Looking for a convenient and swift personal loan solution? PaySense, a prominent online personal loan app, got you covered. PaySense extends personal loans ranging from Rs 5,000 to Rs 5 Lakhs, at rates of 16.8% - 27.6% p.a for both salaried and entrepreneurs.
With a substantial customer base of over 10 million satisfied users, the platform offers a hassle-free application process and flexible EMI choices. PaySense provides a range of fast loan options, right from instant personal loan, consumer durables loans to vehicle loans. Not just that, PaySense brings you loan for zero credit history for individuals with no established credit score.
For a seamless loan journey with PaySense, you can also apply for a loan through thePaySense loan app available to android and ios users.
Your journey to apply for PaySense personal loans starts here! Read on to know more!
Before getting into the details of PaySense loan, let’s quickly go through the loan highlights from below:
|Interest Rate||1.4% to 2.3% per month|
|Loan amount||₹5,000 to ₹5 Lakhs|
|Tenure||3 months to 5 years|
|Employment||Salaried or Self Employed|
PaySense Loan brings to you the convenience of attractive interest rates with customizable repayment options and immediate fund disbursal. Now for a clearer understanding, check out the table below to keep yourself well informed!
|PaySense Interest Rates||16.8% - 27.6% p.a|
|Processing fee||Up to 3% of the loan amount|
|Foreclosure Fee||4% of the amount|
|Late Payment Charges||₹500 + G.S.T|
With PaySense Personal loan, you can address your financial shortcomings. Get your personal loan instantly by fulfilling the PaySense eligibility criteria:
|Age limit||21 years - 60 years|
|Employment Type||Salaried or Self-employed|
|Salaried employee||₹15,000 Min. Monthly Salary|
|Self Employed||₹20,000 Min Monthly Salary|
Whether you are a salaried or self-employed individual, ensure you have the following documents readily available to start your loan application to begin with your loan availing journey:
|Proof of Identity||PAN Card & Photo ID|
|Proof of Address||Aadhaar card, Voter ID, Passport or Driving License|
|Proof of Income||Net-Banking or last 3 months bank e-statements|
The major feature of an EMI calculator is to aids in effective budgeting and financial planning, for borrowers to seamlessly accommodate their loan commitments. Whether it's assessing the feasibility of a loan or strategizing for timely repayments, the EMI Calculator assists you with the confidence and knowledge you need to make sound financial decisions.
Now, make your well-informed choices while maintaining a firm grip on your budget. Our EMI calculator serves as a user-friendly and straightforward instrument for computing your PaySense personal loan EMI. Now simply provide input on the loan amount, interest rate, and loan tenure and get instant numbers of your payable EMI for the PaySense loan.
|Year||Month||Principal (A)||Interest (B)||EMI (A+B)||Balance||Loan Paid to Date (%)|
Make it happen with PaySense! As PaySense loan app brings you a wide range of personal loans, Vehicle loans, Consumer durable loans, and other types of loans. These crafted loan options suit your varied financial needs. Review the page following choices and select the PaySense loan that best matches your requirements:
When in need of a quick and short-term financing, turn to PaySense personal loan as it is an apt choice for your urgent financial needs. Whether you require immediate funds or a short-term loan, PaySense Instant Personal Loans offers you loan without any established credit history or record.
Enjoy the benefits of the 100% secure PaySense loan process with 0 collateral. Check out the essential to stay informed about the interest rates and other charges associated with it.
|PaySense Interest Rate||16.8% - 27.6% p.a|
|Processing fee||Up to 3% of the loan amount|
|Foreclosure Fee||4% of the amount|
The PaySense Vehicle Car Loan enables you to swiftly embrace your dream car, facilitated by our personalized instant loan solutions and an effortless application process. Seamlessly transition into ownership with the PaySense Used Car Loan, enjoying the speed of acquiring funds for your purchase. Read further to know about the various types of vehicle loans provided by PaySense:
PaySense offers Consumer Durables Loans to cover a range of essential items, including mobile phones, laptops, refrigerators, washing machines, televisions, and more. Get customer durables while experiencing the ease of flexible repayment options and affordable interest rates starting at 1.4 to 2.3% per month
Planning your significant day becomes easier with PaySense's Marriage Loan, extending up to ₹5 lakhs. This loan can be conveniently repaid over a tenure of 12 to 60 months. Eligibility criteria encompass being an Indian resident aged between 21 and 60, possessing a valid PAN and Aadhaar card, maintaining a steady income source, and holding a favorable credit score. The interest rate for a PaySense Marriage Loan varies from 16.8% to 27.6% per annum, while the processing fee remains within 3% of the loan amount.
Some holiday plans are worth borrowing for! Given the numerous costs associated with vacations, including lodging, meals, shopping, and transportation, it's understandable that more Indians are opting for travel loans to finance their holidays. And that's when the PaySense personal loan app comes into action!
PaySense provides personal loans for travel expenses with an interest of 16.8% to 27.6% per annum and with a processing fee that is up to 2.5% of the loan amount.
PaySense offers an emergency medical loan of up to ₹5 lakhs to help you cover unexpected medical expenses. The loan can be repaid over a tenure of 12 to 60 months. PaySense Personal loan aids in covering expenses not accommodated by medical insurance, ensuring that no essential service is postponed or declined during the treatment of your dear ones.
Refurbish your living space with ease using our personal loan for home improvements. Upgrade and renovate your space with a PaySense home improvement loan without any collateral and zero credit history. With an interest rate of 16.8% to 27.6% per annum PaySense aids in providing you home improvement loan at zero credit history.
These loans are crucial for students at a juncture when they wish to pursue their chosen courses either in their home country or in a foreign country. They can get the necessary funds to cover their tuition and other expenses while being able to study in a hassle-free manner. Hence, now with a PaySense education loan of ₹5 lakhs to help you fund your higher education. The loan can be repaid over a tenure of 12 to 60 months.
PaySense offers a business loan of up to ₹5 lakhs to help businesses grow. The loan can be repaid over a tenure of 12 to 60 months. The interest rate on a PaySense business loan is 16.8% - 27.6% p.a. The processing fee is up to 2.5% of the loan amount.
Now be your own boss and bid farewell to cash shortages with our small PaySense business loan for women entrepreneurs up to ₹5 Lakhs.
Get seamless access to financial to a range of financial services. To access your PaySense loan app account, follow these steps and apply for your PaySense personal loan now:
Now you can apply for a PaySense Personal loan with Buddy loan as well, follow these steps to apply now:
Step 2 - Fill out the application form including the loan amount, the tenure months, and contact details.
Step 3 - Fill out the eligibility form and provide:
Step 4 - Submit the details & wait for the loan confirmation.
Ready to take next step ?
With reachability in over 500+ cities in India, the PaySense loan app provides you 100% secure & simple ways to get a quick loan from the convenience of your home & smartphone. Avail an instant loan from ₹5,000 to ₹5,00,000 with an APR between 16% to 36% on a reducing balance basis.
Why PaySense Loan App?
Being India's top-ranking personal loan app PaySense offers a multitude of prominent advantages. Hear these benefits and features that PaySense brings to your loan journey.
Just like the app, that offers easy and convenient access 24/7, PaySense’s experienced representatives are to assist you to ensure a seamless experience throughout your loan journey. Whether you seek clarification on loan terms, have questions about your account, or require support with your application, our customer service team is just a click away.
Also, please note that PaySense does not have any customer care or customer service number. However, for any queries, concerns, or assistance, reach us at support@goPaySense.com or check out “PaySense Customer care information “for further details.
The repayment schedule for a PaySense personal loan fluctuates based on the type of loan obtained. For consistent and timely repayments, PaySense offers two ways to repay your EMIs:
Now that you know the available repayment options for your PaySense loan, here's a step-by-step guide to ensure a successful PaySense Loan Repayment:
To obtain an instant personal loan from PaySense, you can also apply through Buddy Loan, making the loan application process more accessible and convenient.
PaySense considers various factors, including credit score, while processing loan applications. While a good credit score can improve your chances, PaySense also caters to individuals with no prior credit history.
To apply for personal loans via PaySense, follow the steps mentioned in the webpage above. For even quicker and more convenient loan access, consider using Buddy Loan.
Once your loan is approved, you can check the loan details in the PaySense loan app under the "My Loans" or a similar section. This will display your loan amount, repayment schedule, and other relevant information.
After filling out your loan application, you can upload the required documents directly through the PaySense app or website. Simply follow the guidelines to ensure a smooth submission.
If you wish to decline a loan offer then you cannot proceed with the application process. You can also contact PaySense's customer support for guidance on canceling your application.
To pre-close your PaySense loan, contact their customer support for guidance on the procedure. They will provide you with the necessary steps and details for settling your loan before the original tenure ends.
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