RBL Bank Debit Cards Overview


The RBL Bank’s Debit Cards offers a diverse range of debit cards for a diverse customer base. Features such as cashback rewards, airport lounge access, and insurance coverage can be accessed via these cards.

For instance, the Signature+ Debit Card offers benefits like zero markup on international transactions and complimentary lounge access, while the GO Debit Card provides high ATM withdrawal limits and insurance coverage.

Additionally, RBL Bank offers specialized cards like the Business First Debit Card and Woman's First Debit Card. Keep reading to know more about RBL Debit Cards if you are planning to apply for one!


RBL Bank debit cards offer benefits like cashback, complimentary airport lounge access, and insurance coverage. Cards such as Signature+ and Pinnacle cards cater to premium needs, while others like the Platinum card provide additional protection and perks.

Eligibility Criteria of RBL Bank Debit Cards

The exact eligibility criteria for RBL Debit Cards differ based on the card type. However, here are some general requirements to be met:

  • The applicant must be of the age 18 years old.
  • The applicant can be an Indian citizen or NRI.
  • The applicant must have a savings or current account with the RBL Bank.

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Types of RBL Bank Debit Cards

There are over 10 variants of RBL Bank Debit Cards, some of which are as follows along with with its key features:

  1. RBL Enterprise Debit Card:
  2. Cashback on monthly and annual expenditure 2 complimentary lounge access per quarter at domestic airports
    Joining vouchers worth ₹8,500 from top brands Joining vouchers worth ₹8,500 from top brands
    Annual vouchers upto ₹9000 for purchases worth ₹15 lakh per year Personal Air Accident Cover up to ₹2 crore
    Personal Accident Death Cover up to ₹5 lakh Purchase Protection up to ₹1 lakh
  3. RBL Signature+ Debit Card
  4. Joining vouchers worth ₹5000 Zero charges on international purchases in foreign currency
    2 complimentary lounge access per quarter at domestic airports 1% monthly cashback as voucher
    Access to Visa Concierge Services Personal Air Accident Cover up to ₹2 crore
    Personal Accident Death Cover up to ₹5 lakh Purchase Protection up to ₹25,000
  5. RBL Pinnacle Debit Card
  6. Joining vouchers worth ₹3000 1 complimentary lounge access per quarter at domestic airports
    Free Buy One Get One Ticket on BookMyShow Annual cash vouchers worth ₹1000 on purchases worth ₹1.5 lakh per year
    Personal Air Accident Cover up to ₹1 crore Personal Accident Death Cover up to ₹5 lakh
    Purchase Protection up to ₹25,000 Cashback as vouchers on fuel, grocery, utility bills, & travel
  7. RBL Crest Debit Card
  8. Joining vouchers worth ₹2000 Personal Accident Death Cover up to ₹5 lakh
    Personal Air Accident Cover up to ₹1 crore Purchase Protection up to ₹25,000
  9. RBL GO Debit Card
  10. Joining vouchers worth ₹1500 Personal Accident Death Cover up to ₹5 lakh
    Personal Air Accident Cover up to ₹1 crore Purchase Protection up to ₹25,000

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Guide to Applying for an RBL Bank Debit Card

To apply for your desired RBL Bank Debit Card, there are online and offline methods available.

Here are the steps for RBL Bank Debit Card application online:

  1. Visit the official website of RBI Bank Debit Cards.
  2. Pick the card of your choice and click on the ‘Apply Now’ button.
  3. You will be taken to the application form where your debit card will be filled automatically.
  4. automatically-filled
  5. Enter your mobile number, PIN Code, Name or Customer Name and City.
  6. Click on the boxes to confirm your authorization and acknowledgement to terms and conditions.
  7. Click on the ‘Proceed’ button.

You can also download the application form via the official website of RBL Bank Debit Card. Here are the steps involved:

  1. Visit the RBL Bank Debit Card form download page.
  2. Click on ‘Customer Request Form for Debit Card’ button.
  3. click-cust-button
  4. Download and fill out the application form.
  5. Submit the form to your nearest RBL Bank branch.

Also Read: RBL bank gold loan

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RBL Bank Debit Cards PIN Generation

Follow the steps below to generate your RBL Debit Card PIN:

  1. Send an SMS to ‘9223366333’.
  2. Enter your PIN space<last 4 digits of your Debit Card Number>space<Customer ID> Your New PIN.

Also Read: RLB bank personal loan

RBL Bank Debit Cards Charges & Limits

The table below provides a brief overview of the RBL Bank debit card charges and limits:

Debit Card Type Joining Fees (₹) + GST Annual Fees (₹)
Enterprise Debit Card ₹7500 ₹2000
Signature+ Debit Card ₹5000 ₹1500
Pinnacle Debit Card ₹3000 ₹1000
Crest Debit Card ₹2000 ₹500
GO Debit Card Free Waived off*

Charges are subject to change

*Annual fee for GO Debit Card waived off on purchases worth ₹1 lakh on POS transactions in previous year.

Note: The annual fees for each of these debit cards will be charged only from the 2nd year onwards.

The RBL Bank Debit Card Limits are as follows:

Debit Card Type Daily Transaction Limits (₹)
Enterprise Debit Card Withdrawal: ₹2 lakh
POS: ₹7 lakh
Signature+ Debit Card Withdrawal: ₹2 lakh
POS: ₹6 lakh
Pinnacle Debit Card Withdrawal: ₹1.50 lakh
POS: ₹3.50 lakh
Crest Debit Card Withdrawal: ₹1 lakh
POS: ₹2 lakh
GO Debit Card Withdrawal: ₹1 lakh
POS: ₹2 lakh

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Frequently Asked Questions

The RBL Signature+ Debit Card is best for premium benefits like cashback, lounge access, and vouchers. For a no-fee option with good perks, the RBL GO Debit Card is a great choice.

RBL Bank debit card limits is based on card type. for example, the Signature+ Debit Card offers daily ATM withdrawal limits up to ₹2 lakh while the GO Debit Card provides ATM withdrawal limits up to ₹1 lakh.

RBL Signature+ Debit Card has a ₹499 yearly fee, waived if you spend ₹3 lakh in a year. The GO Debit Card has no annual fee.

Yes, you can use your RBL debit card internationally after activating it by sending 'INTL' to 5607011. Some cards like Signature+ offer zero forex markup, while others may charge a 3.5% fee on international ATM withdrawals.

RBL Bank's UPI daily transaction limits are not specified on their official website. However, as per NPCI guidelines, the general UPI limit is ₹1 lakh per day, though this can vary by bank and account type.

RBL debit card daily limits depend on the card type—for example, premium cards can allow up to ₹2 lakh for ATM withdrawals and ₹4 lakh for purchases. Basic cards may have lower limits like ₹50,000 for ATM use.

RBL Bank's EMI interest rates typically range from 13% to 23% per annum for credit card conversions. For debit card EMI, the rates may vary, so it's best to check with RBL directly for details.

Yes, certain RBL debit cards, like the Signature+ Debit Card, offer complimentary domestic airport lounge access.

The RBL Signature+ Debit Card is the most premium offering from RBL Bank, designed for frequent travelers and high spenders.

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