Indian Bank, one of the leading public sector banks in India, provides various services for customers to check their Indian Bank account balances. From digital methods like mobile apps and net banking to traditional methods like ATMs and visiting branches, Indian Bank ensures that customers can easily access their account information. This guide provides comprehensive details on all the available options to check your Indian Bank account balance.
The Indian Bank balance check can be done by giving a missed call to 96776 33000 or calling the toll-free number 1800 4250 0000. These services allow customers to quickly check their account balance for free, applicable to both savings and current accounts.
Check Indian Bank Account Balance
Below is a table summarizing the different methods and numbers you can use to check your Indian Bank account balance.
| Service | Number/Method |
|---|---|
| Toll-Free Customer Care Number | 1800-425-00000 |
| Missed Call Number | 96776 33000 |
| SMS Banking | Send ‘BALAVL (Account Number)’ to 94443-94443 |
| WhatsApp Banking | Send ‘Hi’ to 87544 24242 |
| Net Banking | Indian Bank Net Banking Portal |
| Mobile Banking App | Indian Bank ‘IndOASIS’ Mobile App |
| UPI Apps | UPI-enabled apps like Google Pay, PhonePe, BHIM |
| ATM | Indian Bank ATM or any bank ATM |
| Bank Branch | Visit the nearest Indian Bank Branch |
| Email Enquiry | rtgs@indian-bank.com |
| Mini Statement | Send ‘LATRAN (Account Number)’ to 94443-94443 |
Note: Some banks may offer free NEFT transactions, particularly through online banking.
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Ways to Check Indian Bank Account Balance
Indian Bank offers multiple options ranging from toll-free numbers and missed call services to more modern methods like mobile banking apps and UPI apps. Whether you prefer traditional methods like visiting a bank branch or leveraging digital banking tools, this guide outlines all the available options to help you access your account balance quickly and easily.
Here are the methods to check your Indian Bank account balance:
- Toll-Free Number
- Missed Call Number
- SMS Banking
- WhatsApp Banking
- Email Enquiry
- Net Banking
- Mobile Banking App
- UPI Apps
- ATM
- Bank Branch Visit
- Mini Statement via SMS
Indian Bank Balance Check Toll-Free Number
One of the simplest methods to check your Indian Bank balance is by using the Indian bank account balance enquiry number.
Steps for Indian Bank Account Balance Enquiry Number
- Step 1: Dial the toll-free number 1800 4250 0000 from your registered mobile number.
- Step 2: Choose your preferred language from the options provided.
- Step 3: Your call will be directed to a customer care representative who will assist in checking your balance.
- Step 4: Keep your account number and customer ID ready for the process.
Indian Bank Balance Check Missed Call Number
Indian Bank offers a missed call service for quick balance inquiries. The steps to check the Indian Bank balance by missed call are given below:
- The Indian Bank balance check missed call number is 96776 33000.
- From your registered mobile number, give a missed call to this number.
- After two rings, the call will disconnect, and you will receive an SMS with your balance details.
Steps to Check Indian Bank Balance Via SMS
Indian Bank provides SMS banking services for balance checks. You can send an SMS for a balance inquiry in two ways:
| Type of Request | SMS Code | SMS Format |
|---|---|---|
| Regular Balance Enquiry | BALAVL | BALAVL (Account Number) (MPIN) |
| Mini Statement (Last 3 Transactions) | LATRAN | LATRAN (Account Number) (MPIN) |
| Cheque Status Inquiry | CHQSTS | CHQSTS (Cheque Number) (Account Number) (MPIN) |
| Deposited Cheque Status Inquiry | DCHSTS | DCHSTS (Cheque Number) (Account Number) (MPIN) |
| Change Mobile Banking PIN | CHGPIN | CHGPIN (New MPIN) (Old MPIN) |
| Bank-Related Query Assistance | HELP | HELP (Code) (MPIN) |
To check your balance, send an SMS in the format: BALAVL (Account Number) (MPIN) to 94443 94443.
- Example: If your account number is 9999 9999 9999 and your MPIN is 8888, send BALAVL 929292929292 8888 to 94443 94443. Additionally, you will receive automatic SMS updates after every transaction to help you monitor your balance.
Indian Bank Balance Check Via WhatsApp
Indian Bank offers balance-checking services through WhatsApp.
Steps:
- Step 1: Save the number 8754424242 in your contacts and send a “Hi” on WhatsApp from your registered mobile number.
- Step 2: You will receive a menu of services with numbers assigned to each.
- Step 3: Reply by typing “1” for balance inquiry.
- Step 4: Your balance will be displayed in the chat.
Indian Bank Balance Enquiry Via Email
Though less commonly used, you can also check your balance via email.
Steps:
- Write an email from your registered email ID requesting your account balance and send it to rtgs@indian-bank.com.
- The bank will either notify you of your balance or provide further instructions.
Indian Bank Balance Check with Net Banking
Internet banking allows you to check your balance online along with other banking services.
Steps:
- Step 1: Go to the Indian Bank internet banking portal and log in using your credentials.
- Step 2: On the dashboard, click on the “Balance Enquiry” option.
- Step 3: Provide any necessary information, such as OTP if requested.
- Step 4: Your account balance will be displayed on the screen. If internet banking is not activated, visit your branch to get it set up.
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Check Indian Bank Balance on Mobile Banking App
You can use Indian Bank’s official mobile app, IndOASIS, to check your balance.
Steps to check Indian bank balance on mobile banking app:
- Step 1: Log in to the app using your credentials.
- Step 2: After verification, the dashboard will open.
- Step 3: Click on “My Account” to view your available balance.
Note: For first-time users, you will need your Debit Card details for authentication.
Indian Bank Balance Via UPI Apps
In today’s digital world, UPI apps allow you to check your balance easily. Popular UPI apps that support this feature include Google Pay, PhonePe, Freecharge, Amazon Pay, CRED, Samsung Pay, and Bajaj Finserv. Here is how you can check your balance:
Steps to check Indian bank balance using UPI app:
- Step 1: Open your UPI app and navigate to the “Balance Check” option.
- Step 2: Enter your 4-digit UPI PIN.
- Step 3: Your balance will be displayed on the screen.
Indian Bank Balance Check Via ATM
Using an ATM is one of the most common methods for checking your balance. Here are the steps to check your Indian Bank Balance through ATM:
Steps to check Indian bank balance via ATM:
- Step 1: Visit an Indian Bank ATM or any other bank’s ATM with your Debit/ATM card.
- Step 2: Insert your card, select your preferred language, and choose “Balance Enquiry” from the options.
- Step 3: Enter your 4-digit ATM PIN when prompted.
- Step 4: Your account balance will be displayed on the screen.
Check Indian Bank Balance by Visiting Bank Branch
For those who prefer visiting the branch, there are two ways to check your balance:
- At the Counter: Visit the bank and ask the official to provide your balance. Ensure you carry an ID and your account number.
- Update Passbook: Use the passbook vending machine at the branch to update your passbook and view your balance.
Steps for Passbook Update:
- Step 1: Insert your passbook into the vending machine for scanning.
- Step 2: The machine will print your transactions.
- Step 3: Remove the passbook once a page is full, and repeat the process if needed.
Indian Bank Mini Statement Balance Check Number
To check your Indian Bank mini statement (last 3 transactions) via SMS, you can use the following method:
Steps:
- Open your SMS app from your registered mobile number.
- Type the following message in this format:
LATRAN (Account Number) (MPIN) - Send the SMS to 94443 94443.
- You will receive a reply with the last 3 transactions (mini statement) of your account.
Besides Indian Bank balance inquiry, you can also check more on Indian Bank Personal loan Customer Care.
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