ANQ Digital Finserv


ANQ Digital Finserv is a financial technology company that offers digital banking solutions powered by decentralized finance (DeFi). Their services include prepaid and credit cards, digital investment options, and reward programs linked to UPI transactions. The company aims to enhance financial accessibility and provide innovative financial products like digital gold and investment options through a user-friendly digital platform.


ANQ offers credit cards (Pi, Phi, and X Cards), a secure platform for managing digital gold and Bitcoin, and UPI-linked financial solutions. These cards provide a range of benefits from UPI integration to luxury travel perks.

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Table of Contents:

Features & Benefits of ANQ Digital Finserv

Here are the features and benefits of ANQ Digital Finserv:

  • Rewards That Grow: ANQ is a platform designed to turn daily spending into wealth-building opportunities. Earn digital gold and Bitcoin with every transaction, offering unlimited growth potential.
  • Dual Credit Card Benefits: ANQ offers Pi and Phi Credit Cards, which combine the benefits of Rupay Platinum and Mastercard World. Manage payments effortlessly while enjoying rewarding transactions.
  • Complete Financial Management: With ANQ, you can manage all your finances in one place. From prepaid wallets to live market price tracking for rewards, ANQ provides complete control over your financial activities.
  • Easy Bitcoin Management: Use ANQ’s secure Bitcoin wallet to earn and manage Bitcoin rewards. Whether you’re accumulating wealth or using Bitcoin for everyday transactions, ANQ makes it simple and secure.
  • Transparent and Fee-Free: ANQ offers lifetime free cards (X & Pi) with no hidden fees, ensuring simple and straightforward financial management.
  • Up to 25% Rewards on Shopping: Earn up to 25% in rewards on shopping vouchers from over 200 leading brands, maximizing the value of your purchases.
  • Link Your Card to UPI: Easily link your Pi Credit Card to UPI apps like Gpay, PhonePe, and Paytm for simplified expense management, bill payments, and enhanced rewards.

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Types of Credit Cards Offered by ANQ Digital Finserv

ANQ Digital Finserv offers three main types of credit cards, each to meet different financial needs. These cards provide a range of benefits from UPI integration to luxury travel perks, making ANQ Digital Finserv a versatile option for all kinds of users.

X Card:

  • Prepaid with Real Rewards: The X card is a prepaid solution that rewards users with 1% in gold or Bitcoin on transactions above ₹150, offering a new way to grow wealth while spending​.
  • Shopping Benefits: Earn up to 16% rewards on shopping vouchers from over 200 partner brands.
  • Low Fees: The X card comes with a one-time fee but no annual charges​.

Pi Credit Card:

  • Virtual Card: The Pi card is virtual-only, specifically designed for UPI transactions. You can link it to UPI apps like Gpay, PhonePe, and Paytm for seamless payments.
  • Rewarding UPI Transactions: Earn 4 reward points (RP) for every ₹2,000 spent on UPI transactions, and 2RP for all other online purchases. Rewards can be converted into Digital Gold or Anq Coin, giving your spending the potential to grow in value​.
  • No Hidden Fees: The Pi card has no joining or annual fees​.

Phi Credit Card:

  • Maximized Rewards: The Phi card is great for high-value transactions, offering up to 24 Reward Points on every ₹200 spent on travel, dining, groceries, and more. It’s perfect for both domestic and international use​.
  • Travel Benefits: This card offers complimentary international lounge access up to three times a year, as well as preferential rates for airport concierge and limousine services.
  • No Cap on Rewards: Enjoy unlimited and uncapped rewards, which can be redeemed as Digital Gold or Anq Coin​.

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Steps to Apply for ANQ Digital Finserv Online

Here are the steps to get started with ANQ Cards online:

  • Step 1: Download the ANQ App: Start by downloading the ANQ app on your device.
  • Step 2: Subscribe with a One-Time Platform Fee: Make a single payment to unlock all ANQ features.
  • Step 3: Complete the Quick KYC Process: Go through a fast and secure KYC verification to get started instantly.
  • Step 4: Select Your Card & Brands: Choose between the X Card, Pi, or Phi Credit Cards, and access brand vouchers with ANQ Shopping.
  • Step 5: Get Your Digital Card Instantly: Start using your digital card immediately for purchases, and receive a physical card within a week.
  • Step 6: Apply for Pi & Phi Credit Cards: Unlock the benefits of Rupay Platinum and Mastercard World for enhanced rewards and experiences.
  • Step 7: Experience Instant Rewards: Earn digital gold or Bitcoin from your first transaction and continue building your wealth with ANQ.

ANQ Digital Finserv Contact Details

ANQ Digital Finserv provides multiple ways for customers to get in touch for assistance or inquiries:

  • Email Support: For general queries, you can email ANQ at help@anq.finance.
  • Phone Support: Reach them by phone at +91 8050533435 for direct assistance.
  • Loan Inquiries: For loan-specific questions, you can contact their team via loans@anq.finance.

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Frequently Asked Questions

ANQ provides a range of financial tools like credit cards that offer rewards in digital gold or Bitcoin, seamless UPI integration, and no hidden fees. It simplifies financial management while offering high-value rewards for everyday spending.

Yes, ANQ can be suitable for small businesses by offering secure, fee-free financial solutions, and rewards on every transaction, making it easy for businesses to manage finances and earn rewards simultaneously.

ANQ emphasizes security by offering features like instant notifications, spending limits, and advanced security for online and offline transactions, ensuring your financial information is safe.

ANQ stands out with its unique rewards system, offering digital gold and Bitcoin instead of traditional cashback. It also provides lifetime free credit cards, no hidden fees, and seamless UPI integration.

ANQ’s Pi and X Cards are lifetime free, meaning there are no hidden fees or annual charges. However, a one-time platform fee is required to unlock all features of ANQ.

You can begin by downloading the ANQ app, subscribing with a one-time platform fee, completing KYC, and selecting the financial products that best meet your needs. A virtual card is provided instantly, and a physical card is available within a week.

Yes, ANQ provides customer support through email, phone, and an online messaging system. You can reach them at help@anq.finance or +91 8050533435 for any assistance.

ANQ offers credit cards (Pi, Phi, and X Cards), a secure platform for managing digital gold and Bitcoin, and UPI-linked financial solutions.

ANQ offers financial services like credit card management, digital wallets, rewards accumulation, prepaid card solutions, and instant UPI transactions, all within a secure and user-friendly app.

ANQ helps users by offering tools to track spending, set limits, and earn rewards with every transaction, thus supporting smarter financial planning while helping accumulate assets like digital gold and Bitcoin.

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