PaySense Loan

Looking for a convenient and swift personal loan solution? PaySense, a prominent online personal loan app, got you covered. PaySense extends personal loans ranging from Rs 5,000 to Rs 5 Lakhs, at rates of 16.8% - 27.6% p.a for both salaried and entrepreneurs.

With a substantial customer base of over 10 million satisfied users, the platform offers a hassle-free application process and flexible EMI choices. PaySense provides a range of fast loan options, right from instant personal loan, consumer durables loans to vehicle loans. Not just that, PaySense brings you loan for zero credit history for individuals with no established credit score.

For a seamless loan journey with PaySense, you can also apply for a loan through thePaySense loan app available to android and ios users.

Your journey to apply for PaySense personal loans starts here! Read on to know more!

PaySense Loan Details

Before getting into the details of PaySense loan, let’s quickly go through the loan highlights from below:

Interest Rate 1.4% to 2.3% per month
Loan amount ₹5,000 to ₹5 Lakhs
Tenure 3 months to 5 years
Employment Salaried or Self Employed

PaySense Loan Interest Rates & Charges

PaySense Loan brings to you the convenience of attractive interest rates with customizable repayment options and immediate fund disbursal. Now for a clearer understanding, check out the table below to keep yourself well informed!

PaySense Interest Rates 16.8% - 27.6% p.a
Processing fee Up to 3% of the loan amount
Foreclosure Fee 4% of the amount
Late Payment Charges ₹500 + G.S.T

PaySense Loan Eligibility

With PaySense Personal loan, you can address your financial shortcomings. Get your personal loan instantly by fulfilling the PaySense eligibility criteria:

Nationality Indian
Age limit 21 years - 60 years
Employment Type Salaried or Self-employed
Salaried employee ₹15,000 Min. Monthly Salary
Self Employed ₹20,000 Min Monthly Salary

PaySense Loan Documents Required

Whether you are a salaried or self-employed individual, ensure you have the following documents readily available to start your loan application to begin with your loan availing journey:

Proof of Identity PAN Card & Photo ID
Proof of Address Aadhaar card, Voter ID, Passport or Driving License
Proof of Income Net-Banking or last 3 months bank e-statements

PaySense Loan EMI Calculation

The major feature of an EMI calculator is to aids in effective budgeting and financial planning, for borrowers to seamlessly accommodate their loan commitments. Whether it's assessing the feasibility of a loan or strategizing for timely repayments, the EMI Calculator assists you with the confidence and knowledge you need to make sound financial decisions.

Now, make your well-informed choices while maintaining a firm grip on your budget. Our EMI calculator serves as a user-friendly and straightforward instrument for computing your PaySense personal loan EMI. Now simply provide input on the loan amount, interest rate, and loan tenure and get instant numbers of your payable EMI for the PaySense loan.

Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Types of Loans Offered by PaySense

Make it happen with PaySense! As PaySense loan app brings you a wide range of personal loans, Vehicle loans, Consumer durable loans, and other types of loans. These crafted loan options suit your varied financial needs. Review the page following choices and select the PaySense loan that best matches your requirements:

PaySense Personal Loan

When in need of a quick and short-term financing, turn to PaySense personal loan as it is an apt choice for your urgent financial needs. Whether you require immediate funds or a short-term loan, PaySense Instant Personal Loans offers you loan without any established credit history or record.

Enjoy the benefits of the 100% secure PaySense loan process with 0 collateral. Check out the essential to stay informed about the interest rates and other charges associated with it.

PaySense Interest Rate 16.8% - 27.6% p.a
Processing fee Up to 3% of the loan amount
Foreclosure Fee 4% of the amount

PaySense Vehicle Loan

The PaySense Vehicle Car Loan enables you to swiftly embrace your dream car, facilitated by our personalized instant loan solutions and an effortless application process. Seamlessly transition into ownership with the PaySense Used Car Loan, enjoying the speed of acquiring funds for your purchase. Read further to know about the various types of vehicle loans provided by PaySense:

  • New Car Loans: Buying a new car can strain your finances, but with PaySense's new vehicle loan, you can access up to ₹5,00,000 at low-interest rates. No collateral is needed, and you'll enjoy affordable EMIs.
  • Used Car Loan: The Indian used car market is thriving, offering affordability and practicality.PaySense provides a hassle-free online loan process for used cars, offering up to ₹5,00,000 with no need for collateral or credit history, all with affordable EMIs.
  • Two-Wheeler Loan: PaySense offers instant two-wheeler loans ranging from ₹5,000 to ₹5,00,000 with attractive interest rates. There's no credit history check, and you can also get affordable second-hand bike loans.

PaySense Consumer Durable Loan

PaySense offers Consumer Durables Loans to cover a range of essential items, including mobile phones, laptops, refrigerators, washing machines, televisions, and more. Get customer durables while experiencing the ease of flexible repayment options and affordable interest rates starting at 1.4 to 2.3% per month

  • PaySense Mobile Loan - Upgrade your mobile device and the latest in tech by effortlessly using our easy EMI options. Stay connected with the latest technology without straining your budget with our PaySense mobile loan.
  • PaySense Camera Loan - Memories matter and now capture new moments with a new camera, facilitated by our hassle-free loan process. Make memories while managing your expenses comfortably by availing of personal loans ranging up to 5,00,000
  • PaySense Laptop Loan- Acquire a new laptop conveniently through our personal loan offering. Enhance your productivity with the technology by applying for loans of up to ₹5 lakhs, and pay back on low EMIs under the tenure period of 60 months.
  • PaySense Television Loan - Bring home your new home television with our PaySense loan for television. Now enjoy your favorite shows and movies with affordable EMIs and low PaySense interest rates.
  • PaySense Washing Machine Loan- Simplify household chores with a new washing machine, financed by our convenient EMI options and PaySense interest rate starting from 16.8% - 27.6% p.a. Make your daily life more efficient
  • PaySense Fridge Loan- Upgrade your kitchen with a new fridge using our easy EMI plans. Experience the convenience of modern appliances without financial stress. As PaySense loan app offers you personal loans without any collateral or credit history.

PaySense Marriage Loan

Planning your significant day becomes easier with PaySense's Marriage Loan, extending up to ₹5 lakhs. This loan can be conveniently repaid over a tenure of 12 to 60 months. Eligibility criteria encompass being an Indian resident aged between 21 and 60, possessing a valid PAN and Aadhaar card, maintaining a steady income source, and holding a favorable credit score. The interest rate for a PaySense Marriage Loan varies from 16.8% to 27.6% per annum, while the processing fee remains within 3% of the loan amount.

PaySense Travel Loan

Some holiday plans are worth borrowing for! Given the numerous costs associated with vacations, including lodging, meals, shopping, and transportation, it's understandable that more Indians are opting for travel loans to finance their holidays. And that's when the PaySense personal loan app comes into action!

PaySense provides personal loans for travel expenses with an interest of 16.8% to 27.6% per annum and with a processing fee that is up to 2.5% of the loan amount.

PaySense Medical Emergency Loan

PaySense offers an emergency medical loan of up to ₹5 lakhs to help you cover unexpected medical expenses. The loan can be repaid over a tenure of 12 to 60 months. PaySense Personal loan aids in covering expenses not accommodated by medical insurance, ensuring that no essential service is postponed or declined during the treatment of your dear ones.

PaySense Home Improvement Loan

Refurbish your living space with ease using our personal loan for home improvements. Upgrade and renovate your space with a PaySense home improvement loan without any collateral and zero credit history. With an interest rate of 16.8% to 27.6% per annum PaySense aids in providing you home improvement loan at zero credit history.

PaySense Education Loan

These loans are crucial for students at a juncture when they wish to pursue their chosen courses either in their home country or in a foreign country. They can get the necessary funds to cover their tuition and other expenses while being able to study in a hassle-free manner. Hence, now with a PaySense education loan of ₹5 lakhs to help you fund your higher education. The loan can be repaid over a tenure of 12 to 60 months.

PaySense Business Loan

PaySense offers a business loan of up to ₹5 lakhs to help businesses grow. The loan can be repaid over a tenure of 12 to 60 months. The interest rate on a PaySense business loan is 16.8% - 27.6% p.a. The processing fee is up to 2.5% of the loan amount.

Now be your own boss and bid farewell to cash shortages with our small PaySense business loan for women entrepreneurs up to ₹5 Lakhs.

Other Loans by PaySense

  • PaySense Easy Loan - With our quick approval policy get your desired easy cash loan. You can apply for easy loan amounts ranging from ₹5,000 to ₹5 lakh using the PaySense personal loan app.
  • PaySense Instant Cash Loan - Get immediate funds with PaySense instant cash loan, without worrying about running out of cash.
  • PaySense Fast Loan - Secure fast loan funds to meet your financial requirements for every need. Get a quick and reliable loan of up to ₹5 Lakhs to ensure you're never short of cash.
  • PaySense Low Salary Personal Loan - Bid farewell to worries about a low salary with our loan offering. We're here to bridge the gap and support your aspirations.
  • PaySense Low-Interest Loan - Access loans with attractive interest rates, enabling you to meet your financial goals with cost-effective solutions.
  • PaySense Advance Salary Loans - Advance salary loans crafted for salaried people to borrow loans up to ₹5 Lakhs in the form of an advance to cover unexpected costs.

PaySense Login

Get seamless access to financial to a range of financial services. To access your PaySense loan app account, follow these steps and apply for your PaySense personal loan now:

Step 1: Visit the Website or download the PaySense App and open the it on your device.

Step 2: Click on the 'Login'' button on the homepage or app.

Step 3: Provide your registered mobile number or email address and your password.

Step 4: Some logins may require a security check, such as an OTP (One-Time Password) sent to your registered mobile number or email.

Step 5: Once the login is successful, you can access your PaySense loan app account, view your loan details, check your repayment schedule, and perform various account-related actions.

Apply For PaySense Loan with Buddy Loan

Now you can apply for a PaySense Personal loan with Buddy loan as well, follow these steps to apply now:

Step 1 - Visit - or Download the Buddy Loan app

Step 2 - Fill out the application form including the loan amount, the tenure months, and contact details.

Step 3 - Fill out the eligibility form and provide:

  • Email Address
  • Employment Type
  • Company Type
  • Industry Type
  • Current Company Name
  • Company Address
  • Year of Employment
  • Net Income
  • Mode of Salary
  • Pan Card Details
  • Full Name (As Per Pan Card)
  • Current Address with Pin Code
  • Mobile Number

Step 4 - Submit the details & wait for the loan confirmation.

Ready to take the next step? Apply for a personal loan now!

PaySense Loan App

With reachability in over 500+ cities in India, the PaySense loan app provides you 100% secure & simple ways to get a quick loan from the convenience of your home & smartphone. Avail an instant loan from ₹5,000 to ₹5,00,000 with an APR between 16% to 36% on a reducing balance basis.

Why PaySense Loan App?

Being India's top-ranking personal loan app PaySense offers a multitude of prominent advantages. Hear these benefits and features that PaySense brings to your loan journey.

  • Simple application process: Sign up in 2 minutes in our user-friendly app to begin with a prompt PaySense Personal loan process.
  • Low-interest rates: Get Instant Loans available for low credit scores.
  • Affordable EMIs: Manage your loan repayment by choosing a repayment option for your quick loan.
  • Transparency: Complete transparency with no hidden costs.
  • 24/7 Access: Download the PaySense app and apply for a personal loan anytime, anywhere.
  • Zero Collaterals: Submit the required documents on the instant loan app & no office visits are required.
  • Quick loan approval: Loans get approved within minutes on our instant loan app.

PaySense Loan Customer Care Number

Just like the app, that offers easy and convenient access 24/7, PaySense’s experienced representatives are to assist you to ensure a seamless experience throughout your loan journey. Whether you seek clarification on loan terms, have questions about your account, or require support with your application, our customer service team is just a click away.

Also, please note that PaySense does not have any customer care or customer service number. However, for any queries, concerns, or assistance, reach us at or check out “PaySense Customer care information “for further details.

PaySense Loan Repayment

The repayment schedule for a PaySense personal loan fluctuates based on the type of loan obtained. For consistent and timely repayments, PaySense offers two ways to repay your EMIs:

  • Automatic Debit: Set up a standing instruction with your bank for hassle-free, automatic deductions of your EMI on the due date.
  • Manual Payment: Log into your PaySense account or visit their website to make flexible payments according to your preferences.

Now that you know the available repayment options for your PaySense loan, here's a step-by-step guide to ensure a successful PaySense Loan Repayment:

  • Step 1 - Repaying your loan with PaySense is convenient.
  • Step 2 - Log in to your PaySense account
  • Step 3 - Navigate to the "Repay" or "EMI Payment" section.
  • Step 4 - Choose your preferred payment method.
  • Step 5 - Complete the payment process.

Ready to take the next step? Apply for a personal loan now!

Frequently Asked Questions

To obtain an instant personal loan from PaySense, you can also apply through Buddy Loan, making the loan application process more accessible and convenient.

PaySense considers various factors, including credit score, while processing loan applications. While a good credit score can improve your chances, PaySense also caters to individuals with no prior credit history.

To apply for personal loans via PaySense, follow the steps mentioned in the webpage above. For even quicker and more convenient loan access, consider using Buddy Loan.

Once your loan is approved, you can check the loan details in the PaySense loan app under the "My Loans" or a similar section. This will display your loan amount, repayment schedule, and other relevant information.

After filling out your loan application, you can upload the required documents directly through the PaySense app or website. Simply follow the guidelines to ensure a smooth submission.

If you wish to decline a loan offer then you cannot proceed with the application process. You can also contact PaySense's customer support for guidance on canceling your application.

To pre-close your PaySense loan, contact their customer support for guidance on the procedure. They will provide you with the necessary steps and details for settling your loan before the original tenure ends.

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