: Visit the India Post website –
https://www.indiapost.gov.in/vas/Pages/IndiaPostHome.aspx

Step 2: You can then click on Banking and Remittance.

Step 3: Then click on ‘Post Office Savings Scheme’.

Step 4: After that select ‘National Savings Certificate (VIIIth issue) (NSC)’ and scroll to the bottom where you will find ‘Forms Available’.

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Step 5: Click on ‘Forms Available’, then scroll down to the bottom of the page and you will find ‘Saving Certificates’, under which you should select ‘Application Form for Purchase of Certificate’ by clicking on the PDF file icon.

Step 6: Then click on the download icon and it will be saved to your computer.

You can also download the Forms to Transfer from Person to Person, Form to Transfer from Post Office to Post Office and the Form to Apply for a Duplicate Certificate in the same manner. Just select the correct form from the ‘Forms Available’ page before downloading it.
Steps to Download NSC Closure & Pledging Form
The form for closing the account and for pledging the account can be downloaded online from the India Post website. Here are the steps you can follow to download the two forms from the website:
Step 1: Visit the India Post website.

Step 2: On the left side of the screen, you will see the ‘Banking & Remittance’ section. Click on it.

Step 3: Select ‘Post Office Savings Scheme’ next.

Step 4: Then click on the National Savings Certificate VIIIth issue (NSC).

Step 5: Scroll down and you will see the ‘National Savings Certificate VIII issue Rules 2019’.

Step 6: Once you click on it, you can scroll down to page 9 where you will find the Closure Form and Page 10, where you will find the Form for pledging the account.


Step 7: You can download these forms by clicking on the download button at the top right of the page.

Steps to Apply for NSC Online
If you wish to invest in NSC online, here are the steps that you can follow:
Step 1:Go to the official website of the Indian Post website.
Step 2:If you are a new user, register by providing your details. Existing users can simply log in using your User ID and Password or OTP.
Step 3:Once logged in, find the section for Post Office savings schemes or NSC specifically.
Step 4:Select “National Savings Certificate” from the available options.
Step 5:Fill out the application form and enter all the required personal and financial details accurately in the online NSC application form.
Step 6:Upload the necessary documents, such as proof of identity, address, and PAN card, as required.
Step 7:Specify the amount you wish to invest in NSC.
Step 8:Proceed to make the payment online through net banking, debit card, or other available payment options.
Step 9:After successful payment, you will receive a confirmation message and an e-receipt for your NSC investment.
Steps to Apply for NSC Offline
You can also purchase an NSC offline by visiting the Post Office, here are the steps that you can follow:
Step 1: Visit the nearest post office where the NSC scheme is available. Make sure to carry all necessary documents.
Step 2: Request the NSC application form from the post office counter or download and fill out the form before visiting the Post Office.
Step 3: Complete the application form with accurate personal details, including your name, address, contact number, the amount you wish to invest, and more.
Step 4: Attach all the required documents including the identity proof documents(Aadhaar Card, PAN Card, Passport, etc.), address proof documents (Utility Bill, Voter ID, etc.), passport-size photographs, and your PAN card (for investments above ₹50,000)
Step 5: Choose the amount you wish to invest in the NSC. The minimum investment is ₹1,000, and there is no maximum limit.
Step 6: Submit the filled application form and make the payment. You can pay using cash, cheque, or demand draft. Some post offices also accept payment via electronic transfer.
Step 7: The post office official will verify your application and documents. Once verified, they will process your NSC certificate.
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