Home Loan
HDFC, PNB, BOB, BOI & IOB Cut Lending Rates in September 2025
Major banks like HDFC, PNB, BoB, BOI, and IOB cut MCLR rates by about 5‑15 basis points across several tenors in September 2025. Borrowers with MCLR‑linked loans should see lower EMIs once their next reset occurs. SBI & IDBI didn’t cut rates this round.
By Artha
24-Sept-2025
Home Loan
Home Loan Rates Start at 7.35% in September 2025 | Check Latest Rates
In September 2025, leading banks are offering home loans starting at 7.35%, making borrowing cheaper for new and existing customers. A ₹50 lakh loan at this rate for 20 years means an EMI of around ₹39,770. Government schemes like PMAY-CLSS can lower costs further. Borrowers should compare rates, use EMI calculators, check subsidy eligibility, and avoid common mistakes to maximize savings.
By Artha
23-Sept-2025
Home Loan
Canara Bank Home Loan Interest Rate 2025
Canara Bank Home Loan Interest Rates in 2025 starts at 7.40% for women borrowers and 8.75% for fixed-rate loans. Floating rates are linked to RLLR, with concessions for women, government employees, and takeover loans. Specialized products like solar rooftop loans and income-proof-free schemes add flexibility. Compared to SBI, PNB, and HDFC, Canara Bank remains one of the most competitive public sector banks in home loan offerings
By Artha
17-Sept-2025
Government Schemes
Pradhan Mantri Awas Yojana Urban 2.0
Launched on 17th September 2024, Pradhan Mantri Awas Yojana – Urban 2.0 offers up to ₹2.5 lakh subsidy for affordable housing in cities. It is open to EWS, LIG, and MIG families, requires women ownership, and provides a 4% interest subsidy on home loans. The scheme will run until 2029, with Angikaar 2025 ensuring widespread awareness and timely implementation.
By Artha
17-Sept-2025
Home Loan
Top NBFCs that Offer Lower Home Loan Rates
Buying a home is one of the biggest financial steps most of us take and let’s be honest, the interest rate on your loan can make or break that decision. While banks are often the first place people look, NBFCs (Non-Banking Financial Companies) and HFCs (Housing Finance Companies) have quietly been changing the game. With […]
By Buddy Loan
01-Sept-2025
Home Loan
RBI’s Repo Rate Cut Impact Home Loan
In June 2025, the Reserve Bank of India (RBI) reduced the repo rate by 50 basis points to 5.50%, aiming to boost economic activity and make loans more affordable. For home loan borrowers, this change has created fresh opportunities, but the benefits aren’t always felt immediately. Why is this important now? Well, borrowers linked to […]
By Buddy Loan
29-Aug-2025
Home Loan
Bajaj Finance Stock Rises As GST Reforms
In mid-August 2025, Bajaj Finance and its subsidiary Bajaj Housing Finance captured investor attention with a sharp surge in their stock prices. Bajaj Finance posted an impressive one-day return of 6.17%, while Bajaj Housing Finance climbed by 2.29%, both outperforming the broader financial indices. This surge reflects deeper structural momentum, which we’ll explore in terms […]
By Buddy Loan
19-Aug-2025
Home Loan
Top 10 Banks for Home Loan in India
For millions across India, homeownership is not merely a financial goal,it is a defining life milestone. In a rapidly evolving real estate landscape, purchasing a home represents stability, long-term security, and a sense of accomplishment. Selecting the right lender and understanding applicable interest rates becomes critical. Home loan interest rates vary significantly across financial institutions, […]
By Buddy Loan
02-Jun-2025
Home Loan
Get A Home Renovation Loan
A home is a peaceful sanctuary that you want to keep close to and be able to take care of it like any other possession you have. To get your home to the best condition, a home improvement loan is your best friend. Keep scrolling through the blog to know all about home improvement loans. […]
By Buddy Loan
02-Jun-2025
Home Loan
The Ultimate Home Loan Calculator, Check How Much Can You Afford?
If you’re interested in purchasing a home but don’t know how much you can afford, then you’ve come to the right place! In this blog post we will explain how to figure out your mortgage affordability using the Ultimate Home Loan Calculator. Before you proceed reading, here are a few things that you should know […]
By Buddy Loan
02-Jun-2025