Gold Loan

Gold Loan in India

Rate guaranteed per gram and loan that needs no collaterals. Buddy Loan gold loan to the help in the hour of need!

With Buddy Loan Online Gold Loan, there is high probability of sorting out various personal financing needs with the gold loan. The disbursal amount, easy process and more such added benefits one can avail is just a click away.

Apply for An Online Gold Loan

It’s instant, seamless and paperless. The applicant can avail a loan up to Rs. 15 lakhs. What’s more? They get best interest rates, flexible loan tenures and easy loan repayment options. When applying for a quick gold loan online with us, it sees that the applicant’s information remains highly confidential.

TIP: Always avail a quick gold loan in India that will help you meet the financial need with lesser interest rate.

Gold Loan Features and Benefits

An instantaneous gold loan comes with lot of added benefits, observe the features below and process.

  • 100% digital and paperless application process

    Applying for a gold loan online is extremely easy and quick. It requires minimal documentation and formalities. The process can be completed within few minutes and post the submission of the online application, the applicant will receive an acknowledgment within 15 minutes.

  • Collateral free for Online Gold Loan!

    A Gold loan via Buddy Loan is free of collateral. The applicant need not worry about pledging property or any other assets. To get an instant gold loan, the credit score plays an important rule and as a rule:

    If the credit history is good, the chances of loan approval are high and quick.

    If the credit history is average, the approval rate is likely to process but depends on other factors too.

    The loans are purely based on the applicant’s credit history and are approved in no time without any influence!

  • Flexible loan tenures

    The biggest benefit Buddy Loan can offer is the settlement of money and the tenure of the repayment. The repayment tenure options can vary from 6 months to 5 years primarily. The institution or the lender can provide options depending on the applicant’s overall income and repayment capacity.

  • High gold loan approval rates

    Buddy Loan gold loan provides an instant gold loan with 0 hassle and hereby thanks to a wide range of loan providers for having disbursed.

    Therefore, if anyone is looking for an instant gold loan the first step is to gather the necessary documents and ensure they are up to date for quick loan processing.

    Consider the least and hassle-free documentation and enjoy your instant gold loan.

  • Disbursal amount for your interest in gold loan!

    The average disbursal amount is from the sum of Rs. 1000/- to Rs. 15,00,000/- against the gold kept as a collateral. The criteria and terms vary with every loan provider and hence it is advised to go through the lender’s terms carefully.

  • Best interest rates for you!

    Buddy Loan gold loan has interest rates starting from lowest scale 11.99% p.a.

    However, the higher the credit score, the lower the interest rate one will have to pay.

    Banks charge fixed rates or variable rates (please double check with your particular lendor).

  • Swift gold loan sanction

    The gold loan is sanctioned within 48 hours of submission. The disbursement time is however less than the expected time.

    Applying for instantaneous gold loans is quick and easy, we connect as promised!

  • No hidden charges!

    No prepayment charges, or any hidden fees to sort. There is no pre-booking of the loan that is assisted through third party situation.

    Buddy Loan doesn’t hold any fast/fake agreements that could moderate the means between you and the lender.

    Get your gold loan through good credit history!

  • Safety of your gold loan

    By law, the applicant’s information is held confidential with Buddy Loan. Gold loan instantly approves the request with the help of individual’s credit history.

Eligibility Criteria to Get an Online Gold Loan

The beauty of Buddy Loan gold loan is that anyone who owns gold is eligible for gold loan.

Please provide the personal details, loan requirements and company specifications to the specific lending company. Eligibility criteria differs for different organizations.

Does good credit score help increase the eligibility of the applicant?

  1. Helps the applicant avail the loan at lower interest rates.
  2. Has better chances for loan approval
  3. No more bragging rights.

Documentation Needed for Gold Loan Online

Apply for A Gold Loan Online with these basic documents:

  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Proof of income: Latest 3 months Bank Statement (where salary/income is credited).

How to Apply for An Instant Gold Loan?

  1. Fill in your personal, financial, and employment details.
  2. Submit the required documents online, proof of identity and proof of income.
  3. Select the loan amount and tenor that you require, to get instant online approval.
  4. Receive the money in your bank account within 48 hours.


An online gold loan is a loan granted against the gold assets one presents, in addition to considering other eligibility factors. Availing one is easy – as one can apply online – and can use the money to meet almost any expense.

You can apply for a gold loan to meet any of the personal financing needs, be it medical emergencies, travel, wedding expenses, fees for higher education etc.

Getting approval on your Buddy Loan Gold Loan application is easy.

Please hold the documents required by the lending organization you claim the loan from via Buddy Loan.

With Buddy Loan Gold Loan, you can expect approval for application in under 48 hours.

The minimum salary required to avail a Buddy Loan Gold Loan depends on the simple criteria such as the credit history and the minimum salary should be Rs.20,000/-.

To avail a loan, the applicant only needs to meet the basic eligibility criteria below.

  • Must be a citizen of India
  • Aged between 23 and 57 years
  • Employed with an MNC, public or private company, self-employed too.
  • If one meets the salary requirements as specified based on your city of residence, you qualify for an online gold loan.

To avail an online gold loan, you will need to submit the following documents:

  • Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Proof of income: Latest 3 months Bank Statement (where salary/income is credited).

One can use the handy Gold Loan EMI Calculator to determine your monthly installments.

No, Buddy Loan does not have any pre-payment charges whatsoever.

The applicant can borrow up to Rs.15 lakhs without pledging any asset. You can repay your loan over flexible tenures ranging from 6 months to 60 months.

Buddy Loan aggregator offers gold loans with a range of attractive benefits including:

  • Instant approval
  • Minimal documentation
  • Flexible tenors
  • No hidden charges

Complete the application form online and avail the gold loan.